Medallion Financial Corp. (MFIN) P/E Ratio History
Historical price-to-earnings valuation from 1997 to 2025
Loading P/E history...
MFIN Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Medallion Financial Corp. (MFIN) trades at a price-to-earnings ratio of 5.4x, with a stock price of $9.56 and trailing twelve-month earnings per share of $1.89.
The current P/E is 76% below its 5-year average of 22.2x. Over the past five years, MFIN's P/E has ranged from a low of 2.7x to a high of 221.5x, placing the current valuation at the 65th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, MFIN trades at a 59% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, MFIN trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our MFIN DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
MFIN P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $4B | 14.9 | - | +56% | |
| $753M | 9.2 | 0.26Best | +24% | |
| $2B | 7.5Lowest | 0.73 | +287%Best | |
| $115M | 11.3 | 0.35 | +27% | |
| $7B | 8.5 | 2.16 | +55% | |
| $5B | 13.9 | 1.41 | +89% | |
| $14B | 18.5 | - | +32% | |
| $1B | 13.1 | 1.53 | +25% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
MFIN Historical P/E Data (1997–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $10.29 | $1.78 | 5.8x | -88% |
| FY2025 Q3 | $10.10 | $1.71 | 5.9x | -88% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $9.53 | $1.76 | 5.4x | -89% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $8.71 | $1.60 | 5.4x | -89% |
| FY2024 Q4 | $9.39 | $1.52 | 6.2x | -87% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $8.14 | $1.69 | 4.8x | -90% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $7.68 | $1.80 | 4.3x | -91% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $7.91 | $2.12 | 3.7x | -92% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $9.85 | $2.37 | 4.2x | -91% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $7.02 | $2.34 | 3.0x | -94% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $7.91 | $2.18 | 3.6x | -92% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $7.67 | $2.10 | 3.7x | -92% |
Average P/E for displayed period: 48.3x
See MFIN's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs MFIN Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare MFIN vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonMFIN — Frequently Asked Questions
Quick answers to the most common questions about buying MFIN stock.
Is MFIN stock overvalued or undervalued?
MFIN trades at 5.4x P/E, below its 5-year average of 22.2x. At the 65th percentile of historical range, the stock is priced at a discount to its own history.
How does MFIN's valuation compare to peers?
Medallion Financial Corp. P/E of 5.4x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is MFIN's PEG ratio?
MFIN PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 1997-2025.