Insperity, Inc. (NSP) Financial Ratios
30 years of historical data (1996–2025) · Industrials · Staffing & Employment Services
EV/EBITDA
↑
25.44
↑+25% vs avg
5yr avg: 20.37
30Y Low3.8·High36.1
P/FCF
↓
N/A
—
5yr avg: 17.14
30Y Low6.1·High142.4
P/B Ratio
↓
23.75
↓-42% vs avg
5yr avg: 41.03
30Y Low1.4·High71.6
ROE
↓
-9.8%
↑-104% vs avg
5yr avg: 263.5%
30Y Low-10%·High451%
Debt/EBITDA
↑
12.43
↑+207% vs avg
5yr avg: 4.05
30Y Low0.0·High12.4
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
NSP Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Insperity, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.1B | $1.5B | $2.9B | $4.5B | $4.4B | $4.6B | $3.2B | $3.5B | $3.9B | $2.4B | $1.5B |
| Enterprise Value | $890M | $1.3B | $2.3B | $4.2B | $4.1B | $4.5B | $3.0B | $3.4B | $3.7B | $2.1B | $1.3B |
| P/E Ratio → | -159.72 | — | 32.43 | 26.22 | 24.48 | 37.14 | 23.00 | 23.01 | 28.55 | 28.53 | 22.89 |
| P/S Ratio | 0.16 | 0.22 | 0.45 | 0.69 | 0.74 | 0.93 | 0.74 | 0.80 | 1.01 | 0.72 | 0.50 |
| P/B Ratio | 23.75 | 31.99 | 30.36 | 47.81 | 53.97 | — | 71.62 | 851.16 | 49.85 | 35.66 | 24.47 |
| P/FCF | — | — | 6.11 | 28.38 | 13.82 | 20.25 | 12.73 | 23.33 | 25.96 | 13.82 | 15.01 |
| P/OCF | — | — | 5.66 | 22.64 | 12.62 | 17.68 | 9.13 | 16.92 | 20.99 | 11.57 | 11.16 |
P/E links to full P/E history page with 30-year chart
NSP EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Insperity, Inc.'s enterprise value stands at 25.4x EBITDA, 25% above its 5-year average of 20.4x. The Industrials sector median is 13.7x, placing the stock at a 86% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.19 | 0.36 | 0.65 | 0.69 | 0.90 | 0.71 | 0.80 | 0.96 | 0.64 | 0.44 |
| EV / EBITDA | 25.44 | 36.12 | 14.54 | 16.14 | 14.02 | 21.04 | 13.46 | 15.94 | 18.28 | 14.28 | 10.57 |
| EV / EBIT | — | — | 15.20 | 16.78 | 15.71 | 25.36 | 15.41 | 17.40 | 19.73 | 15.86 | 12.08 |
| EV / FCF | — | — | 4.86 | 26.70 | 12.85 | 19.62 | 12.25 | 23.06 | 24.74 | 12.36 | 13.17 |
NSP Profitability
Margins and return-on-capital ratios measuring operating efficiency
Insperity, Inc. earns an operating margin of -0.1%, below the Industrials sector average of 4.7%. Operating margins have compressed from 3.4% to -0.1% over the past 3 years, signaling potential cost pressures or competitive headwinds. A negative ROE of -9.8% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 13.2% | 13.2% | 16.0% | 16.0% | 17.0% | 16.5% | 18.8% | 17.0% | 17.8% | 17.4% | 16.7% |
| Operating Margin | -0.1% | -0.1% | 1.8% | 3.4% | 4.2% | 3.5% | 4.5% | 4.3% | 4.7% | 3.9% | 3.6% |
| Net Profit Margin | -0.1% | -0.1% | 1.4% | 2.6% | 3.0% | 2.5% | 3.2% | 3.5% | 3.5% | 2.6% | 2.2% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | -9.8% | -9.8% | 95.3% | 195.1% | 451.2% | 585.9% | 573.5% | 369.6% | 188.1% | 133.1% | 56.6% |
| ROA | -0.3% | -0.3% | 3.9% | 8.2% | 9.5% | 7.4% | 9.3% | 11.7% | 12.0% | 8.6% | 7.8% |
| ROIC | — | — | — | — | — | — | — | — | — | — | — |
| ROCE | -1.6% | -1.6% | 17.3% | 32.0% | 38.2% | 26.6% | 32.3% | 39.5% | 47.3% | 40.4% | 35.2% |
NSP Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Insperity, Inc. carries a Debt/EBITDA ratio of 12.4x, which is highly leveraged (301% above the sector average of 3.1x). The company holds a net cash position — cash of $642M exceeds total debt of $435M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 9.46 | 9.46 | 4.48 | 4.54 | 5.23 | — | 9.83 | 80.48 | 1.86 | 1.57 | 1.72 |
| Debt / EBITDA | 12.43 | 12.43 | 2.70 | 1.63 | 1.46 | 2.05 | 1.92 | 1.52 | 0.72 | 0.70 | 0.85 |
| Net Debt / Equity | — | -4.50 | -6.23 | -2.83 | -3.79 | — | -2.75 | -9.58 | -2.35 | -3.77 | -3.00 |
| Net Debt / EBITDA | -5.91 | -5.91 | -3.75 | -1.02 | -1.06 | -0.67 | -0.54 | -0.18 | -0.90 | -1.69 | -1.48 |
| Debt / FCF | — | — | -1.25 | -1.68 | -0.97 | -0.63 | -0.49 | -0.26 | -1.22 | -1.46 | -1.84 |
| Interest Coverage | -0.42 | -0.42 | 5.50 | 9.33 | 18.27 | 23.57 | 24.61 | 25.80 | 40.07 | 41.50 | 44.90 |
