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NKSH logoNational Bankshares, Inc. (NKSH) Earnings History

Annual and quarterly earnings data from 1995 to 2025

TTM Net Income
$16M
Profitable
TTM EPS
$2.49
Diluted
YoY EPS Growth
+100.8%
Excellent
Net Margin
18.6%
Profitability
Operating Margin22.5%
Gross Margin65.1%
ROE9.3%
ROA0.9%
Highest Annual Net Income$26M (2022)
Highest Quarterly EPS$1.57 (Q4 2022)
Consecutive Profitable Years31 years
Q4 2025
Net Income$6M
EPS$0.92
QoQ Growth+33.1%Excellent

Loading earnings history...

NKSH EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+100.8%
Excellent
3-Year
-16.8%
Declining
5-Year
+0.1%
Solid
10-Year
+0.9%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

NKSH Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202565.1%22.5%18.6%
202455.8%11.5%9.6%
202370.2%27.4%23.0%
202293.9%50.8%41.5%
202194.9%46.1%38.2%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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National Bankshares, Inc. (NKSH) Earnings Overview

As of May 6, 2026, National Bankshares, Inc. (NKSH) reported trailing twelve-month net income of $16M, reflecting +100.8% year-over-year growth. The company earned $2.49 per diluted share over the past four quarters, with a net profit margin of 18.6%.

Looking at the long-term picture, NKSH's 5-year EPS compound annual growth rate (CAGR) stands at +0.1%, reflecting modest earnings expansion. The company achieved its highest annual net income of $26M in fiscal 2022.

National Bankshares, Inc. maintains industry-leading profitability with a gross margin of 65.1%, operating margin of 22.5%, and net margin of 18.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including CARE ($31M net income, 12.3% margin), MNSB ($16M net income, 11.5% margin), NBTB ($169M net income, 19.5% margin), NKSH has outperformed on profitability metrics. Compare NKSH vs CARE →

NKSH Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
NKSH logoNKSHCurrent
$16M$2.4918.6%9.3%+100.8%—
CARE logoCARE
$31M$1.4312.3%7.8%+32.1%
MNSB logoMNSB
$16M$2.0611.5%7.3%+210.0%
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
Best in group
Lowest in group

NKSH Historical Earnings Data (1995–2025)

31 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$16M+107.6%$19M$2.4918.6%22.5%
2024$8M-51.4%$9M$1.249.6%11.5%
2023$16M-39.5%$19M$2.6623.0%27.4%
2022$26M+27.2%$32M$4.3341.5%50.8%
2021$20M+26.8%$25M$3.2838.2%46.1%
2020$16M-8.0%$19M$2.4830.9%36.9%
2019$17M+8.1%$21M$2.6532.4%38.3%
2018$16M+14.6%$19M$2.3231.7%36.7%
2017$14M-5.7%$20M$2.0328.8%41.7%
2016$15M-5.6%$19M$2.1531.1%39.3%

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NKSH — Frequently Asked Questions

Quick answers to the most common questions about buying NKSH stock.

Is NKSH growing earnings?

NKSH EPS is $2.49, with earnings growth accelerating to +100.8%. This exceeds the 5-year CAGR of +0.1%. TTM net income reached $16M.

What are NKSH's profit margins?

National Bankshares, Inc. net margin is +18.6%, with operating margin at +22.5%. Above-average margins indicate pricing power.

How consistent are NKSH's earnings?

NKSH earnings data spans 1995-2025. The accelerating earnings trend is +100.8% YoY. Historical data enables comparison across business cycles.

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NKSH Earnings Over Time (2014–2025)

Net income and EPS trends