HCI Group's exceptional underwriting performance, evidenced by a 55.0% combined ratio in 2026Q2 versus 63.2% a year earlier, underscores a structural margin expansion driven by Citizens take-outs, rate increases, and proprietary technology.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 4, 2026 | $6.45+30.0% vs $4.96 | $245M-1.1% vs $248M |
Q3 2026 Aug 6, 2026 | $5.60+11.1% vs $5.04 | $247M-0.3% vs $247M |
Q2 2026 May 6, 2026 | $5.45+6.2% vs $5.13 | $243M-0.9% vs $245M |
Q1 2026 Feb 25, 2026 | $7.25+48.9% vs $4.87 | $246M+6.0% vs $232M |
HCI Group NYSE: HCI reported higher third-quarter earnings as investment income rose, reinsurance expenses declined and operating costs grew more slowly than revenue, executives said on the company's earnings call.
Shares of HCI Group, Inc. (NYSE: HCI - Get Free Report) reached a new 52-week high during mid-day trading on Thursday after the company announced better than expected quarterly earnings. The stock traded as high as $208.80 and last traded at $202.5230, with a volume of 33,061 shares. The stock had previously closed at $202.53. The
Although the revenue and EPS for HCI Group (HCI) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
HCI Group (HCI) came out with quarterly earnings of $6.45 per share, beating the Zacks Consensus Estimate of $5.01 per share. This compares to earnings of $4.9 per share a year ago.
Benchmark HCI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for HCI Group, Inc. (HCI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $186.03 | $2.37B | 7.12 | 20.21% | 33.48% | 28.01% | 0.8% | |
| $1.39 | $783.04K | -0.00 | -22.44% | — | — | — | |
| $33.22 | $1.01B | 4.58 | 3.71% | 27.39% | 39.41% | — | |
| $23.38 | $3.1B | 3.05 | 5.72% | 18.82% | 22.02% | 4.44% | |
| $20.46 | $296.36M | 0.02 | 28.39% | 26.01% | 51.37% | 0.49% | |
| $155.71 | $4.13B | 19.37 | 58.16% | 17.6% | 22.45% | — |
HCI Group, Inc. (HCI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
HCI Group, Inc. (HCI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 6, 2026·SEC
Jun 15, 2026·SEC
Jun 12, 2026·SEC
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HCI Group, Inc. (HCI) stock FAQ — growth, dividends, profitability & financials explained
HCI Group, Inc. (HCI) grew revenue by 20.1% over the trailing twelve months, compared with the twelve months before.
Yes. HCI Group, Inc. (HCI) earned $328.4M in net income over the trailing twelve months (a 33.5% net margin).
Yes. HCI Group, Inc. (HCI) pays a dividend that yields 0.80% at the current price, a small yield.
HCI Group, Inc. (HCI) had a return on equity (ROE) of 28.0% over the trailing twelve months. That is well above the market's typical 10-15%.
HCI Group, Inc. (HCI) has a combined ratio of 52.3%. A ratio below 100% indicates underwriting profitability.
