OFS Credit Company, Inc. (OCCI) Financial Ratios
8 years of historical data (2018–2025) · Financial Services · Asset Management
EV/EBITDA
↓
N/A
—
5yr avg: 3.38
30Y Low2.8·High14.2
P/FCF
2.09
↓-41% vs avg
5yr avg: 3.57
30Y Low3.6·High18.3
P/B Ratio
↓
0.41
↓-49% vs avg
5yr avg: 0.80
30Y Low0.6·High1.0
ROE
↓
-6.6%
↑-298% vs avg
5yr avg: 3.3%
30Y Low-16%·High27%
Debt/EBITDA
N/A
—
5yr avg: 2.13
30Y Low2.1·High2.1
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
OCCI Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
OFS Credit Company, Inc. currently has a negative P/E ratio, indicating the company is operating at a loss on a trailing-twelve-month basis. On a free-cash-flow basis, the stock trades at 2.1x P/FCF, 41% below the 5-year average of 3.6x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $72M | $123M | $118M | $71M | $79M | $107M | $32M | $44M | $47M |
| Enterprise Value | $173M | $224M | $93M | $117M | $66M | $92M | $25M | $40M | $38M |
| P/E Ratio → | -6.31 | — | 7.86 | — | — | 3.57 | — | — | 170.73 |
| P/S Ratio | 1.78 | 3.04 | 6.32 | 2.30 | 3.00 | 4.65 | — | — | 134.09 |
| P/B Ratio | 0.41 | 0.80 | 0.79 | 0.59 | 0.84 | 0.99 | 0.77 | 0.96 | 0.93 |
| P/FCF | 2.09 | 3.57 | — | — | — | — | 9.20 | — | 18.29 |
| P/OCF | 2.09 | 3.57 | — | — | — | — | 9.20 | — | 18.29 |
P/E links to full P/E history page with 30-year chart
OCCI EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 5.51 | 4.99 | 3.80 | 2.52 | 4.00 | — | — | 108.28 |
| EV / EBITDA | — | — | 2.77 | — | — | 3.99 | — | 4.52 | 14.23 |
| EV / EBIT | — | — | 2.77 | — | — | 3.99 | — | — | 132.59 |
| EV / FCF | — | 6.47 | — | — | — | — | 7.34 | — | 14.77 |
OCCI Profitability
Margins and return-on-capital ratios measuring operating efficiency
OFS Credit Company, Inc. earns an operating margin of -5.5%, below the Financial Services sector average of 20.3%. Operating margins have expanded from -28.7% to -5.5% over the past 3 years, signaling improving operational efficiency. A negative ROE of -6.6% indicates the company is currently destroying shareholder equity.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 70.8% | 70.8% | 100.0% | 100.0% | 72.0% | 78.8% | 293.7% | 141.4% | 97.1% |
| Operating Margin | -5.5% | -5.5% | 80.4% | -28.7% | -34.9% | 100.3% | 125.0% | 121.4% | 742.4% |
| Net Profit Margin | -24.4% | -24.4% | 80.4% | -6.2% | -51.8% | 88.4% | 224.8% | 121.4% | 81.7% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| ROE | -6.6% | -6.6% | 11.2% | -1.8% | -13.4% | 27.2% | -8.4% | -16.3% | 0.6% |
| ROA | -3.9% | -3.9% | 7.0% | -1.1% | -8.4% | 17.8% | -5.6% | -13.2% | 0.6% |
| ROIC | -0.8% | -0.8% | 6.8% | -4.8% | -5.5% | 17.4% | -3.5% | -12.2% | 3.9% |
| ROCE | -0.9% | -0.9% | 7.1% | -5.2% | -5.8% | 21.2% | -3.1% | -13.3% | 5.2% |
OCCI Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Net debt stands at $100M ($114M total debt minus $14M cash).
