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HCI Group, Inc.(HCI)Earnings, Financials & Key Ratios
HCI•NYSE•Insurance & Managed Care
$154.14
$2B mkt cap·6.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryProperty & Casualty InsuranceSub-IndustryProperty catastrophe and specialty property insurers
AboutHCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.Show more
- Revenue$901M+20.2%
- Combined Ratio52.35%-31.9%
- Net Income$299M+171.9%
- Return on Equity37.76%+53.2%
- Medical Cost Ratio26.84%-57.6%
- Operating Margin47.65%+105.9%
- Net Margin33.19%+126.2%
- ROA12.57%+130.9%
- Equity / Assets44.08%+109.6%
- Book Value per Share86.52+134.0%
- Tangible BV/Share86.31+136.1%
- Debt/Equity0.06-84.8%
HCI Key Insights
HCI Group, Inc. (HCI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Profitable underwriting: 52.3% combined ratio
- ✓Excellent 3Y average ROE of 28.6%
- ✓Strong 5Y profit CAGR of 61.1%
- ✓Strong Piotroski F-Score: 8/9
- ✓Low loss ratio of 26.8%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
HCI Price & Volume
HCI Group, Inc. (HCI) stock price & volume — 10-year historical chart
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HCI Growth Metrics
HCI Group, Inc. (HCI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.16%
5 Years26.72%
3 Years22.34%
TTM20.31%
Profit CAGR
10 Years16.33%
5 Years61.07%
3 Years-
TTM171.94%
EPS CAGR
10 Years15.47%
5 Years48.11%
3 Years-
TTM171.49%
Return on Capital
10 Years4.73%
5 Years6.05%
3 Years11.29%
Last Year18.14%
HCI Recent Earnings
HCI Group, Inc. (HCI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 8/12 qtrs (67%)
Q1 2026Latest
Feb 25, 2026EPS
$7.25
Est $4.87
+48.9%
Revenue
$246M
Est $232M
+6.0%
Q4 2025
Nov 6, 2025EPS
$4.90
Est $2.44
+100.8%
Revenue
$216M
Est $232M
-6.9%
Q3 2025
Aug 7, 2025EPS
$5.18
Est $4.47
+15.9%
Revenue
$222M
Est $223M
-0.4%
Q2 2025
May 8, 2025EPS
$5.35
Est $4.49
+19.2%
Revenue
$216M
Est $215M
+0.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 25, 2026 | $7.25vs $4.87+48.9% | $246Mvs $232M+6.0% |
| Q4 2025 | Nov 6, 2025 | $4.90vs $2.44+100.8% | $216Mvs $232M-6.9% |
| Q3 2025 | Aug 7, 2025 | $5.18vs $4.47+15.9% | $222Mvs $223M-0.4% |
| Q2 2025 | May 8, 2025 | $5.35vs $4.49+19.2% | $216Mvs $215M+0.7% |
Based on last 12 quarters of dataView full earnings history →
HCI Peer Comparison
HCI Group, Inc. (HCI) competitors in Property catastrophe and specialty property insurers — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 UPC | 1.59M | 2.82 | -0.00 | -22.44% | -30.33% | -27.02% | 0.16 | |
 HRTG | 887.78M | 28.72 | 14.29 | 11.08% | 17.72% | 41.44% | 0.49 | |
 FG | 4B | 29.46 | 15.67 | 5.72% | 4.8% | 5.61% | 0.45 | |
 KINS | 257.8M | 16.45 | 11.11 | 7.6% | 15.68% | 35.79% | 0.17 | |
 PLMR | 2.94B | 110.75 | 15.45 | 58.16% | 22.56% | 22.79% | 0.01 | |
 NODK | 266.12M | 12.90 | -100% | 0.87% | 1.05% | |||
 ACGL | 33.74B | 94.70 | 8.15 | 14.27% | 22.07% | 19.02% | 0.11 | |
 RNR | 13.06B | 302.63 | 5.34 | 9.45% | 26.93% | 16.59% | 0.12 |
Compare HCI vs Peers
HCI Group, Inc. (HCI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
