Medallion Financial Corp. (MFIN) Earnings History
Profitable30 years of earnings data (1996–2025) · Positive TTM net income
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Medallion Financial Corp. (MFIN) Earnings Overview
As of November 8, 2026, Medallion Financial Corp. (MFIN) reported trailing twelve-month net income of $27M, reflecting +17.1% year-over-year growth. The company earned $1.14 per diluted share over the past four quarters, with a net profit margin of 16.9%.
Looking at the long-term picture, MFIN's historical earnings data spans multiple years. The company achieved its highest annual net income of $55M in fiscal 2023.
Medallion Financial Corp. maintains industry-leading profitability with a gross margin of 134.1%, operating margin of 70.0%, and net margin of 16.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including ENVA ($382M net income, 10.3% margin), WRLD ($50M net income, 6.5% margin), PRAA ($158M net income, -30.9% margin), MFIN has outperformed on profitability metrics. Compare MFIN vs ENVA →
MFIN Earnings vs Peers
Earnings metrics vs comparable public companies
MFIN Historical Earnings Data (1996–2025)
30 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $43M | +20.0% | $178M | $1.78 | 16.9% | 70.0% |
| 2024 | $36M | -34.9% | $63M | $1.52 | 17.6% | 30.9% |
| 2023 | $55M | +25.6% | $86M | $2.37 | 28.8% | 44.9% |
| 2022 | $44M | -19.0% | $68M | $1.83 | 27.0% | 41.8% |
| 2021 | $54M | +255.6% | $82M | $2.17 | 36.5% | 55.3% |
| 2020 | -$35M | -1874.1% | -$37M | $-1.42 | -29.7% | -31.6% |
| 2019 | -$2M | +93.0% | $2M | $-0.07 | -1.7% | 2.2% |
| 2018 | -$25M | -9109.4% | -$11M | $-1.03 | -30.3% | -13.0% |
| 2017 | $278,000 | -98.8% | -$8M | $0.01 | 4.9% | -139.0% |
| 2016 | $24M | -20.0% | $69M | $0.97 | 25.5% | 75.3% |
| 2015 | $29M | +2.4% | $29M | $1.20 | 63.7% | 63.7% |
| 2014 | $29M | +11.3% | $29M | $1.14 | 61.6% | 61.6% |
| 2013 | $26M | +5.1% | $26M | $1.16 | 62.2% | 62.2% |
| 2012 | $25M | +27.9% | $25M | $1.21 | 64.1% | 64.1% |
| 2011 | $19M | +69.9% | $19M | $1.09 | 57.9% | 57.9% |
| 2010 | $11M | +1003.6% | $11M | $0.64 | 40.9% | 40.9% |
| 2009 | $1M | -93.3% | $8M | $0.06 | 3.7% | 29.3% |
| 2008 | $15M | -1.2% | $15M | $0.86 | 47.0% | 46.6% |
| 2007 | $15M | +17.8% | $15M | $0.87 | 46.4% | 46.4% |
| 2006 | $13M | +91.0% | $13M | $0.74 | 46.8% | 46.8% |
| 2005 | $7M | -69.5% | $7M | $0.39 | 28.8% | 28.7% |
| 2004 | $23M | +1015.5% | $23M | $1.22 | 57.9% | 58.6% |
| 2003 | $2M | +116.0% | $2M | $0.11 | 10.5% | 10.7% |
| 2002 | -$13M | -210.8% | -$13M | $-0.69 | -83.9% | -83.3% |
| 2001 | -$4M | -153.8% | -$4M | $-0.24 | -29.9% | -30.0% |
| 2000 | $8M | -64.3% | $7M | $0.52 | 24.5% | 23.9% |
| 1999 | $21M | +27.1% | $21M | $1.44 | 41.2% | 41.2% |
| 1998 | $17M | +58.1% | $16M | $1.14 | 54.4% | 53.8% |
| 1997 | $11M | +169.2% | $11M | $1.02 | 58.7% | 63.7% |
| 1996 | $4M | - | $4M | $0.87 | 50.0% | 55.1% |
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MFIN — Frequently Asked Questions
Quick answers to the most common questions about buying MFIN stock.
What is MFIN earnings per share (EPS)?
MFIN trailing twelve-month (TTM) diluted EPS is $1.14, reflecting +17.1% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 1996 to 2025 is available in the table on this page.
What is Medallion Financial Corp.'s net income?
Medallion Financial Corp. (MFIN) trailing twelve-month net income is $27M as of 2025. Earnings grew +17.1% year-over-year. Medallion Financial Corp. has been profitable for 5 consecutive years.
Is MFIN profitable?
Yes, MFIN is profitable with a TTM net income of $27M and a net profit margin of +16.9%. Medallion Financial Corp. has generated profits for 5 consecutive years.
What is MFIN's earnings growth rate?
MFIN compound annual EPS growth rates (CAGR): 1-Year: +17.1%, 3-Year: -0.9%, 5-Year: N/A, 10-Year: +4.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1996 to 2025.
What are MFIN's profit margins?
Medallion Financial Corp. net profit margin is +16.9%, operating margin is +70.0%, and gross margin is +134.1%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +9.1%.
Is MFIN growing earnings?
Yes, MFIN earnings are accelerating — EPS growth of +17.1% exceeds the 5-year CAGR of N/A. TTM net income reached $27M. Earnings momentum is strengthening.
What was MFIN's best earnings year?
Medallion Financial Corp.'s highest annual net income on record is $55M, achieved in fiscal year 2023. Earnings history on this page spans 1996 to 2025 and includes all annual and quarterly figures.
What were MFIN's earnings last quarter?
MFIN's most recent reported quarter was Q3 2026. Net income was $2M with diluted EPS of $0.10. For a full breakdown of all quarters, see the quarterly earnings table on this page.