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OverviewPriceRevenueEarningsP/ERatiosDividendTargets

MFAO logoMFA Financial, Inc. 9.000% Senior Notes (MFAO) P/E Ratio History

Historical price-to-earnings valuation from 2024 to 2026

Current P/E
15.0
Undervalued
5Y Avg P/E
26.4
-43% vs avg
PE Percentile
0%
Low
PEG Ratio
N/A
N/A
TTM EPS$1.28
Price$25.18
5Y PE Range16.2 - 38.0
Earnings Yield6.67%

Loading P/E history...

MFAO Valuation Context

How does the current P/E compare to historical and market benchmarks?

vs. 5Y Average
15.0vs26.4
-43%
Cheap vs History
vs. Real Estate
15.0vs24.2
-38%
Below Sector
vs. S&P 500
15.0vs25.1
-40%
Below Market
PEG Analysis
N/A
P/E ÷ EPS Growth
Based on 105% EPS growth (1Y)
Export Data

P/E Ratio Analysis

As of May 8, 2026, MFA Financial, Inc. 9.000% Senior Notes (MFAO) trades at a price-to-earnings ratio of 15.0x, with a stock price of $25.18 and trailing twelve-month earnings per share of $1.28.

The current P/E is 43% below its 5-year average of 26.4x. Over the past five years, MFAO's P/E has ranged from a low of 16.2x to a high of 38.0x, placing the current valuation at the 0th percentile of its historical range.

Compared to the Real Estate sector median P/E of 24.2x, MFAO trades at a 38% discount to its sector peers. The sector includes 171 companies with P/E ratios ranging from 1.1x to 196.6x.

Relative to the broader market, MFAO trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.

For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MFAO DCF Valuation Calculator →

Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.

MFAO P/E vs Peers

P/E ratio compared to closely matched public peers

CompanyMarket CapP/E RatioPEG RatioEPS Growth (1Y)
MFA logoMFAMFA Financial, Inc.
$995M5.8-+105%
MITT logoMITTTPG Mortgage Investment Trust Inc
$249M8.7--27%
BXMT logoBXMTBlackstone Mortgage Trust, Inc.
$3B29.9-+155%
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.
$243M4.9Lowest4.84Best+49%
NLY logoNLYAnnaly Capital Management, Inc.
$16B7.7-+80%
AGNC logoAGNCAGNC Investment Corp.
$10B11.5-+1760%Best
IVR logoIVRInvesco Mortgage Capital Inc.
$577M5.2-+135%

Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.

MFAO Historical P/E Data (2024–2026)

Quarterly P/E ratios calculated from closing price and TTM EPS

QuarterDatePriceTTM EPSP/E Ratiovs Avg
FY2026 Q1$24.91$1.0723.3x-12%
FY2025 Q4Wed Dec 31 2025 00:00:00 GM$25.40$1.3918.3x-31%
FY2025 Q3$25.30$0.8529.8x+13%
FY2025 Q2Mon Jun 30 2025 00:00:00 GM$25.17$0.8728.9x+9%
FY2025 Q1Mon Mar 31 2025 00:00:00 GM$25.33$0.9825.8x-2%
FY2024 Q4$25.36$0.8131.3x+18%
FY2024 Q3Mon Sep 30 2024 00:00:00 GM$25.82$1.5916.2x-39%
FY2024 Q2Sun Jun 30 2024 00:00:00 GM$25.43$0.6738.0x+44%

Average P/E for displayed period: 26.4x

See MFAO's True Return

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Is MFAO Undervalued?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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Compare MFAO vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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MFAO — Frequently Asked Questions

Quick answers to the most common questions about buying MFAO stock.

Is MFAO stock overvalued or undervalued?

MFAO trades at 15.0x P/E, below its 5-year average of 26.4x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.

How does MFAO's valuation compare to peers?

MFA Financial, Inc. 9.000% Senior Notes P/E of 15.0x compares to sector median of 24.2x. The discount suggests lower growth expectations or higher risk.

What is MFAO's PEG ratio?

MFAO PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2024-2026.

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MFAO P/E Ratio History (2024–2026)

P/E ratio calculated as closing price divided by trailing 12-month diluted EPS at each quarter end.