HCI Income Statement
HCI Group, Inc. (HCI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 244.41M | 231.29M | 241.38M | 275.73M | 402.55M | 491.99M | 550.01M | 749.45M | 900.95M |
| Revenue Growth % | -5.35% | -5.37% | 4.36% | 14.23% | 45.99% | 22.22% | 11.79% | 36.26% | 20.21% |
| Medical Costs & Claims | 205.29M | 148.27M | 150.01M | 213.9M | 321.26M | 476.44M | 345.4M | 474.11M | 241.83M |
| Medical Cost Ratio % | 84% | 64.11% | 62.15% | 77.57% | 79.81% | 96.84% | 62.8% | 63.26% | 26.84% |
| Gross Profit | 39.11M▲ 0% | 83.02M▲ 112.3% | 91.37M▲ 10.1% | 61.84M▼ 32.3% | 81.29M▲ 31.5% | 15.55M▼ 80.9% | 204.61M▲ 1216.0% | 275.34M▲ 34.6% | 659.12M▲ 139.4% |
| Gross Margin % | 16% | 35.89% | 37.85% | 22.43% | 20.19% | 3.16% | 37.2% | 36.74% | 73.16% |
| Gross Profit Growth % | -56.97% | 112.25% | 10.06% | -32.32% | 31.47% | -80.87% | 1215.98% | 34.57% | 139.38% |
| Operating Expenses | 54.74M | 56.12M | 55.28M | 24.91M | 70.06M | 83.97M | 86.96M | 101.92M | 229.79M |
| OpEx / Revenue % | 22.4% | 24.26% | 22.9% | 9.03% | 17.4% | 17.07% | 15.81% | 13.6% | 25.51% |
| Depreciation & Amortization | 9.59M | 11M | 8.94M | 8.75M | 5.55M | 8.01M | 8.18M | 4.3M | 11.22M |
| Combined Ratio % | 106.39% | 88.37% | 85.05% | 86.61% | 97.21% | 113.91% | 78.61% | 76.86% | 52.35% |
| Operating Income | -15.62M▲ 0% | 26.9M▲ 272.2% | 36.09M▲ 34.2% | 36.93M▲ 2.3% | 11.23M▼ 69.6% | -68.42M▼ 709.1% | 117.65M▲ 272.0% | 173.43M▲ 47.4% | 429.33M▲ 147.6% |
| Operating Margin % | -6.39% | 11.63% | 14.95% | 13.39% | 2.79% | -13.91% | 21.39% | 23.14% | 47.65% |
| Operating Income Growth % | -133.34% | 272.18% | 34.16% | 2.31% | -69.58% | -709.08% | 271.96% | 47.41% | 147.56% |
| EBITDA | -6.03M | 37.9M | 45.03M | 45.67M | 16.78M | -60.41M | 125.83M | 177.73M | 440.55M |
| EBITDA Margin % | -2.47% | 16.39% | 18.66% | 16.57% | 4.17% | -12.28% | 22.88% | 23.71% | 48.9% |
| Interest Expense | 16.77M | 18.1M | 12.9M | 11.58M | 6.3M | 7.64M | 11.12M | 13.34M | 9.16M |
| Non-Operating Income | -16.77M | -18.1M | -12.9M | -11.58M | -6.3M | -7.64M | -11.04M | -13.29M | -9.16M |
| Pretax Income | -15.62M▲ 0% | 26.9M▲ 272.2% | 36.09M▲ 34.2% | 36.93M▲ 2.3% | 11.23M▼ 69.6% | -68.42M▼ 709.1% | 117.65M▲ 272.0% | 173.43M▲ 47.4% | 429.33M▲ 147.6% |
| Pretax Margin % | -6.39% | 11.63% | 14.95% | 13.39% | 2.79% | -13.91% | 21.39% | 23.14% | 47.65% |
| Income Tax | -8.73M | 9.18M | 9.52M | 9.35M | 3.99M | -13.81M | 28.39M | 45.85M | 108.94M |
| Effective Tax Rate % | 55.88% | 34.11% | 26.37% | 25.31% | 35.53% | 20.19% | 24.13% | 26.44% | 25.37% |
| Net Income | -6.89M▲ 0% | 17.73M▲ 357.1% | 26.58M▲ 49.9% | 27.58M▲ 3.8% | 1.86M▼ 93.3% | -58.51M▼ 3252.5% | 79.03M▲ 235.1% | 109.95M▲ 39.1% | 299M▲ 171.9% |
| Net Margin % | -2.82% | 7.66% | 11.01% | 10% | 0.46% | -11.89% | 14.37% | 14.67% | 33.19% |
| Net Income Growth % | -123.75% | 357.14% | 49.94% | 3.78% | -93.27% | -3252.53% | 235.08% | 39.12% | 171.94% |
| EPS (Diluted) | -0.81▲ 0% | 2.25▲ 377.8% | 3.31▲ 47.1% | 3.49▲ 5.4% | 0.21▼ 94.0% | -6.24▼ 3071.4% | 7.62▲ 222.1% | 8.89▲ 16.7% | 24.87▲ 179.8% |
