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MSMorgan Stanley
$212.05$334.5B
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Morgan Stanley (MS) Financials

30Y historyFree accessUpdated daily

Revenue scaling reached $33.1 billion in 2026Q1, supported by a significant improvement in gross margins to 61.8% from 49.7% in 2023Q4.

MS Income Statement

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'25Dec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09Nov'08Nov'07Nov'06Nov'05Nov'04Nov'03Nov'02Nov'01Nov'00Nov'99Nov'98Nov'97Dec'96
Sales/Revenue120.22B------------------------------
Revenue Growth %-------------------------------
Cost of Goods Sold0------------------------------
COGS % of Revenue-------------------------------
Gross Profit69.72B65.62B57.36B50.13B49.93B56.41B45.07B38.88B37.71B35.85B32.71B33.26B32.47B30.78B24.64B30.59B29.36B21.6B17.66B24.98B27.74B21.83B22.78B20.86B19.11B22.04B26.12B21.55B16.44B14.83B6.23B
Gross Margin %57.99%57.07%55.61%56.79%79.92%97.63%90.72%75.58%78.9%86.29%90.79%92.38%89.82%87.42%80.69%81.63%82.09%76.36%32.75%30.37%39.97%47.19%59.3%59.71%58.95%50.24%57.91%62.3%52.82%54.67%69%
Gross Profit Growth %-14.4%14.41%0.41%-11.49%25.17%15.9%3.1%5.19%9.6%-1.66%2.45%5.48%24.91%-19.45%4.2%35.94%22.29%-29.31%-9.93%27.07%-4.16%9.2%9.15%-13.31%-15.61%21.23%31.03%10.86%138.09%9.76%
Operating Expenses46.3B43.66B39.76B38.32B35.84B36.74B30.65B27.58B26.48B25.45B23.86B24.77B28.88B26.22B24.05B24.48B23.16B20.47B16.41B22.21B18.67B15.51B15.96B15.52B14.48B16.36B17.59B13.82B11.06B10.56B4.68B
OpEx % of Revenue-37.97%38.55%43.41%57.37%63.59%61.7%53.61%55.39%61.25%66.23%68.79%79.89%74.47%78.74%65.33%64.76%72.36%30.43%27%26.91%33.54%41.55%44.44%44.66%37.29%39.01%39.95%35.52%38.92%51.89%
Selling, General & Admin34.57B30.25B27.14B25.1B23.96B25.27B21.14B19.32B18.32B17.77B16.46B16.7B18.48B16.91B16.22B16.92B16.44B14.83B12.56B16.87B14.63B11.32B10.98B9.51B9.07B10.65B12.48B9.62B8.05B7.2B3.06B
SG&A % of Revenue-26.3%26.32%28.43%38.35%43.74%42.55%37.56%38.33%42.78%45.7%46.37%51.13%48.04%53.1%45.15%45.95%52.43%23.3%20.51%21.08%24.48%28.58%27.23%27.97%24.27%27.66%27.81%25.85%26.53%33.95%
Research & Development0------------------------------
R&D % of Revenue-------------------------------
Other Operating Expenses0------------------------------
Operating Income23.42B21.95B17.6B11.81B14.09B19.67B14.42B11.3B11.24B10.4B8.85B8.49B3.59B4.56B596M6.11B6.2B1.13B1.25B2.78B9.06B6.32B6.82B5.33B4.63B5.68B8.53B7.73B5.38B4.27B1.55B
Operating Margin %19.48%19.09%17.06%13.38%22.55%34.04%29.02%21.97%23.51%25.04%24.56%23.59%9.93%12.94%1.95%16.3%17.33%3.99%2.33%3.37%13.06%13.65%17.75%15.27%14.29%12.96%18.9%22.34%17.3%15.75%17.11%
Operating Income Growth %-24.77%48.95%-16.15%-28.37%36.41%27.58%0.57%8.02%17.57%4.16%136.56%-21.22%664.77%-90.25%-1.42%448.5%-9.89%-54.83%-69.37%43.51%-7.36%27.82%15.13%-18.49%-33.33%10.33%43.51%25.99%176.62%10.69%
EBITDA27.93B26.61B22.76B16.07B18.09B23.88B18.19B13.94B13.08B12.16B10.58B9.93B4.75B6.07B2.18B7.51B7.62B2.35B2.05B3.25B9.94B7.13B7.62B5.97B5.42B6.41B9.25B8.27B5.96B4.61B1.63B
EBITDA Margin %23.23%23.14%22.06%18.2%28.95%41.34%36.61%27.1%27.37%29.26%29.38%27.57%13.15%17.24%7.13%20.05%21.3%8.32%3.8%3.95%14.32%15.42%19.85%17.09%16.72%14.62%20.51%23.91%19.14%17%18.04%
EBITDA Growth %17.36%16.94%41.62%-11.16%-24.27%31.32%30.43%6.6%7.61%14.85%6.61%108.92%-21.7%178.78%-71.03%-1.35%223.58%14.94%-37%-67.29%39.39%-6.45%27.67%10.17%-15.48%-30.69%11.9%38.74%29.23%183.22%11.09%
D&A (Non-Cash Add-back)4.51B4.66B5.16B4.26B4B4.22B3.77B2.64B1.84B1.75B1.74B1.43B1.16B1.51B1.58B1.4B1.42B1.22B794M475M876M815M805M637M787M729M727M541M575M338M83.3M
