Netcapital Inc. (NCPL) Financial Ratios
10 years of historical data (2016–2025) · Financial Services · Financial - Capital Markets
EV/EBITDA
↓
N/A
—
5yr avg: 405.70
P/FCF
N/A
—
5yr avg: N/A
P/B Ratio
↓
0.06
↓-100% vs avg
5yr avg: 34.94
30Y Low0.0·High93.5
ROE
↓
-107.1%
↑-630% vs avg
5yr avg: -14.7%
30Y Low-107%·High89%
Debt/EBITDA
↓
N/A
—
5yr avg: 1.54
30Y Low1.0·High5.7
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
NCPL Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Netcapital Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $3M | $3M | $2M | $445M | $1.7B | $1.3B | $248M | $145M | $156M | $36M | $35M |
| Enterprise Value | $6M | $5M | $3M | $448M | $1.7B | $1.3B | $249M | $146M | $157M | $37M | $37M |
| P/E Ratio → | -0.03 | — | — | 2.16 | 7.09 | 12.92 | 410.67 | 249.68 | 1195.12 | — | — |
| P/S Ratio | 3.98 | 3.22 | 0.32 | 52.42 | 315.93 | 280.89 | 141.32 | 143.42 | 1405.28 | 1653.34 | 789.25 |
| P/B Ratio | 0.06 | 0.19 | 0.04 | 12.32 | 68.61 | 93.53 | 364.87 | — | — | — | — |
| P/FCF | — | — | — | — | — | — | — | 4757.42 | — | — | — |
| P/OCF | — | — | — | — | — | — | — | 4757.42 | — | — | — |
P/E links to full P/E history page with 30-year chart
NCPL EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 5.98 | 0.64 | 52.69 | 316.60 | 281.49 | 141.91 | 144.51 | 1415.49 | 1740.26 | 829.98 |
| EV / EBITDA | — | — | — | 188.96 | 415.73 | 612.41 | — | 241.70 | 784.38 | — | — |
| EV / EBIT | — | — | — | 114.66 | 415.73 | 612.41 | 560.82 | 241.70 | 784.38 | — | — |
| EV / FCF | — | — | — | — | — | — | — | 4793.39 | — | — | — |
NCPL Profitability
Margins and return-on-capital ratios measuring operating efficiency
Netcapital Inc. earns an operating margin of -952.4%, below the Financial Services sector average of 20.3%. Operating margins have compressed from 26.7% to -952.4% over the past 3 years, signaling potential cost pressures or competitive headwinds. A negative ROE of -107.1% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 95.4% | 95.4% | 97.8% | 99.0% | 98.0% | 83.9% | 99.4% | 97.5% | 78.5% | -1671.7% | -1007.3% |
| Operating Margin | -952.4% | -952.4% | -69.5% | 26.7% | -18.8% | -8.5% | 65.4% | 61.6% | -172.8% | -2552.7% | -1575.9% |
| Net Profit Margin | -3255.0% | -3255.0% | -100.7% | 34.8% | 63.9% | 31.1% | 34.5% | 57.5% | 118.0% | -3850.3% | -1862.5% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -107.1% | -107.1% | -13.5% | 9.6% | 17.8% | 19.8% | 89.1% | — | — | — | — |
| ROA | -90.6% | -90.6% | -12.0% | 8.0% | 12.2% | 10.5% | 41.2% | 142.5% | 222.0% | -229.6% | -119.1% |
| ROIC | -21.4% | -21.4% | -6.5% | 5.0% | -3.2% | -2.8% | 86.5% | 185.1% | — | — | — |
| ROCE | -30.8% | -30.8% | -9.2% | 7.3% | -4.9% | -4.7% | 281.9% | 463.4% | — | — | — |
NCPL Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Net debt stands at $2M ($3M total debt minus $289428 cash).