| EPS Growth % | -127.74% | 377.78% | 47.11% | 5.44% | -93.98% | -3071.43% | 222.12% | 16.67% | 179.75% |
| EPS (Basic) | -0.81 | 2.25 | 3.32 | 3.55 | 0.23 | -6.24 | 9.13 | 10.59 | 28.10 |
| Diluted Shares Outstanding | 8.56M | 7.89M | 10.24M | 9.69M | 8.58M | 8.82M | 11.04M | 12.69M | 12.88M |
HCI Balance Sheet
HCI Group, Inc. (HCI) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 842.26M | 832.86M | 802.61M | 941.31M | 1.18B | 1.8B | 1.81B | 2.23B | 2.53B |
| Asset Growth % | 25.7% | -1.12% | -3.63% | 17.28% | 25.02% | 53.23% | 0.44% | 23.13% | 13.39% |
| Total Investment Assets | 380.29M | 377.97M | 341.49M | 225.72M | 196.72M | 1.03B | 257.61M | 874.66M | 789.65M |
| Long-Term Investments | 321.93M | 323.48M | 267.72M | 151.25M | 122.82M | 544.2M | 23.58M | 795.54M | 758.39M |
| Short-Term Investments | 296.39M | 249.2M | 203.33M | 71.72M | 42.58M | 483.9M | 234.03M | 521.3M | 31.27M |
| Total Current Assets | 88.28M | 635.14M | 0 | 0 | 0 | 1.47B | 859.62M | 0 | 1.86B |
| Cash & Equivalents | 255.88M | 239.46M | 229.22M | 431.34M | 628.94M | 234.86M | 536.48M | 532.47M | 1.21B |
| Receivables | 0 | 0 | 165.07M | 169.59M | 155.83M | 751.74M | 547.79M | 615.49M | 57.49M |
| Other Current Assets | 0 | 0 | -617.71M | -711.39M | -856.57M | 751.29M | 770.5M | -1.77B | 566.06M |
| Goodwill & Intangibles | 5M | 4.8M | 4.19M | 3.57M | 10.64M | 10.58M | 7.66M | 5.21M | 2.68M |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 5M | 4.8M | 4.19M | 3.57M | 10.64M | 10.58M | 7.66M | 5.21M | 2.68M |
| PP&E (Net) | 12.46M | 13.34M | 15.18M | 16.77M | 16.44M | 18.69M | 30.66M | 31.55M | 28.94M |
| Other Assets | -338.77M | -3.59M | -287.1M | -171.59M | -149.89M | -2K | 1.19B | -832.29M | -758.39M |
| Total Liabilities | 648.29M | 651.42M | 617.07M | 740.18M | 762.4M | 1.55B | 1.39B | 1.76B | 1.41B |
| Total Debt | 237.84M | 250.15M | 173.96M | 184.28M | 62.71M | 212.41M | 209.9M | 186.44M | 67.32M |
| Net Debt | -18.05M | 10.69M | -55.26M | -247.07M | -566.24M | -22.45M | -326.57M | -346.03M | -1.18B |
| Long-Term Debt | 237.84M | 250.15M | 163.63M | 156.47M | 45.47M | 211.67M | 208.49M | 185.25M | 31.88M |
| Short-Term Debt | 89.99M | 0 | 9.75M | 23.75M | 15M | 1.16M | 0 | 0 | 1.45M |
| Total Current Liabilities | 90M | 14K | 0 | 0 | 0 | 26.97M | 296.25M | 0 | 12.78M |
| Accounts Payable | 15K | 14K | 76K | 87K | 23.34M | 26.25M | 12.92M | 22.98M | 29.34M |
| Deferred Revenue | 0 | -91.3M | 0 | 0 | 0 | 0 | 7.7M | 0 | 0 |
| Other Current Liabilities | -90M | -14K | -20.4M | -47.8M | -55.99M | -15.71M | 246.8M | -47.3M | -30.79M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K |
| Other Liabilities | 410.45M | 0 | -167.7M | -168.44M | -57.24M | 1.34B | 1.18B | -188.08M | 1.37B |
| Total Equity | 193.97M▲ 0% | 181.44M▼ 6.5% | 185.54M▲ 2.3% | 201.14M▲ 8.4% | 414.46M▲ 106.1% | 254.81M▼ 38.5% | 423.32M▲ 66.1% | 469.04M▲ 10.8% | 1.11B▲ 137.6% |
| Equity Growth % | -20.42% | -6.46% | 2.26% | 8.4% | 106.06% | -38.52% | 66.14% | 10.8% | 137.64% |
