NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 (NEWTI) P/E Ratio History
Historical price-to-earnings valuation from 2023 to 2025
Loading P/E history...
NEWTI Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 (NEWTI) trades at a price-to-earnings ratio of 10.8x, with a stock price of $25.43 and trailing twelve-month earnings per share of $2.36.
The current P/E is 23% below its 5-year average of 14.0x. Over the past five years, NEWTI's P/E has ranged from a low of 10.8x to a high of 18.4x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, NEWTI trades at a 18% discount to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
The PEG ratio of 1.31 (P/E divided by 20% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, NEWTI trades at a notable discount to the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our NEWTI DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
NEWTI P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $394M | 5.8 | 0.70 | +20% | |
| $3B | 8.9 | - | +15% | |
| $14B | 10.2 | 0.99 | -24% | |
| $3B | 9.3 | 0.30Best | +4% | |
| $243M | 4.9Lowest | 4.84 | +49% | |
| $3B | 19.6 | 10.49 | +11% | |
| $1B | 14.4 | 2.97 | +6% | |
| $522M | 18.3 | 1.23 | +78%Best | |
| $41B | 8.5 | 0.97 | +36% | |
| $114B | 29.8 | 2.04 | +31% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
NEWTI Historical P/E Data (2023–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $25.20 | $2.33 | 10.8x | -23% |
| FY2025 Q3 | $25.10 | $2.25 | 11.2x | -20% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $24.97 | $2.02 | 12.4x | -12% |
| FY2025 Q1 | Mon Mar 31 2025 00:00:00 GM | $25.02 | $1.93 | 13.0x | -7% |
| FY2024 Q4 | $25.28 | $1.96 | 12.9x | -8% | |
| FY2024 Q3 | Mon Sep 30 2024 00:00:00 GM | $25.34 | $1.70 | 14.9x | +7% |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $24.87 | $1.63 | 15.3x | +9% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $25.15 | $1.46 | 17.2x | +23% |
| FY2023 Q4 | Sun Dec 31 2023 00:00:00 GM | $25.04 | $1.82 | 13.8x | -2% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $24.08 | $1.31 | 18.4x | +32% |
Average P/E for displayed period: 14.0x
See NEWTI's True Return
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorIs NEWTI Undervalued?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare NEWTI vs BRK-A
Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..
Start ComparisonNEWTI — Frequently Asked Questions
Quick answers to the most common questions about buying NEWTI stock.
Is NEWTI stock overvalued or undervalued?
NEWTI trades at 10.8x P/E, below its 5-year average of 14.0x. At the N/A percentile of historical range, the stock is priced at a discount to its own history.
How does NEWTI's valuation compare to peers?
NewtekOne, Inc. 8.00% Fixed Rate Senior Notes due 2028 P/E of 10.8x compares to sector median of 13.1x. The discount suggests lower growth expectations or higher risk.
What is NEWTI's PEG ratio?
NEWTI PEG ratio is 1.31. Between 1-2 suggests valuation aligns with growth. Historical P/E data spans 2023-2025.