Net cash position: cash ($642M) exceeds total debt ($435M)
NSP Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
A current ratio of 1.06x means Insperity, Inc. can comfortably meet its short-term obligations, though there is limited excess liquidity.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 1.06 | 1.06 | 1.08 | 1.11 | 1.12 | 1.10 | 1.19 | 1.12 | 1.12 | 1.07 | 1.07 |
| Quick Ratio | 1.06 | 1.06 | 1.08 | 1.11 | 1.12 | 1.10 | 1.19 | 1.05 | 1.06 | 1.00 | 0.97 |
| Cash Ratio | 0.41 | 0.41 | 0.55 | 0.49 | 0.57 | 0.54 | 0.65 | 0.46 | 0.50 | 0.49 | 0.48 |
| Asset Turnover | — | 3.09 | 2.53 | 3.06 | 2.91 | 2.84 | 2.71 | 3.09 | 3.21 | 3.10 | 3.24 |
| Inventory Turnover | — | — | — | — | — | — | — | 59.98 | 62.14 | 52.53 | 42.47 |
| Days Sales Outstanding | — | 45.81 | 45.98 | 39.05 | 38.28 | 38.59 | 33.44 | 39.71 | 38.19 | 38.02 | 34.15 |
NSP Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Insperity, Inc. returns 10.0% to shareholders annually — split between a 8.2% dividend yield and 1.7% buyback yield.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 8.2% | 6.1% | 3.0% | 1.9% | 1.7% | 3.1% | 2.0% | 1.4% | 0.9% | 2.8% | 1.4% |
| Payout Ratio | — | — | 97.8% | 49.3% | 42.7% | 116.2% | 44.8% | 32.2% | 24.7% | 77.9% | 31.2% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 3.1% | 3.8% | 4.1% | 2.7% | 4.3% | 4.3% | 3.5% | 3.5% | 4.4% |
| FCF Yield | — | — | 16.4% | 3.5% | 7.2% | 4.9% | 7.9% | 4.3% | 3.9% | 7.2% | 6.7% |
| Buyback Yield | 1.7% | 1.3% | 2.1% | 2.9% | 1.7% | 1.5% | 3.1% | 5.8% | 2.9% | 1.6% | 11.9% |
| Total Shareholder Yield | 10.0% | 7.4% | 5.2% | 4.8% | 3.4% | 4.6% | 5.1% | 7.2% | 3.8% | 4.4% | 13.3% |
| Shares Outstanding | — | $38M | $38M | $38M | $39M | $39M | $39M | $40M | $41M | $41M | $42M |
Peer Comparison
Compare NSP with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 NSPYou | $1B | -159.7 | 25.4 | — | 13.2% | -0.1% | -9.8% | — | 12.4 |
 PAYX | $33B | 20.0 | 15.0 | 18.6 | 72.4% | 39.6% | 41.8% | 30.9% | 2.1 |
 ADP | $83B | 20.8 | 15.1 | 17.5 | 50.8% | 26.3% | 76.0% | 47.1% | 1.5 |
 TRI | $40B | 27.0 | 14.1 | 19.5 | 36.4% | 26.3% | 12.8% | 11.2% | 0.7 |
 BBSI | $754M | 14.9 | 10.7 | — | 22.1% | 5.2% | 25.2% | 26.6% | 0.3 |
 ASGN | $895M | 8.1 | 5.3 | 3.1 | 27.2% | 6.5% | 6.3% | 6.9% | 3.2 |
 G | $6B | 10.8 | 7.8 | 7.8 | 35.6% | 15.0% | 22.4% | 17.2% | 2.1 |
 MAN | $1B | -100.9 | 8.9 | — | 16.7% | 1.3% | -0.6% | 5.6% | 7.4 |
 RHI | $3B | 19.7 | 20.6 | 9.9 | 37.2% | 1.4% | 10.0% | 4.6% | 3.3 |
 KFY | $3B | 14.3 | 6.9 | 11.3 | 26.0% | 12.5% | 13.6% | 18.5% | 1.3 |
 HCI | $2B | 6.2 | — | 4.5 | — | — | 42.3% | — | — |
| Industrials Median | — | 25.9 | 13.7 | 21.0 | 33.0% | 4.7% | 8.2% | 6.4% | 3.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 30 years · Updated daily
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Start ComparisonNSP — Frequently Asked Questions
Quick answers to the most common questions about buying NSP stock.
What is Insperity, Inc.'s P/E ratio?
Insperity, Inc.'s current P/E ratio is -159.7x. The historical average is 29.9x.
What is Insperity, Inc.'s EV/EBITDA?
Insperity, Inc.'s current EV/EBITDA is 25.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 13.3x.
What is Insperity, Inc.'s ROE?
Insperity, Inc.'s return on equity (ROE) is -9.8%. The historical average is 63.3%.
Is NSP stock overvalued?
Based on historical data, Insperity, Inc. is trading at a P/E of -159.7x. Compare with industry peers and growth rates for a complete picture.
What is Insperity, Inc.'s dividend yield?
Insperity, Inc.'s current dividend yield is 8.24%.
What are Insperity, Inc.'s profit margins?
Insperity, Inc. has 13.2% gross margin and -0.1% operating margin.
How much debt does Insperity, Inc. have?
Insperity, Inc.'s Debt/EBITDA ratio is 12.4x, indicating high leverage. A ratio above 4x may signal elevated financial risk.