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.18 | 0.18 | 0.06 | 0.08 | 0.16 | 0.38 | 1.56 | — | — | — | — |
| Debt / EBITDA | — | — | — | 1.18 | 0.99 | 2.46 | — | 1.85 | 5.66 | — | — |
| Net Debt / Equity | — | 0.16 | 0.04 | 0.06 | 0.15 | 0.20 | 1.54 | — | — | — | — |
| Net Debt / EBITDA | — | — | — | 0.94 | 0.88 | 1.32 | — | 1.81 | 5.66 | — | — |
| Debt / FCF | — | — | — | — | — | — | — | 35.97 | — | — | — |
| Interest Coverage | -585.85 | -585.85 | -158.29 | 41.59 | 33.03 | 24.85 | 23.50 | 31.23 | 2.89 | -6.18 | -6.36 |
NCPL Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.07x is below 1.0, meaning current liabilities exceed current assets. The current ratio has declined from 0.49x to 0.07x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.07 | 0.07 | 0.33 | 0.49 | 0.48 | 0.49 | 0.43 | 0.11 | 0.07 | 0.01 | 0.20 |
| Quick Ratio | 0.07 | 0.07 | 0.33 | 0.49 | 0.48 | 0.49 | 0.43 | 0.11 | 0.07 | 0.01 | 0.20 |
| Cash Ratio | 0.05 | 0.05 | 0.28 | 0.11 | 0.08 | 0.27 | 0.01 | 0.03 | 0.00 | 0.00 | 0.00 |
| Asset Turnover | — | 0.04 | 0.12 | 0.20 | 0.17 | 0.18 | 0.79 | 1.41 | 1.13 | 1.09 | 0.06 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
NCPL Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Netcapital Inc. does not currently pay a dividend and has no material buyback yield, reinvesting earnings back into the business.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | — | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | — | — | — | — | — | — | — | — | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | — | 46.3% | 14.1% | 7.7% | 0.2% | 0.4% | 0.1% | — | — |
| FCF Yield | — | — | — | — | — | — | — | 0.0% | — | — | — |
| Buyback Yield | 0.0% | — | — | — | — | — | — | — | — | — | — |
| Total Shareholder Yield | 0.0% | — | — | — | — | — | — | — | — | — | — |
| Shares Outstanding | — | $1M | $172937 | $5M | $3M | $2M | $402284 | $370860 | $318830 | $254000 | $253000 |
Peer Comparison
Compare NCPL with 9 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 NCPLYou | $3M | -0.0 | — | — | 95.4% | -952.4% | -107.1% | -21.4% | — |
 CF | $16B | 11.5 | 5.5 | 8.8 | 38.5% | 33.4% | 18.9% | 18.7% | 1.2 |
 OXSQ | $104M | -4.8 | — | 5.7 | 81.5% | -39.6% | -12.2% | -2.4% | — |
 FPAY | $2461 | -0.0 | 4.7 | — | 97.6% | 16.3% | -0.6% | 10.5% | 5.0 |
 INTU | $71B | 18.9 | 13.0 | 11.6 | 80.8% | 26.1% | 20.3% | 16.5% | 1.2 |
 BILL | $3B | 139.0 | 431.6 | 10.3 | 81.4% | -5.5% | 0.6% | -1.4% | 200.5 |
 DOCN | $17B | 66.0 | 60.5 | 102.2 | 59.9% | 17.4% | — | 15.6% | 2.5 |
 SHOP | $140B | 114.9 | 92.6 | 69.8 | 48.1% | 12.7% | 9.8% | 9.4% | 0.1 |
 HOOD | $95B | 51.6 | 48.8 | 58.7 | 83.3% | 46.8% | 22.0% | 7.9% | 7.1 |
 SVRE | $3M | -1.0 | — | — | 36.5% | -1975.8% | -329.6% | -747.3% | — |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 10 years · Updated daily
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Check Valuation
Historical Returns
10-year return with dividends reinvested.
Calculate
DCA Calculator
See how regular investing compounds over time.
Run Numbers
Peer Comparison
Compare growth, multiples, and margins vs sector.
Compare
NCPL — Frequently Asked Questions
Quick answers to the most common questions about buying NCPL stock.
What is Netcapital Inc.'s P/E ratio?
Netcapital Inc.'s current P/E ratio is -0.0x. The historical average is 7.4x.
What is Netcapital Inc.'s ROE?
Netcapital Inc.'s return on equity (ROE) is -107.1%. The historical average is 2.6%.
Is NCPL stock overvalued?
Based on historical data, Netcapital Inc. is trading at a P/E of -0.0x. Compare with industry peers and growth rates for a complete picture.
What are Netcapital Inc.'s profit margins?
Netcapital Inc. has 95.4% gross margin and -952.4% operating margin.