| Shareholders Equity | 193.97M | 181.44M | 185.54M | 201.14M | 323.37M | 162.6M | 324.84M | 453.33M | 1.04B |
| Minority Interest | 0 | 0 | 0 | 0 | 91.09M | 92.21M | 98.48M | 15.71M | 73.57M |
| Retained Earnings | 189.41M | 182.89M | 183.37M | 199.59M | 246.79M | 172.48M | 238.44M | 331.79M | 611.51M |
| Common Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 4.57M | -1.45M | 2.18M | 1.54M | 498K | -9.89M | -3.16M | -749K | 1.46M |
| Return on Equity (ROE) | -3.15% | 9.44% | 14.48% | 14.27% | 0.6% | -17.49% | 23.31% | 24.64% | 37.76% |
| Return on Assets (ROA) | -0.91% | 2.12% | 3.25% | 3.16% | 0.18% | -3.93% | 4.37% | 5.44% | 12.57% |
| Equity / Assets | 23.03% | 21.79% | 23.12% | 21.37% | 35.22% | 14.13% | 23.37% | 21.03% | 44.08% |
| Debt / Equity | 1.23x | 1.38x | 0.94x | 0.92x | 0.15x | 0.83x | 0.50x | 0.40x | 0.06x |
| Book Value per Share | 22.67 | 22.98 | 18.12 | 20.75 | 48.31 | 28.90 | 38.33 | 36.97 | 86.52 |
| Tangible BV per Share | 22.08 | 22.37 | 17.71 | 20.38 | 47.07 | 27.70 | 37.64 | 36.56 | 86.31 |
HCI Cash Flow Statement
HCI Group, Inc. (HCI) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 16.43M | 28.59M | 54.05M | 77.31M | 96.5M | -12K | 230.66M | 331.82M | 446.74M |
| Operating CF Growth % | -81.33% | 74.08% | 89.01% | 43.04% | 24.82% | -100.01% | 1922250% | 43.86% | 34.63% |
| Operating CF / Revenue % | 6.72% | 12.36% | 22.39% | 28.04% | 23.97% | -0% | 41.94% | 44.27% | 49.59% |
| Net Income | -6.89M | 17.73M | 26.58M | 27.58M | 7.24M | -54.6M | 76.41M | 109.95M | 320.39M |
| Depreciation & Amortization | 9.59M | 11M | 8.94M | 8.75M | 5.55M | 8.01M | 8.18M | 4.3M | 11.22M |
| Stock-Based Compensation | 4.52M | 4.63M | 6.46M | 8.13M | 13.75M | 15.11M | 9.35M | 10.19M | 10.97M |
| Deferred Taxes | -4.91M | 141K | 1.87M | 8.12M | 1.14M | -9.88M | 649K | 2.41M | -1.92M |
| Other Non-Cash Items | -1.94M | 2.75M | -3.93M | -35.31M | -7.43M | -7.78M | -2.88M | 9.12M | -1.07M |
| Working Capital Changes | 16.05M | -7.64M | 14.13M | 60.04M | 76.24M | 49.13M | 138.95M | 195.85M | 107.14M |
| Cash from Investing | -80.16M | -17.68M | 50.46M | 143.22M | 36.85M | -434.54M | 4.27M | -260.11M | 240.12M |
| Capital Expenditures | -2.98M | -2.6M | -2.89M | -6.44M | -3.32M | -10.14M | -478K | -4.05M | 0 |
| Acquisitions | -4.23M | -7.18M | -1.17M | -4.24M | -3.76M | -1.97M | 0 | -1.23M | 0 |
| Purchase of Investments | -165.2M | -366.96M | -108.48M | -103.37M | -122.41M | -637.77M | 0 | -836.64M | 0 |
| Sale/Maturity of Investments | 91.94M | 365.68M | 172.36M | 214.2M | 162.42M | 195.31M | 4.71M | 594.27M | -2.9M |
| Other Investing | 297K | -6.62M | -9.36M | 43.07M | 3.91M | 20.04M | 42K | -12.46M | 243.02M |
| Cash from Financing | 39.03M | -27.29M | -114.72M | -16.7M | 64.3M | 41.07M | 67.12M | -75.17M | -8.94M |
| Dividends Paid | -13.91M | -11.32M | -13.01M | -12.69M | -14.06M | -15.23M | -13.72M | -16.6M | -19.29M |
| Share Repurchases | -45.87M | -21.17M | -20.05M | -6.71M | -1.31M | -88.31M | -784K | -1.04M | -1.52M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 84.57M | 0 | 0 |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K |
