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NFBK logoNorthfield Bancorp, Inc. (NFBK) Earnings History

Annual and quarterly earnings data from 1999 to 2024

TTM Net Income
$39M
Profitable
TTM EPS
$0.99
Diluted
YoY EPS Growth
-16.3%
Declining
Net Margin
11.9%
Profitability
Operating Margin16.1%
Gross Margin49.1%
ROE4.3%
ROA0.5%
Highest Annual Net Income$71M (2021)
Highest Quarterly EPS$0.40 (Q2 2021)
Consecutive Profitable Years21 years
Q3 2025
Net Income$11M
EPS$0.27
QoQ Growth+12.3%Strong

Loading earnings history...

NFBK EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-16.3%
Declining
3-Year
-20.8%
Declining
5-Year
-3.3%
Slow
10-Year
+5.8%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NFBK Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202449.1%16.1%11.9%
202361.5%23.5%17.1%
202286.8%45.2%32.6%
202194.2%52.0%37.8%
202071.6%27.9%20.6%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Northfield Bancorp, Inc. (NFBK) Earnings Overview

As of May 8, 2026, Northfield Bancorp, Inc. (NFBK) reported trailing twelve-month net income of $39M, reflecting -16.3% year-over-year growth. The company earned $0.99 per diluted share over the past four quarters, with a net profit margin of 11.9%.

Looking at the long-term picture, NFBK's 5-year EPS compound annual growth rate (CAGR) stands at -3.3%, signaling declining earnings. The company achieved its highest annual net income of $71M in fiscal 2021.

Northfield Bancorp, Inc. maintains positive profitability with a gross margin of 49.1%, operating margin of 16.1%, and net margin of 11.9%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including KRNY ($32M net income, 7.6% margin), DCOM ($111M net income, 15.2% margin), FFIC ($19M net income, 4.2% margin), NFBK has outperformed on profitability metrics. Compare NFBK vs KRNY →

NFBK Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NFBK logoNFBKCurrent
$39M$0.9911.9%4.3%-16.3%—
KRNY logoKRNY
$32M$0.517.6%3.5%+130.2%
DCOM logoDCOM
$111M$2.5715.2%7.7%+330.9%
FFIC logoFFIC
$19M$0.554.2%2.6%+151.4%
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
OCFC logoOCFC
$71M$1.2510.8%4.2%-29.1%
Best in group
Lowest in group

NFBK Historical Earnings Data (1999–2024)

21 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$30M-20.5%$41M$0.7211.9%16.1%
2023$38M-38.4%$52M$0.8617.1%23.5%
2022$61M-13.5%$85M$1.3232.6%45.2%
2021$71M+91.0%$97M$1.4537.8%52.0%
2020$37M-8.1%$50M$0.7620.6%27.9%
2019$40M+0.4%$53M$0.8522.4%29.5%
2018$40M+61.8%$50M$0.8525.8%32.0%
2017$25M-5.2%$52M$0.5317.1%35.8%
2016$26M+33.8%$40M$0.5719.3%29.5%
2015$20M-3.6%$32M$0.4517.8%28.7%

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Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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NFBK — Frequently Asked Questions

Quick answers to the most common questions about buying NFBK stock.

Is NFBK growing earnings?

NFBK EPS fell to $0.99, with earnings declining -16.3%. This contrasts with the 5-year CAGR of -3.3%. TTM net income dropped to $39M.

What are NFBK's profit margins?

Northfield Bancorp, Inc. net margin is +11.9%, with operating margin at +16.1%. Margins sit within typical range for the sector.

How consistent are NFBK's earnings?

NFBK earnings data spans 1999-2024. The declining earnings trend is -16.3% YoY. Historical data enables comparison across business cycles.

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NFBK Earnings Over Time (2013–2024)

Net income and EPS trends