HarborOne Bancorp, Inc. (HONE) P/E Ratio History
Fairly ValuedTrading at 18.3x, near 5Y avg of 18.0x · 80th percentile · In line with own history · Data 2016–2025
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P/E Ratio Analysis
As of June 21, 2026, HarborOne Bancorp, Inc. (HONE) trades at a price-to-earnings ratio of 18.3x, with a stock price of $12.10 and trailing twelve-month earnings per share of $0.65.
The current P/E is roughly in line with its 5-year average of 18.0x. Over the past five years, HONE's P/E has ranged from a low of 10.3x to a high of 47.2x, placing the current valuation at the 80th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.6x, HONE trades at a 35% premium to its sector peers. The sector includes 783 companies with P/E ratios ranging from 0.0x to 196.5x.
The PEG ratio of 1.23 (P/E divided by 78% EPS growth) suggests a fair valuation relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, HONE trades at a notable discount to the S&P 500 median P/E of 24.4x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our HONE DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
HONE Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
HONE P/E vs Peers
Mortgage originators and servicers peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 14.0 | 1.99 | +13% | |
| $4B | 18.2 | 4.44 | -2% | |
| $2B | 11.7 | 0.84 | +10% | |
| $1B | 15.4 | 5.54 | -29% | |
| $602M | 727.8 | - | -97% | |
| $2B | 16.5 | 2.58 | +331%Best | |
| $356M | 7.9Lowest | 0.23Best | -8% | |
| $1B | 12.6 | 1.24 | +18% | |
| $20B | 50.9 | 2.09 | -47% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
HONE Historical P/E Data (2016–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q2 | Jun 30 2025 | $11.68 | $0.65 | 17.8x | -47% |
| FY2025 Q1 | Mar 31 2025 | $10.37 | $0.63 | 16.3x | -52% |
| FY2024 Q4 | - | $11.83 | $0.66 | 17.8x | -47% |
| FY2024 Q3 | Sep 30 2024 | $12.98 | $0.27 | 47.2x | +40% |
| FY2024 Q2 | Jun 30 2024 | $11.13 | $0.38 | 29.3x | -13% |
| FY2024 Q1 | Mar 31 2024 | $10.66 | $0.37 | 28.8x | -15% |
| FY2023 Q4 | Dec 31 2023 | $11.98 | $0.36 | 33.3x | -1% |
| FY2023 Q3 | Sep 30 2023 | $9.52 | $0.74 | 12.9x | -62% |
| FY2023 Q2 | Jun 30 2023 | $8.68 | $0.84 | 10.3x | -69% |
| FY2023 Q1 | Mar 31 2023 | $12.20 | $0.88 | 13.9x | -59% |
| FY2022 Q4 | Dec 31 2022 | $13.90 | $0.97 | 14.3x | -58% |
| FY2022 Q3 | Sep 30 2022 | $13.42 | $1.01 | 13.3x | -61% |
| FY2022 Q2 | - | $13.79 | $0.95 | 14.5x | -57% |
| FY2022 Q1 | - | $14.02 | $1.01 | 13.9x | -59% |
| FY2021 Q4 | Dec 31 2021 | $14.84 | $1.13 | 13.1x | -61% |
| FY2021 Q3 | - | $14.04 | $1.21 | 11.6x | -66% |
| FY2021 Q2 | Jun 30 2021 | $14.34 | $1.19 | 12.1x | -64% |
| FY2021 Q1 | Mar 31 2021 | $13.47 | $1.11 | 12.1x | -64% |
| FY2020 Q4 | - | $10.86 | $0.83 | 13.1x | -61% |
| FY2020 Q3 | Sep 30 2020 | $8.07 | $0.58 | 13.9x | -59% |
| FY2020 Q2 | - | $8.54 | $0.49 | 17.4x | -48% |
| FY2020 Q1 | - | $7.53 | $0.38 | 19.6x | -42% |
| FY2019 Q4 | - | $10.99 | $0.33 | 33.1x | -2% |
| FY2019 Q3 | Sep 30 2019 | $10.07 | $0.25 | 39.6x | +17% |
| FY2019 Q2 | Jun 30 2019 | $10.43 | $0.23 | 44.5x | +32% |
| FY2019 Q1 | Mar 31 2019 | $9.58 | $0.21 | 46.3x | +37% |
| FY2018 Q4 | Dec 31 2018 | $8.85 | $0.21 | 42.8x | +27% |
| FY2018 Q3 | Sep 30 2018 | $10.65 | $0.23 | 45.8x | +36% |
| FY2018 Q2 | Jun 30 2018 | $10.55 | $0.17 | 61.1x | +81% |
| FY2018 Q1 | Mar 31 2018 | $9.84 | $0.17 | 57.0x | +69% |
| FY2017 Q4 | Dec 31 2017 | $10.67 | $0.18 | 58.1x | +72% |
| FY2017 Q3 | Sep 30 2017 | $10.48 | $0.21 | 50.9x | +51% |
| FY2017 Q2 | Jun 30 2017 | $11.12 | $0.22 | 51.2x | +52% |
| FY2017 Q1 | Mar 31 2017 | $10.58 | $0.15 | 70.7x | +109% |
| FY2016 Q4 | Dec 31 2016 | $10.77 | $0.10 | 105.8x | +213% |
| FY2016 Q3 | Sep 30 2016 | $8.78 | $0.08 | 111.6x | +231% |
Average P/E for displayed period: 33.8x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
10+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
HONE — Frequently Asked Questions
Quick answers to the most common questions about buying HONE stock.
What is HONE's P/E ratio?
HarborOne Bancorp, Inc. (HONE) trailing twelve-month P/E ratio is 18.3x, based on TTM diluted EPS of $0.65. The 5-year average P/E is 18.0x and the historical range spans 10.3x to 47.2x.
Is HONE stock overvalued or undervalued?
HONE trades at 18.3x P/E, near its 5-year average of 18.0x. The 80th percentile ranking within the 10.3x–47.2x historical range places valuation within normal bounds.
Is HONE stock expensive?
HONE is fairly valued relative to its own history. The current P/E of 18.3x is near the 5-year average of 18.0x (80th percentile of historical range).
What is HONE's historical P/E range?
Over the past 5 years, HONE's P/E ratio has ranged from 10.3x to 47.2x, with a median of 13.9x and an average of 18.0x. The current P/E of 18.3x places the stock at the 80th percentile of this range. Full historical data spans 2016–2025.
How does HONE's P/E compare to the S&P 500?
HONE trades at 18.3x P/E versus the S&P 500 median of 24.4x. The 25% discount to the market suggests lower growth expectations or perceived higher risk.
How does HONE's valuation compare to Financial Services peers?
HarborOne Bancorp, Inc. P/E of 18.3x compares to the Financial Services sector median of 13.6x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is HONE's PEG ratio?
HONE PEG ratio is 1.23, based on a P/E of 18.3x and EPS growth of 78.4%. A PEG between 1 and 2 suggests valuation aligns with growth expectations — typically considered fair.
What is HONE's earnings yield?
HONE earnings yield is 5.45%, the inverse of its 18.3x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.