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NTCLNetClass Technology Inc
$0.13$3M
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NetClass Technology Inc (NTCL) Financial Ratios

Latest Ratios: P/E Ratio -0.2x · EV/EBITDA N/A · ROE -239.5%. (2020–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

NTCL Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Market Cap$3M$25M—————
Enterprise Value$4M$26M—————
P/E Ratio →-0.21——————
P/S Ratio0.272.52—————
P/B Ratio0.374.13—————
P/FCF———————
P/OCF———————

P/E links to full P/E history page with 30-year chart

NTCL EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
EV / Revenue—2.62—————
EV / EBITDA———————
EV / EBIT———————
EV / FCF———————

NTCL Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Gross Margin22.8%22.8%22.9%21.3%32.8%34.4%35.9%
Operating Margin-111.5%-111.5%-12.8%3.5%0.5%10.4%2.5%
Net Profit Margin-110.4%-110.4%-14.6%1.5%1.4%9.2%7.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
ROE-239.5%-239.5%-39.4%4.7%5.4%54.7%15.1%
ROA-102.9%-102.9%-21.5%3.0%3.1%26.2%5.3%
ROIC-171.0%-171.0%-29.1%9.2%1.9%63.8%4.5%
ROCE-218.3%-218.3%-34.3%11.3%2.0%60.4%5.1%

NTCL Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Debt / Equity0.450.450.000.010.050.040.14
Debt / EBITDA———0.110.780.070.98
Net Debt / Equity—0.16-0.13-0.11-0.03-0.37-0.09
Net Debt / EBITDA———-0.97-0.46-0.70-0.63
Debt / FCF———-1.20—-1.27—
Interest Coverage———84.845.64101.39318.76

NTCL Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Current Ratio1.291.291.703.032.072.271.36
Quick Ratio1.251.251.412.522.022.121.10
Cash Ratio0.260.260.100.250.110.620.13
Asset Turnover—0.711.401.702.132.740.76
Inventory Turnover24.7424.746.528.2565.7430.422.90
Days Sales Outstanding—207.74191.4375.28132.7579.32213.18

NTCL Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Dividend Yield———————
Payout Ratio———————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Earnings Yield———————
FCF Yield———————
Buyback Yield0.0%0.0%—————
Total Shareholder Yield0.0%0.0%—————
Shares Outstanding—$17M$16M$15M$15M$15M$15M

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Imminent liquidity and solvency

Distressed Valuation Reflects Operational Headwinds

As reported in recent financial filings, NTCL trades at a P/S multiple of 0.27, a valuation level that suggests the market has largely abandoned expectations for a near-term turnaround in the company's core institutional software business model.

The current P/B ratio of 0.37 indicates that the market values the company at a significant discount to its book value, which is typical for firms facing existential liquidity concerns. This valuation implies that investors are pricing in a high probability of further equity dilution or restructuring rather than future growth.

Capital Efficiency Decaying Under Losses

Based on the most recent quarterly data, NTCL's ROIC has plummeted to -70.0%, a sharp reversal from the positive 29.9% return on invested capital observed in 2024Q4, indicating a rapid deterioration in the company's ability to generate value from its capital base.

The collapse in ROIC appears driven by the widening gap between operating expenses and revenue, suggesting that recent investments in AI and blockchain modules have failed to yield productive returns. This trend warrants further investigation into whether the company's capital allocation strategy is fundamentally misaligned with its current market opportunity.

Working Capital Cycles Signal Inefficiency

According to the latest quarterly figures, NTCL's cash conversion cycle has expanded to 60 days, reflecting increased friction in collecting receivables from institutional clients compared to the more efficient 37-day cycle observed in late 2024.

The lengthening DSO suggests that the company may be experiencing difficulty in securing timely payments from its public agency clients, which exacerbates the firm's existing liquidity constraints. Investors should monitor whether this trend indicates a structural shift in customer payment behavior or merely temporary administrative delays.

Liquidity Buffer Nearing Critical Threshold

As reported in recent balance sheet disclosures, NTCL maintains a current ratio of 1.29, yet this figure masks a precarious cash position of only $1.76M that appears insufficient to sustain the company's current rate of operating cash burn.

While the current ratio suggests a superficial level of coverage, the reliance on inventory and receivables to meet short-term obligations leaves the company vulnerable to any further deterioration in asset quality. The lack of a robust cash cushion suggests that the firm may face significant challenges in meeting its near-term financial commitments.

Misapplication of SaaS Valuation Metrics

Market participants frequently misapply standard SaaS valuation multiples like EV/Sales to NTCL, which obscures the reality that the firm's 22.85% gross margin is more characteristic of a low-margin IT services consultancy than a scalable software provider.

By ignoring the high labor intensity and pass-through costs embedded in the company's revenue, analysts may overestimate the firm's potential for operating leverage. A more appropriate approach would be to evaluate the company based on its service-level profitability and the sustainability of its recurring revenue streams, rather than applying growth-stage software multiples.

Download Financial Ratios Data

Includes 30+ ratios · 6 years · Updated daily

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NTCL — Frequently Asked Questions

Quick answers to the most common questions about buying NTCL stock.

What is NetClass Technology Inc's P/E ratio?

NetClass Technology Inc's current P/E ratio is -0.2x. This places it at the 50th percentile of its historical range.

What is NetClass Technology Inc's ROE?

NetClass Technology Inc's return on equity (ROE) is -239.5%. The historical average is -33.2%.

Is NTCL stock overvalued?

Based on historical data, NetClass Technology Inc is trading at a P/E of -0.2x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are NetClass Technology Inc's profit margins?

NetClass Technology Inc has 22.8% gross margin and -111.5% operating margin.