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.74 | 0.74 | — | 0.52 | — | 0.45 | — | — | — |
| Debt / EBITDA | — | — | — | — | — | 2.13 | — | — | — |
| Net Debt / Equity | — | 0.66 | -0.17 | 0.38 | -0.13 | -0.14 | -0.16 | -0.09 | -0.18 |
| Net Debt / EBITDA | — | — | -0.73 | — | — | -0.65 | — | -0.44 | -3.39 |
| Debt / FCF | — | 2.91 | — | — | — | — | -1.86 | — | -3.52 |
| Interest Coverage | -0.32 | -0.32 | 9.27 | -1.95 | -2.26 | 8.47 | -1.25 | -8.00 | 4.12 |
OCCI Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
OFS Credit Company, Inc.'s current ratio of 3.99x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The current ratio has declined from 6.35x to 3.99x over the past 3 years.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 3.99 | 3.99 | 8.94 | 6.35 | 5.65 | 2.59 | — | 12.45 | 15.64 |
| Quick Ratio | 3.99 | 3.99 | 8.94 | 6.35 | 5.65 | 2.59 | — | 12.45 | 15.64 |
| Cash Ratio | 3.99 | 3.99 | 8.66 | 6.05 | 5.39 | 2.54 | — | 12.29 | 15.35 |
| Asset Turnover | — | 0.15 | 0.08 | 0.17 | 0.16 | 0.14 | -0.03 | -0.10 | 0.01 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — |
OCCI Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
OFS Credit Company, Inc. returns 48.9% to shareholders annually primarily through dividends.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 48.9% | 25.0% | 16.1% | 7.1% | 4.6% | 2.1% | 11.0% | 12.4% | — |
| Payout Ratio | — | — | 126.5% | — | — | 11.0% | — | — | — |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | — | — | 12.7% | — | — | 28.0% | — | — | 0.6% |
| FCF Yield | 47.9% | 28.0% | — | — | — | — | 10.9% | — | 5.5% |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 100.0% |
| Total Shareholder Yield | 48.9% | 25.0% | 16.1% | 7.1% | 4.6% | 2.1% | 11.0% | 12.4% | 100.0% |
| Shares Outstanding | — | $26M | $17M | $11M | $8M | $8M | $3M | $3M | $3M |
Peer Comparison
Compare OCCI with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 OCCIYou | $72M | -6.3 | — | 2.1 | 70.8% | -5.5% | -6.6% | -0.8% | — |
 ECC | $469M | -3.4 | — | — | 59.1% | -75.3% | -15.9% | -5.9% | — |
 OXLC | $801M | -1.4 | — | 1.2 | 68.2% | -135.4% | -39.2% | -18.7% | — |
 EIC | $232M | -200.0 | 34.1 | — | 83.4% | 21.5% | -0.4% | 2.1% | 13.3 |
 ARCC | $13B | 9.6 | 12.7 | 11.2 | 75.7% | 69.7% | 9.4% | 5.7% | 7.3 |
 FSCO | $979M | 6.4 | 5.6 | 1.9 | 79.3% | 74.5% | 10.5% | 6.4% | 1.9 |
 CGBD | $746M | 10.6 | 12.7 | — | 70.9% | 86.2% | 6.8% | 5.6% | 8.7 |
 SLRC | $669M | 7.2 | 11.0 | — | 73.3% | 72.9% | 9.3% | 5.8% | 7.0 |
 PFLT | $719M | 10.1 | 35.2 | 7.6 | 45.6% | 39.4% | 6.8% | 2.1% | 26.3 |
 TPVG | $193M | 3.9 | 8.5 | — | 83.5% | 77.9% | 14.1% | 7.2% | 6.2 |
 GBDC | $3B | 8.7 | 11.8 | — | 81.5% | 78.9% | 9.4% | 5.9% | 7.1 |
| Financial Services Median | — | 13.6 | 11.4 | 11.1 | 64.1% | 20.3% | 9.0% | 5.5% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
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Includes 30+ ratios · 8 years · Updated daily
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OCCI — Frequently Asked Questions
Quick answers to the most common questions about buying OCCI stock.
What is OFS Credit Company, Inc.'s P/E ratio?
OFS Credit Company, Inc.'s current P/E ratio is -6.3x. The historical average is 60.7x.
What is OFS Credit Company, Inc.'s ROE?
OFS Credit Company, Inc.'s return on equity (ROE) is -6.6%. The historical average is -1.0%.
Is OCCI stock overvalued?
Based on historical data, OFS Credit Company, Inc. is trading at a P/E of -6.3x. Compare with industry peers and growth rates for a complete picture.
What is OFS Credit Company, Inc.'s dividend yield?
OFS Credit Company, Inc.'s current dividend yield is 48.91%.
What are OFS Credit Company, Inc.'s profit margins?
OFS Credit Company, Inc. has 70.8% gross margin and -5.5% operating margin.