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OBK logoOrigin Bancorp, Inc. (OBK) Earnings History

Annual and quarterly earnings data from 2016 to 2025

TTM Net Income
$75M
Profitable
TTM EPS
$2.42
Diluted
YoY EPS Growth
-2.0%
Slow
Net Margin
12.6%
Profitability
Operating Margin16.5%
Gross Margin58.2%
ROE6.3%
ROA0.8%
Highest Annual Net Income$109M (2021)
Highest Quarterly EPS$1.20 (Q4 2021)
Consecutive Profitable Years10 years
Q4 2025
Net Income$30M
EPS$0.95
QoQ Growth+242.3%Excellent

Loading earnings history...

OBK EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-2.0%
Slow
3-Year
-9.9%
Slow
5-Year
+9.1%
Solid
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

OBK Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202558.2%16.5%12.6%
202456.0%15.8%12.4%
202358.3%18.4%14.5%
202279.9%28.4%23.2%
202195.0%45.6%37.4%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Origin Bancorp, Inc. (OBK) Earnings Overview

As of May 8, 2026, Origin Bancorp, Inc. (OBK) reported trailing twelve-month net income of $75M, reflecting -2.0% year-over-year growth. The company earned $2.42 per diluted share over the past four quarters, with a net profit margin of 12.6%.

Looking at the long-term picture, OBK's 5-year EPS compound annual growth rate (CAGR) stands at +9.1%, showing solid earnings momentum. The company achieved its highest annual net income of $109M in fiscal 2021.

Origin Bancorp, Inc. maintains positive profitability with a gross margin of 58.2%, operating margin of 16.5%, and net margin of 12.6%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including HOMB ($458M net income, 27.7% margin), SFNC (-$398M net income, -63.4% margin), IBCP ($69M net income, 21.7% margin), OBK has room to improve margins relative to the peer group. Compare OBK vs HOMB →

OBK Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
OBK logoOBKCurrent
$75M$2.4212.6%6.3%-2.0%—
HOMB logoHOMB
$458M$2.3227.7%10.4%+3.6%
SFNC logoSFNC
-$398M$-2.74-63.4%-11.4%-343.8%
IBCP logoIBCP
$69M$3.2921.7%14.3%+3.5%
HOPE logoHOPE
$59M$0.456.0%2.6%-43.9%
FFIN logoFFIN
$243M$1.6930.2%14.4%+12.2%
Best in group
Lowest in group

OBK Historical Earnings Data (2016–2025)

10 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$75M-1.7%$99M$2.4012.6%16.5%
2024$76M-8.7%$97M$2.4512.4%15.8%
2023$84M-4.5%$106M$2.7114.5%18.4%
2022$88M-19.2%$107M$3.2823.2%28.4%
2021$109M+198.6%$132M$4.6037.4%45.6%
2020$36M-32.5%$44M$1.5512.7%15.5%
2019$54M+4.4%$67M$2.2820.0%24.7%
2018$52M+251.8%$62M$2.2022.9%27.7%
2017$15M+14.2%$20M$0.458.3%11.6%
2016$13M-$16M$0.377.3%8.9%

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Compare OBK vs BRK-A

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OBK — Frequently Asked Questions

Quick answers to the most common questions about buying OBK stock.

Is OBK growing earnings?

OBK EPS of $2.42 reflects slowing growth at -2.0%, below the 5-year CAGR of +9.1%. TTM net income is $75M. Expansion rate has moderated.

What are OBK's profit margins?

Origin Bancorp, Inc. net margin is +12.6%, with operating margin at +16.5%. Margins sit within typical range for the sector.

How consistent are OBK's earnings?

OBK earnings data spans 2016-2025. The current earnings trend is -2.0% YoY. Historical data enables comparison across business cycles.

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OBK Earnings Over Time (2016–2025)

Net income and EPS trends