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NCPL logoNetcapital Inc. (NCPL) Earnings History

Annual and quarterly earnings data from 2016 to 2025

TTM Net Income
-$28M
Net Loss
TTM EPS
$-5.01
Diluted
YoY EPS Growth
+29.0%
Excellent
Net Margin
-3255.0%
Profitability
Operating Margin-952.4%
Gross Margin95.4%
ROE-107.1%
ROA-90.6%
Highest Annual Net Income$4M (2022)
Highest Quarterly EPS$2.52 (Q2 2024)
Consecutive Profitable Years0 years
Q3 2026
Net Income-$2M
EPS$-0.32
QoQ Growth+14.9%Strong

Loading earnings history...

NCPL EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NCPL Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202595.4%-952.4%-3255.0%
202497.8%-69.5%-100.7%
202399.0%26.7%34.8%
202298.0%-18.8%63.9%
202183.9%-8.5%31.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Netcapital Inc. (NCPL) Earnings Overview

As of May 9, 2026, Netcapital Inc. (NCPL) reported trailing twelve-month net income of -$28M, reflecting +29.0% year-over-year growth. The company earned $-5.01 per diluted share over the past four quarters, with a net profit margin of -3255.0%.

Looking at the long-term picture, NCPL's historical earnings data spans multiple years. The company achieved its highest annual net income of $4M in fiscal 2022.

Netcapital Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including CF ($1.76B net income, 20.5% margin), OXSQ (-$36M net income, -79.7% margin), FPAY (-$1M net income, -0.1% margin), NCPL has room to improve margins relative to the peer group. Compare NCPL vs CF →

NCPL Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NCPL logoNCPLCurrent
-$28M$-5.01-3255.0%-107.1%+29.0%—
CF logoCF
$1.8B$11.3820.5%18.9%+33.1%
OXSQ logoOXSQ
-$36M$-0.41-79.7%-12.2%-370.0%
FPAY logoFPAY
-$1M$-0.06-0.1%-0.6%+37.1%
INTU logoINTU
$4.3B$15.4420.5%20.3%+31.1%
BILL logoBILL
-$7M$-0.071.6%0.6%+185.2%
Best in group
Lowest in group

NCPL Historical Earnings Data (2016–2025)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$28M-467.6%-$8M$-20.39-3255.0%-952.4%
2024-$5M-268.7%-$3M$-28.70-100.7%-69.5%
2023$3M-15.7%$2M$44.1034.8%26.7%
2022$4M+138.4%-$1M$88.9063.9%-18.8%
2021$1M+143.0%$-401,501$62.3031.1%-8.5%
2020$604,851+3.8%$1M$1.5034.5%65.4%
2019$582,880+344.5%$624,433$1.5757.5%61.6%
2018$131,129+115.8%$-192,054$0.41118.0%-172.8%
2017$-828,121+0.9%$-549,043$-3.26-3850.3%-2552.7%
2016$-835,874-$-707,238$-3.30-1862.5%-1575.9%

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Compare NCPL vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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NCPL — Frequently Asked Questions

Quick answers to the most common questions about buying NCPL stock.

Is NCPL growing earnings?

NCPL EPS is $-5.01, with earnings growth accelerating to +29.0%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-28M.

What are NCPL's profit margins?

Netcapital Inc. net margin is -3255.0%, with operating margin at -952.4%. Below-average margins reflect competitive or cost pressures.

How consistent are NCPL's earnings?

NCPL earnings data spans 2016-2025. The accelerating earnings trend is +29.0% YoY. Historical data enables comparison across business cycles.

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NCPL Earnings Over Time (2016–2025)

Net income and EPS trends