VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
MinerviniVCP SetupsTrend Template
O'NeilCup with HandleFlat BaseDouble BottomCANSLIM Leaders
QullamaggieHigh Tight FlagsFlag BreakoutsEpisodic PivotsMomentum Leaders
KellWedge PopEMA Crossback
LivermorePivotal Points
PatternsFalling Wedge & ChannelBase Breakouts
View All Playbooks...
BreakoutsScanner
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
BreakoutsScanner
WatchlistPricing
Ctrl K
Pricing
NKSH
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Scanner
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsScannerWatchlist
NKSHNational Bankshares, Inc.
$39.19$250M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
NKSH logo

National Bankshares, Inc.

NKSH
NASDAQ · Regional Banks
$39.19
At close - Nov 6, 4:00 PM EST - USD
Market Cap$250M
P/E11.7x
52W High$45.99
Volume7.97K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Earnings Rebound Meets Thin Margin Constraints at NKSH

National Bankshares' net interest income recovered to $13.8M in 2026Q3 after a negative $25.3M print in 2026Q2, with year-over-year NII growth of 18.6% suggesting renewed earnings momentum.

GrowthMixed
ProfitabilityStable
ValuationReview
TechnicalsMixed
Explore valuation models
MARKET ACTION

NKSH price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

4/12 Beats

EPS beat 4 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 66 · Avg

Average momentum (RS Rating: 66)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Jan 22

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
NKSH+20.99%
S&P 500 (^GSPC)+7.63%
1-Year Return
NKSH+37.38%
S&P 500 (^GSPC)+9.69%
3-Year Return
NKSH+76.87%
S&P 500 (^GSPC)+67.91%
5-Year Return
NKSH+23.44%
S&P 500 (^GSPC)+56.12%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
11.7x
Forward P/EExpansion
11.2x
EV/EBITDA100th %ile
8.8x
FCF YieldCash Flow
5.4%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
11.7x
12.2x
40th· Fair
EV/EBITDA
8.8x
5.3x
100th· High
Price/FCF
18.5x
13.6x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$56M+22.5% YoY
Net income FY25
$16M+107.6% YoY
Free cash flow FY25
$15M+145.1% YoY
Operating margin FY25
34.5%+14.4 pts YoY
ROIC (FY25)8.4%
Avg ROIC 5Y9.6%
ROE (TTM)11.5%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate4/12 (33%)
Revenue Beat Rate6/12 (67%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 22, 2026
$0.86-12.2%
vs $0.98
$23M+32.1%
vs $17M
Q3 2026
Jul 23, 2026
$0.79-1.3%
vs $0.80
$7M-55.8%
vs $16M
Q2 2026
Apr 23, 2026
$0.78+25.8%
vs $0.62
$22M+53.8%
vs $14M
Q1 2026
Jan 22, 2026
$0.84+23.5%
vs $0.68
$22M+57.6%
vs $14M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Zacks Investment Research·Oct 22, 2026
National Bankshares (NKSH) Q3 Earnings and Revenues Lag Estimates

National Bankshares (NKSH) came out with quarterly earnings of $0.86 per share, missing the Zacks Consensus Estimate of $0.98 per share. This compares to earnings of $0.69 per share a year ago.

Defense World·Oct 6, 2026
Contrasting National Bankshares (NASDAQ:NKSH) & Kearny Financial (NASDAQ:KRNY)

Kearny Financial (NASDAQ: KRNY - Get Free Report) and National Bankshares (NASDAQ: NKSH - Get Free Report) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, dividends, profitability, earnings, analyst recommendations, institutional ownership and valuation. Profitability This table compares Kearny Financial and

Zacks Investment Research·Sep 21, 2026
Recent Price Trend in National Bankshares (NKSH) is Your Friend, Here's Why

If you are looking for stocks that are well positioned to maintain their recent uptrend, National Bankshares (NKSH) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

Zacks Investment Research·Sep 3, 2026
National Bankshares (NKSH) is on the Move, Here's Why the Trend Could be Sustainable

If you are looking for stocks that are well positioned to maintain their recent uptrend, National Bankshares (NKSH) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength" screen.

Filtered for National Bankshares, Inc.More Headlines
04

Compare before deciding

Benchmark NKSH against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for National Bankshares, Inc. (NKSH)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
NKSH logoNKSHNational Bankshares, Inc.Current
$39.19$249.58M11.6722.5%45%11.54%3.85%
CARE logoCARECarter Bankshares, Inc.
$28.69$635.83M4.7815.73%50.04%26.3%—
MNSB logoMNSBMainStreet Bancshares, Inc.
$22.11$157.37M9.5812.18%22.04%7.61%1.8%
NBTB logoNBTBNBT Bancorp Inc.
$52.83$2.75B12.6814.54%28.98%11.31%2.7%
CZWI logoCZWICitizens Community Bancorp, Inc.
$23.38$225.48M16.12-9.39%28.36%7.64%1.59%
FFIN logoFFINFirst Financial Bankshares, Inc.
$30.41$4.36B15.0216.23%42.9%15.14%2.43%

Compare NKSH vs Peers

National Bankshares, Inc. (NKSH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CARE

Most directly comparable listed peer for NKSH.

Scale Benchmark

vs ICE

Larger-name benchmark to compare NKSH against a more recognizable public peer.

Peer Set

Compare Top 5

vs CARE, MNSB, NBTB, CZWI

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

NKSH SEC Filings & Documents

National Bankshares, Inc. (NKSH) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 22, 2026·SEC

Material company update

Jul 23, 2026·SEC

Material company update

Jul 2, 2026·SEC

10-K Annual Reports

3
FY 2026

Mar 27, 2026·SEC

FY 2025

Mar 28, 2025·SEC

FY 2024

Mar 19, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 12, 2026·SEC

FY 2026

May 13, 2026·SEC

FY 2025

Nov 13, 2025·SEC

Get notified when NKSH posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

NKSH Frequently Asked Questions

National Bankshares, Inc. (NKSH) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is National Bankshares, Inc. growing?

National Bankshares, Inc. (NKSH) revenue fell by 9.4% over the trailing twelve months, compared with the twelve months before.

Is NKSH profitable?

Yes. National Bankshares, Inc. (NKSH) earned $21.4M in net income over the trailing twelve months (a 45.0% net margin).

Dividend & Returns
Does NKSH pay dividends?

Yes. National Bankshares, Inc. (NKSH) pays a dividend that yields 3.85% at the current price, a moderate yield.

What is NKSH's return on equity?

National Bankshares, Inc. (NKSH) had a return on equity (ROE) of 11.5% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is National Bankshares, Inc.'s net interest margin?

National Bankshares, Inc. (NKSH) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.

What is National Bankshares, Inc.'s efficiency ratio?

National Bankshares, Inc. (NKSH) has an efficiency ratio of 65.5%. This is higher than peers, suggesting room for cost optimization.

What if you invested $1,000 in NKSH back in 1996?

Total return calculator · dividends reinvested · 30+ years of data

See returns →