Medallion Financial Corp. (MFIN) Earnings History
Annual and quarterly earnings data from 1996 to 2024
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EPS Growth Rates (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 43.6% | 21.6% | 12.3% |
| 2023 | 60.4% | 33.8% | 21.6% |
| 2022 | 66.6% | 34.2% | 22.1% |
| 2021 | 80.0% | 45.7% | 30.2% |
| 2020 | 31.3% | -24.4% | -23.0% |
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Medallion Financial Corp. (MFIN) Earnings Overview
As of February 28, 2026, Medallion Financial Corp. (MFIN) reported trailing twelve-month net income of $45M, reflecting -0.4% year-over-year growth. The company earned $1.82 per diluted share over the past four quarters, with a net profit margin of 0.1%.
Looking at the long-term picture, MFIN's 5-year EPS compound annual growth rate (CAGR) stands at +90.9%, indicating exceptional earnings growth. The company achieved its highest annual net income of $55M in fiscal 2023.
Medallion Financial Corp. maintains positive profitability with a gross margin of 0.4%, operating margin of 0.2%, and net margin of 0.1%. The company continues to generate positive earnings from operations. View revenue history →
Compared to industry peers including IX ($439.78B net income, 0.1% margin), ALLY ($852M net income, 0.1% margin), CACC ($454M net income, 0.1% margin), MFIN has outperformed on profitability metrics. Compare MFIN vs IX →
Peer Comparison
Earnings metrics vs industry competitors
Historical Data
29 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $36M | -34.9% | $63M | $1.52 | 12.3% | 21.6% |
| 2023 | $55M | +25.6% | $86M | $2.37 | 21.6% | 33.8% |
| 2022 | $44M | -19.0% | $68M | $1.83 | 22.1% | 34.2% |
| 2021 | $54M | +255.6% | $82M | $2.17 | 30.2% | 45.7% |
| 2020 | -$35M | -1874.1% | -$37M | $-1.42 | -23.0% | -24.4% |
| 2019 | -$2M | +93.0% | $2M | $0.06 | -1.2% | 1.7% |
| 2018 | -$25M | -9109.4% | -$11M | $-1.03 | -22.6% | -9.7% |
| 2017 | $278,000 | -98.8% | -$8M | $0.01 | 1.4% | -40.4% |
| 2016 | $24M | -20.0% | $69M | $0.97 | 22.4% | 66.2% |
| 2015 | $29M | +2.4% | $29M | $1.20 | 52.9% | 52.9% |
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Start ComparisonFrequently Asked Questions
Is MFIN growing earnings?
MFIN EPS of $1.82 reflects slowing growth at -0.4%, below the 5-year CAGR of +90.9%. TTM net income is $45M. Expansion rate has moderated.
What are MFIN's profit margins?
Medallion Financial Corp. net margin is +0.1%, with operating margin at +0.2%. Below-average margins reflect competitive or cost pressures.
How consistent are MFIN's earnings?
MFIN earnings data spans 1996-2024. The current earnings trend is -0.4% YoY. Historical data enables comparison across business cycles.