NSTS Bancorp, Inc. (NSTS) P/E Ratio History
Deep ValueTrading at -174.4x · 0th percentile of 5-year range · Significant discount to historical valuation · Data 2023–2023
Loading P/E history...
P/E Ratio Analysis
As of June 28, 2026, NSTS Bancorp, Inc. (NSTS) trades at a price-to-earnings ratio of -174.4x, with a stock price of $13.78 and trailing twelve-month earnings per share of $-0.02.
The current P/E is 181% below its 5-year average of 216.2x. Over the past five years, NSTS's P/E has ranged from a low of 103.5x to a high of 328.8x, placing the current valuation at the 0th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, NSTS trades at a 1329% discount to its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
Relative to the broader market, NSTS trades at a notable discount to the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our NSTS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
NSTS Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
NSTS P/E vs Peers
Commercial real estate and multifamily lenders peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $227M | 16.1 | 3.18 | +9% | |
| $384M | 8.5Lowest | 0.25Best | -8% | |
| $522M | 18.3 | 1.23 | +78% | |
| $300M | 10.7 | 1.39 | +15250%Best | |
| $585M | 22.1 | - | +130% | |
| $477M | 13.4 | 0.31 | +262% | |
| $1B | 16.3 | 7.98 | +79% | |
| $12B | 13.6 | - | +38% | |
| $10B | 21.6 | 2.15 | +19% | |
| $672M | 12.5 | 9.90 | +93% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
NSTS Historical P/E Data (2023–2023)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2023 Q2 | Jun 30 2023 | $9.14 | $0.03 | 328.8x | +52% |
| FY2023 Q1 | Mar 31 2023 | $9.09 | $0.09 | 103.5x | -52% |
Average P/E for displayed period: 216.2x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
3+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
NSTS — Frequently Asked Questions
Quick answers to the most common questions about buying NSTS stock.
What is NSTS's P/E ratio?
NSTS Bancorp, Inc. (NSTS) trailing twelve-month P/E ratio is -174.4x, based on TTM diluted EPS of $-0.02. The 5-year average P/E is 216.2x and the historical range spans 103.5x to 328.8x.
Is NSTS stock overvalued or undervalued?
NSTS trades at -174.4x P/E, below its 5-year average of 216.2x. At the 0th percentile of its historical range (103.5x–328.8x), the stock is priced at a discount to its own history.
Is NSTS stock expensive?
No, NSTS is not expensive on a historical basis. The current P/E of -174.4x is below the 5-year average of 216.2x and sits at the 0th percentile of its valuation range.
What is NSTS's historical P/E range?
Over the past 5 years, NSTS's P/E ratio has ranged from 103.5x to 328.8x, with a median of 328.8x and an average of 216.2x. The current P/E of -174.4x places the stock at the 0th percentile of this range. Full historical data spans 2023–2023.
How does NSTS's P/E compare to the S&P 500?
NSTS trades at -174.4x P/E versus the S&P 500 median of 25.3x. The 789% discount to the market suggests lower growth expectations or perceived higher risk.
How does NSTS's valuation compare to Financial Services peers?
NSTS Bancorp, Inc. P/E of -174.4x compares to the Financial Services sector median of 14.2x. The discount suggests lower growth expectations, weaker margins, or higher perceived risk relative to peers. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is NSTS's PEG ratio?
NSTS PEG ratio is N/A, based on a P/E of -174.4x and EPS growth of 50.6%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is NSTS's earnings yield?
NSTS earnings yield is N/A, the inverse of its -174.4x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.