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MFAO logoMFA Financial, Inc. 9.000% Senior Notes (MFAO) Earnings History

Annual and quarterly earnings data from 1998 to 2025

TTM Net Income
$135M
Profitable
TTM EPS
$1.28
Diluted
YoY EPS Growth
+104.9%
Excellent
Net Margin
20.2%
Profitability
Operating Margin78.8%
Gross Margin96.2%
ROE9.6%
ROA1.4%
Highest Annual Net Income$378M (2019)
Highest Quarterly EPS$1.48 (Q1 2023)
Consecutive Profitable Years3 years
Q1 2026
Net Income-$984,000
EPS$-0.01
QoQ Growth-101.8%Declining

Loading earnings history...

MFAO EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+104.9%
Excellent
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
-6.2%
Slow

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

MFAO Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202596.2%78.8%20.2%
202487.4%39.9%42.6%
202385.4%29.6%34.3%
2022---
202188.9%97.5%97.5%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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MFA Financial, Inc. 9.000% Senior Notes (MFAO) Earnings Overview

As of May 8, 2026, MFA Financial, Inc. 9.000% Senior Notes (MFAO) reported trailing twelve-month net income of $135M, reflecting +104.9% year-over-year growth. The company earned $1.28 per diluted share over the past four quarters, with a net profit margin of 20.2%.

Looking at the long-term picture, MFAO's historical earnings data spans multiple years. The company achieved its highest annual net income of $378M in fiscal 2019.

MFA Financial, Inc. 9.000% Senior Notes maintains industry-leading profitability with a gross margin of 96.2%, operating margin of 78.8%, and net margin of 20.2%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including MFA ($135M net income, 20.2% margin), MITT ($34M net income, 10.3% margin), GPMT (-$40M net income, -28.3% margin), MFAO has room to improve margins relative to the peer group. Compare MFAO vs MFA →

MFAO Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
MFAO logoMFAOCurrent
$135M$1.2820.2%9.6%+104.9%—
MFA logoMFA
$135M$1.2820.2%9.6%+104.9%
MITT logoMITT
$34M$1.0610.3%8.8%-26.8%
GPMT logoGPMT
-$40M$-0.84-28.3%-7.0%+73.7%
BXMT logoBXMT
$104M$0.617.2%3.0%+154.7%
RC logoRC
-$229M$-1.39-45.8%-12.8%+45.2%
Best in group
Lowest in group

MFAO Historical Earnings Data (1998–2025)

28 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$177M+48.2%$690M$1.6820.2%78.8%
2024$119M+48.8%$112M$0.8242.6%39.9%
2023$80M+134.6%$69M$0.4634.3%29.6%
2022-$232M-170.4%-$224M$-2.40--
2021$329M+148.4%$329M$2.6397.5%97.5%
2020-$679M-279.7%$0$-6.01--
2019$378M+25.3%$0$3.1787.3%0.0%
2018$302M-6.4%$534M$2.8686.8%153.5%
2017$322M+3.1%$74M$3.1686.4%19.9%
2016$313M-0.2%$93M$3.2087.2%25.9%

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Compare MFAO vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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MFAO — Frequently Asked Questions

Quick answers to the most common questions about buying MFAO stock.

Is MFAO growing earnings?

MFAO EPS is $1.28, with earnings growth accelerating to +104.9%. This exceeds the 5-year CAGR of N/A. TTM net income reached $135M.

What are MFAO's profit margins?

MFA Financial, Inc. 9.000% Senior Notes net margin is +20.2%, with operating margin at +78.8%. Above-average margins indicate pricing power.

How consistent are MFAO's earnings?

MFAO earnings data spans 1998-2025. The accelerating earnings trend is +104.9% YoY. Historical data enables comparison across business cycles.

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MFAO Earnings Over Time (2014–2025)

Net income and EPS trends