MFA Financial, Inc. 9.000% Senior Notes (MFAO) P/E Ratio History
Deep ValueTrading at 15.0x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2024–2026
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P/E Ratio Analysis
As of June 28, 2026, MFA Financial, Inc. 9.000% Senior Notes (MFAO) trades at a price-to-earnings ratio of 15.0x, with a stock price of $25.27 and trailing twelve-month earnings per share of $1.28.
The current P/E is 43% below its 5-year average of 26.4x. Over the past five years, MFAO's P/E has ranged from a low of 16.2x to a high of 38.0x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Real Estate sector median P/E of 25.2x, MFAO trades at a 40% discount to its sector peers. The sector includes 173 companies with P/E ratios ranging from 0.8x to 164.9x.
Relative to the broader market, MFAO trades at a notable discount to the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MFAO DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
MFAO Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
MFAO P/E vs Peers
Residential credit and whole-loan REITs peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $1B | 5.8 | - | +105% | |
| $257M | 9.0 | - | -27% | |
| $3B | 27.2 | - | +155%Best | |
| $191M | 3.9Lowest | 3.80Best | +49% | |
| $17B | 7.9 | - | +80% | |
| $13B | 7.4 | - | +58% | |
| $567M | 6.0 | - | +103% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
MFAO Historical P/E Data (2024–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $24.91 | $1.07 | 23.3x | -12% |
| FY2025 Q4 | Dec 31 2025 | $25.40 | $1.39 | 18.3x | -31% |
| FY2025 Q3 | - | $25.30 | $0.85 | 29.8x | +13% |
| FY2025 Q2 | Jun 30 2025 | $25.17 | $0.87 | 28.9x | +9% |
| FY2025 Q1 | Mar 31 2025 | $25.33 | $0.98 | 25.8x | -2% |
| FY2024 Q4 | - | $25.36 | $0.81 | 31.3x | +18% |
| FY2024 Q3 | Sep 30 2024 | $25.82 | $1.59 | 16.2x | -39% |
| FY2024 Q2 | Jun 30 2024 | $25.43 | $0.67 | 38.0x | +44% |
Average P/E for displayed period: 26.4x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
2+ years return with dividends reinvested.
DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
MFAO — Frequently Asked Questions
Quick answers to the most common questions about buying MFAO stock.
What is MFAO's P/E ratio?
MFA Financial, Inc. 9.000% Senior Notes (MFAO) trailing twelve-month P/E ratio is 15.0x, based on TTM diluted EPS of $1.28. The 5-year average P/E is 26.4x and the historical range spans 16.2x to 38.0x.
Is MFAO stock overvalued or undervalued?
MFAO trades at 15.0x P/E, below its 5-year average of 26.4x. At the 0th percentile of its historical range (16.2x–38.0x), the stock is priced at a discount to its own history.
Is MFAO stock expensive?
No, MFAO is not expensive on a historical basis. The current P/E of 15.0x is below the 5-year average of 26.4x and sits at the 0th percentile of its valuation range.
What is MFAO's historical P/E range?
Over the past 5 years, MFAO's P/E ratio has ranged from 16.2x to 38.0x, with a median of 28.9x and an average of 26.4x. The current P/E of 15.0x places the stock at the 0th percentile of this range. Full historical data spans 2024–2026.
How does MFAO's P/E compare to the S&P 500?
MFAO trades at 15.0x P/E versus the S&P 500 median of 25.3x. The 41% discount to the market suggests lower growth expectations or perceived higher risk.
How does MFAO's valuation compare to Real Estate peers?
MFA Financial, Inc. 9.000% Senior Notes P/E of 15.0x compares to the Real Estate sector median of 25.2x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is MFAO's PEG ratio?
MFAO PEG ratio is N/A, based on a P/E of 15.0x and EPS growth of 104.9%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is MFAO's earnings yield?
MFAO earnings yield is 6.65%, the inverse of its 15.0x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.