EBIT23.42B21.95B17.6B11.81B14.09B19.67B14.42B11.3B11.24B10.4B8.85B8.49B3.59B4.56B596M6.11B6.2B1.13B1.25B2.78B9.06B6.32B6.82B5.33B4.63B5.68B8.53B7.73B5.38B4.27B1.55B
Net Interest Income10.4B10.05B8.61B8.23B9.33B8.04B6.31B4.69B3.81B3.3B3.7B3.09B1.74B778M-205M351M898M790M2.67B2.79B1.88B2.44B3.88B2.94B3.9B3.35B3.06B2.37B2.92B2.78B2.02B
Interest Income60.59B59.06B54.13B45.85B21.59B9.41B10.16B17.1B13.89B9B7.02B5.83B5.41B5.21B5.69B7.23B7.3B7.48B38.93B60.07B42.78B25.99B18.58B15.74B15.87B24.13B21.23B14.88B16.44B13.58B3.59B
Interest Expense50.19B49.02B45.52B37.62B12.27B1.37B3.85B12.4B10.09B5.7B3.32B2.74B3.68B4.43B5.9B6.88B6.41B6.69B36.26B57.28B40.9B23.55B14.71B12.81B11.97B20.78B18.18B12.52B13.51B10.81B1.57B
Other Income/Expense0------------------------------
Pretax Income23.42B21.95B17.6B11.81B14.09B19.67B14.42B11.3B11.24B10.4B8.85B8.49B3.59B4.56B596M6.11B6.2B1.13B1.25B3.44B9.06B7.36B6.49B5.33B4.63B5.68B8.53B7.73B5.38B4.27B1.55B
Pretax Margin %19.48%19.09%17.06%13.38%22.55%34.04%29.02%21.97%23.51%25.04%24.56%23.59%9.93%12.94%1.95%16.3%17.33%3.99%2.33%4.18%13.06%15.91%16.9%15.27%14.29%12.96%18.9%22.34%17.3%15.75%17.11%
Income Tax5.13B4.93B4.07B2.58B2.91B4.55B3.24B2.06B2.35B4.17B2.73B2.2B-90M902M-161M1.41B743M-297M16M831M2.73B1.86B1.86B1.55B1.65B2.07B3.07B2.94B1.99B1.69B593.7M
Effective Tax Rate %21.9%22.45%23.11%21.87%20.65%23.12%22.46%18.26%20.91%40.07%30.81%25.9%-2.51%19.79%-27.01%23.14%11.99%-26.28%1.28%24.15%30.11%25.24%28.6%29%35.51%36.49%36.01%38%36.99%39.49%38.42%
Net Income18.18B16.86B13.39B9.09B11.03B15.03B11B9.04B8.75B6.11B5.98B6.13B3.47B2.93B66M4.08B4.7B1.35B1.71B3.21B7.47B4.94B4.49B3.79B2.99B3.52B5.46B4.79B3.28B2.59B951.4M
Net Margin %15.13%14.66%12.98%10.29%17.65%26.02%22.13%17.57%18.3%14.71%16.59%17.02%9.59%8.33%0.22%10.9%13.15%4.76%3.17%3.9%10.77%10.68%11.68%10.84%9.22%8.03%12.1%13.85%10.52%9.53%10.54%
Net Income Growth %27.22%25.92%47.35%-17.61%-26.64%36.72%21.61%3.36%43.15%2.21%-2.42%76.72%18.25%4342.42%-98.38%-13.14%249.41%-21.15%-46.81%-57.05%51.29%10.1%18.46%26.74%-15.14%-35.47%13.88%46.25%26.68%171.81%11.09%
Net Income (Continuing)18.29B17.02B13.53B9.23B11.18B15.12B11.18B9.24B8.89B6.24B6.12B6.29B3.68B3.66B757M4.7B5.46B1.43B1.24B2.56B6.33B5.19B4.63B3.79B2.99B3.61B5.46B4.79B3.39B2.59B951.4M
Discontinued Operations00000000-4M-19M1M-16M-14M-43M-41M-51M247M-21M540M1.05B1.14B-302M-103M00000000
Minority Interest1.1B1.02B917M944M1.09B1.16B1.37B1.15B1.16B1.07B1.13B1B1.2B3.11B3.32B8.03B8.2B6.09B703M00002.81B1.21B1.21B400M400M000
EPS (Diluted)11.4110.207.955.186.158.036.465.194.733.082.922.911.601.38-0.021.232.63-0.771.392.987.074.534.063.452.693.114.734.102.672.081.40
EPS Growth %29.11%28.3%53.47%-15.77%-23.41%24.3%24.47%9.73%53.57%5.48%0.34%81.88%15.94%8779.25%-101.29%-53.23%441.56%-155.4%-53.36%-57.85%56.07%11.58%17.68%28.25%-13.5%-34.25%15.37%53.56%28.37%48.57%23.89%
EPS (Basic)-10.348.045.246.238.166.555.264.823.152.982.981.641.39-0.021.252.64-0.771.453.147.384.664.153.522.763.214.954.332.802.191.40
Diluted Shares Outstanding1.59B1.59B1.61B1.65B1.71B1.81B1.62B1.64B1.74B1.82B1.89B1.95B1.97B1.96B1.92B1.68B1.41B1.19B1.1B1.05B1.05B1.08B1.11B1.1B1.11B1.12B1.15B1.16B1.21B1.22B632.43M
Basic Shares Outstanding1.57B1.57B1.59B1.63B1.69B1.78B1.6B1.62B1.71B1.98B1.85B1.91B1.92B1.91B1.89B1.65B1.36B1.19B1.03B1B1.01B1.05B1.08B1.08B1.08B1.09B1.1B1.1B1.15B1.15B632.43M
Dividend Payout Ratio-39.1%45.84%63.42%48.97%27.74%24.91%29.05%27.15%34.12%29.2%23.75%26.07%16.2%710.61%20.42%24.58%128.68%71.88%37.99%15.62%23.89%24.43%26.25%33.47%29.54%16.94%12%15.84%16.09%14.08%

