NSTS Bancorp, Inc. (NSTS) Earnings History
Net Loss7 years of earnings data (2019–2025) · Currently unprofitable on a TTM basis
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NSTS Bancorp, Inc. (NSTS) Earnings Overview
As of June 29, 2026, NSTS Bancorp, Inc. (NSTS) reported trailing twelve-month net income of -$97,000, reflecting +50.6% year-over-year growth. The company earned $-0.02 per diluted share over the past four quarters, with a net profit margin of -2.9%.
Looking at the long-term picture, NSTS's historical earnings data spans multiple years. The company achieved its highest annual net income of $413,811 in fiscal 2019.
NSTS Bancorp, Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including CZWI ($15M net income, 16.0% margin), NECB ($44M net income, 28.2% margin), HONE ($26M net income, 8.7% margin), NSTS has room to improve margins relative to the peer group. Compare NSTS vs CZWI →
NSTS Earnings vs Peers
Earnings metrics vs comparable public companies
NSTS Historical Earnings Data (2019–2025)
7 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $-386,000 | +51.1% | $-386,000 | $-0.08 | -2.9% | -2.9% |
| 2024 | $-789,000 | +80.1% | $-789,000 | $-0.16 | -6.6% | -6.6% |
| 2023 | -$4M | -14755.6% | -$3M | $-0.79 | -61.2% | -45.8% |
| 2022 | $27,000 | +149.1% | $173,000 | $0.01 | 0.4% | 2.3% |
| 2021 | $-55,000 | +50.9% | $-269,000 | $-0.01 | -0.9% | -4.4% |
| 2020 | $-112,000 | -127.1% | $-615,000 | $-0.02 | -1.5% | -8.2% |
| 2019 | $413,811 | - | $328,072 | $0.08 | 5.3% | 4.2% |
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NSTS — Frequently Asked Questions
Quick answers to the most common questions about buying NSTS stock.
What is NSTS earnings per share (EPS)?
NSTS trailing twelve-month (TTM) diluted EPS is $-0.02, reflecting +50.6% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2019 to 2025 is available in the table on this page.
What is NSTS Bancorp, Inc.'s net income?
NSTS Bancorp, Inc. (NSTS) trailing twelve-month net income is $-97000.00 as of 2025. Earnings grew +50.6% year-over-year.
Is NSTS profitable?
NSTS is not currently profitable on a TTM basis, reporting a net loss of $-97000.00. Net margin is -2.9%. Investors should monitor for a return to profitability.
What is NSTS's earnings growth rate?
NSTS compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2019 to 2025.
What are NSTS's profit margins?
NSTS Bancorp, Inc. net profit margin is -2.9%, operating margin is -2.9%, and gross margin is +74.8%. Below-average margins reflect competitive or cost pressures. Return on Equity is -0.5%.
Is NSTS growing earnings?
Yes, NSTS earnings are accelerating — EPS growth of +50.6% exceeds the 5-year CAGR of N/A. TTM net income reached $-97000.00. Earnings momentum is strengthening.
What was NSTS's best earnings year?
NSTS Bancorp, Inc.'s highest annual net income on record is $413811.00, achieved in fiscal year 2019. Earnings history on this page spans 2019 to 2025 and includes all annual and quarterly figures.
What were NSTS's earnings last quarter?
NSTS's most recent reported quarter was Q1 2026. Net income was $-39000.00 with diluted EPS of $-0.01. For a full breakdown of all quarters, see the quarterly earnings table on this page.