| Other Financing | -3.83M | 323K | -90K | 204K | 89.4M | -11.88M | -7.5M | -100.55M | 5.18M |
| Net Change in Cash | -24.65M▲ 0% | -16.54M▲ 32.9% | -10.24M▲ 38.1% | 203.82M▲ 2090.5% | 197.6M▼ 3.1% | -393.58M▼ 299.2% | 302M▲ 176.7% | -3.58M▼ 101.2% | 677.69M▲ 19029.9% |
| Exchange Rate Effect | 61K | -164K | -22K | 2K | -54K | -98K | -42K | -112K | -229K |
| Cash at Beginning | 280.53M | 256.69M | 240.16M | 229.92M | 433.74M | 631.34M | 237.76M | 539.76M | 536.18M |
| Cash at End | 255.88M | 240.16M | 229.92M | 433.74M | 631.34M | 237.76M | 539.76M | 536.18M | 1.21B |
| Free Cash Flow | 13.45M▲ 0% | 26M▲ 93.3% | 51.16M▲ 96.8% | 70.87M▲ 38.5% | 93.19M▲ 31.5% | -10.15M▼ 110.9% | 224.16M▲ 2307.8% | 327.76M▲ 46.2% | 444.45M▲ 35.6% |
| FCF Growth % | -84.56% | 93.32% | 96.78% | 38.53% | 31.48% | -110.9% | 2307.78% | 46.22% | 35.6% |
| FCF Margin % | 5.5% | 11.24% | 21.19% | 25.7% | 23.15% | -2.06% | 40.75% | 43.73% | 49.33% |
| FCF per Share | 1.57 | 3.29 | 5 | 7.31 | 10.86 | -1.15 | 20.3 | 25.84 | 34.5 |
HCI Key Ratios
HCI Group, Inc. (HCI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 81.85% | 106.39% | 88.37% | 85.05% | 86.61% | 97.21% | 113.91% | 78.61% | 76.86% | 52.35% |
| Medical Cost Ratio | 64.79% | 84% | 64.11% | 62.15% | 77.57% | 79.81% | 96.84% | 62.8% | 63.26% | 26.84% |
| Return on Equity (ROE) | 12.06% | -3.15% | 9.44% | 14.48% | 14.27% | 0.6% | -17.49% | 23.31% | 24.64% | 37.76% |
| Return on Assets (ROA) | 4.44% | -0.91% | 2.12% | 3.25% | 3.16% | 0.18% | -3.93% | 4.37% | 5.44% | 12.57% |
| Equity / Assets | 36.38% | 23.03% | 21.79% | 23.12% | 21.37% | 35.22% | 14.13% | 23.37% | 21.03% | 44.08% |
| Book Value / Share | 22.42 | 22.67 | 22.98 | 18.12 | 20.75 | 48.31 | 28.9 | 38.33 | 36.97 | 86.52 |
| Debt / Equity | 0.57x | 1.23x | 1.38x | 0.94x | 0.92x | 0.15x | 0.83x | 0.50x | 0.40x | 0.06x |
| Revenue Growth | -9.7% | -5.35% | -5.37% | 4.36% | 14.23% | 45.99% | 22.22% | 11.79% | 36.26% | 20.21% |
HCI SEC Filings & Documents
HCI Group, Inc. (HCI) SEC filings — annual & quarterly reports (10-K, 10-Q)
HCI Frequently Asked Questions
HCI Group, Inc. (HCI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
HCI Group, Inc. (HCI) grew revenue by 20.2% over the past year. This is strong growth.
Yes, HCI Group, Inc. (HCI) is profitable, generating $299.0M in net income for fiscal year 2025 (33.2% net margin).
Dividend & Returns
Yes, HCI Group, Inc. (HCI) pays a dividend with a yield of 0.97%. This makes it attractive for income-focused investors.
HCI Group, Inc. (HCI) has a return on equity (ROE) of 37.8%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
HCI Group, Inc. (HCI) has a combined ratio of 52.3%. A ratio below 100% indicates underwriting profitability.
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HCI Group, Inc. (HCI) financial analysis — history, returns, DCA and operating performance tools
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Dividend History
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Valuation
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