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetHealthy
Cash FlowRobust
Top Statement Risk

Market Volatility and Regulation

Verified Source

Metrics are mathematically derived from official filings.

SEC 8-K (2026Q1)

Revenue Scaling Through Diversified Streams

As evidenced by the latest quarterly data, Morgan Stanley has demonstrated a clear upward revenue trajectory, reaching $33.1 billion in 2026Q1, which suggests that the firm's strategic pivot toward recurring wealth management fees is successfully offsetting the inherent cyclicality of its institutional securities and capital markets business.

The consistent revenue expansion observed over the last ten quarters indicates that the firm is effectively capturing market share through its integrated wealth ecosystem. This growth appears durable, as the transition from transactional brokerage to fee-based advisory models provides a more predictable revenue floor during periods of market uncertainty.

Structural Margin Expansion Remains Evident

According to the provided financial statements, Morgan Stanley achieved a gross margin of 61.8% in 2026Q1, representing a significant improvement from the 49.7% reported in 2023Q4, which implies that the firm is successfully leveraging its scale to drive higher profitability across its core advisory and wealth management segments.

The steady climb in gross margins suggests that management's focus on high-margin, capital-light business lines is yielding tangible results. Investors should monitor whether this margin expansion can be sustained as the firm navigates potential increases in regulatory compliance costs and competitive pressures within the wealth management landscape.

Operating Leverage Scaling With Efficiency

Based on reported figures, the firm's operating margin reached 21.1% in 2026Q1, a notable increase from the 8.7% low in 2023Q4, indicating that Morgan Stanley is successfully scaling its operating income faster than its overhead costs through improved expense discipline and the maturation of recent large-scale strategic acquisitions.

The firm appears to be benefiting from operating leverage as the integration of E*TRADE and Eaton Vance reaches maturity, allowing for more efficient cost absorption. This trend suggests that the company is becoming more adept at managing its compensation-to-revenue ratio, even in a competitive talent market.

Earnings Quality Supported By Stability

Analysis of the income statement reveals that EPS has grown to $3.40 in 2026Q1, and while stock-based compensation remains a recurring expense of $571 million, the overall quality of earnings appears robust due to the increasing proportion of recurring, asset-based fees relative to volatile institutional trading income.

The consistency in net income growth suggests that the firm's earnings are less susceptible to the 'lumpy' nature of performance fees than in previous cycles. However, analysts should remain cautious regarding the impact of potential tax rate anomalies and the ongoing integration costs that may temporarily obscure the underlying 'clean' operating performance.

Risks To Sustained Margin Growth

While the current trajectory is positive, a critical counter-analysis suggests that the firm's reliance on US-centric wealth management exposes it to significant regulatory risks, as evidenced by recent inquiries into AML/KYC practices which could potentially constrain future asset growth and necessitate higher, margin-diluting compliance expenditures.

Short-term margin compression remains a risk if the firm is forced to increase capital buffers under evolving Basel III frameworks. Furthermore, the market may be overestimating the 'stickiness' of retail assets, and any significant downturn in global asset prices could disproportionately impact the fee-based revenue that currently supports the firm's valuation premium.

MS — Frequently Asked Questions

Quick answers to the most common questions about buying MS stock.

Is Morgan Stanley (MS) profitable?

Morgan Stanley (MS) is profitable, generating $16.86B in net income for the fiscal year ending 2025 with a net profit margin of 14.7%.

What is Morgan Stanley's operating profit margin?

Morgan Stanley (MS) reported an operating income of $21.95B, resulting in an operating profit margin of 19.1%. This margin reflects the operational efficiency of the business before interest and taxes.

What is Morgan Stanley's gross profit and gross margin?

Morgan Stanley (MS) generated $65.62B in gross profit for the year, representing a gross profit margin of 57.1%. This demonstrates the company's core pricing power and production efficiency.