OceanFirst Financial Corp.

OceanFirst Financial Corp. ( OCFC ) Q3 2026 Earnings Call October 28, 2026 8:00 AM EDT Company Participants Alfred Goon - Senior VP of Corporate Development, Strategy & Investor Relations Christopher Maher - CEO & Director Joseph Lebel - President, COO & Director Patrick Barrett - Senior EVP & CFO Conference Call Participants Daniel Tamayo - Raymond James & Associates, Inc., Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Peter Winter - D.A. Davidson & Co., Research Division David Bishop - Hovde Group, LLC, Research Division Christopher Marinac - Brean Capital, LLC, Research Division Manuel Navas - Piper Sandler & Co., Research Division Matthew Breese - Stephens Inc., Research Division Presentation Alfred Goon Senior VP of Corporate Development, Strategy & Investor Relations Good morning, and welcome to the OceanFirst Third Quarter Earnings Call.

OceanFirst Financial NASDAQ: OCFC reported third-quarter results reflecting its first full quarter as a combined company following the acquisition of Flushing Financial Corp., with management citing loan and deposit growth, expanding net interest income and progress on merger-related cost savings.

OceanFirst Financial (OCFC) came out with quarterly earnings of $0.48 per share, beating the Zacks Consensus Estimate of $0.4 per share. This compares to earnings of $0.36 per share a year ago.

The headline numbers for OceanFirst (OCFC) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.