MVB Financial Corp. (MVBF) Earnings History
Annual and quarterly earnings data from 2003 to 2025
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MVBF EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
MVBF Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 71.7% | 13.6% | 10.0% |
| 2024 | 64.7% | 11.6% | 8.8% |
| 2023 | 69.7% | 12.8% | 14.7% |
| 2022 | 81.4% | 9.9% | 9.9% |
| 2021 | 100.0% | 42.7% | 35.2% |
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MVB Financial Corp. (MVBF) Earnings Overview
As of May 8, 2026, MVB Financial Corp. (MVBF) reported trailing twelve-month net income of $27M, reflecting +34.6% year-over-year growth. The company earned $2.06 per diluted share over the past four quarters, with a net profit margin of 10.0%.
Looking at the long-term picture, MVBF's 5-year EPS compound annual growth rate (CAGR) stands at -7.6%, signaling declining earnings. The company achieved its highest annual net income of $39M in fiscal 2021.
MVB Financial Corp. maintains positive profitability with a gross margin of 71.7%, operating margin of 13.6%, and net margin of 10.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including FFIN ($243M net income, 30.2% margin), NBTB ($169M net income, 19.5% margin), UVSP ($91M net income, 17.5% margin), MVBF has room to improve margins relative to the peer group. Compare MVBF vs FFIN →
MVBF Earnings vs Peers
Earnings metrics vs comparable public companies
MVBF Historical Earnings Data (2003–2025)
23 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $27M | +34.1% | $37M | $2.06 | 10.0% | 13.6% |
| 2024 | $20M | -35.7% | $26M | $1.53 | 8.8% | 11.6% |
| 2023 | $31M | +107.6% | $27M | $2.40 | 14.7% | 12.8% |
| 2022 | $15M | -61.5% | $15M | $1.17 | 9.9% | 9.9% |
| 2021 | $39M | +4.6% | $47M | $3.10 | 35.2% | 42.7% |
| 2020 | $37M | +38.6% | $47M | $3.06 | 29.1% | 36.5% |
| 2019 | $27M | +124.9% | $35M | $2.20 | 18.8% | 24.3% |
| 2018 | $12M | +58.5% | $15M | $1.00 | 11.4% | 14.7% |
| 2017 | $8M | -41.3% | $12M | $0.68 | 8.1% | 13.1% |
| 2016 | $13M | +89.4% | $13M | $1.31 | 13.7% | 14.2% |
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Start ComparisonMVBF — Frequently Asked Questions
Quick answers to the most common questions about buying MVBF stock.
Is MVBF growing earnings?
MVBF EPS is $2.06, with earnings growth accelerating to +34.6%. This exceeds the 5-year CAGR of -7.6%. TTM net income reached $27M.
What are MVBF's profit margins?
MVB Financial Corp. net margin is +10.0%, with operating margin at +13.6%. Margins sit within typical range for the sector.
How consistent are MVBF's earnings?
MVBF earnings data spans 2003-2025. The accelerating earnings trend is +34.6% YoY. Historical data enables comparison across business cycles.