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OCFTOneConnect Financial Technology Co., Ltd.
$7.89$308M
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HomeStocksOCFTBalance Sheet

OneConnect Financial Technology Co., Ltd. (OCFT) Balance Sheet

8Y historyFree accessUpdated daily

The company maintains a conservative capital structure with a debt-to-equity ratio of 0.01, yet total assets have shrunk significantly from $8.5 billion in 2023Q2 to $3.7 billion in 2025Q2.

OCFT Balance Sheet

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly
MetricTTMDec'24Dec'23Dec'22Dec'21Dec'20Dec'19Dec'18Dec'17
Total Current Assets3.16B3.4B5.36B6.37B6.9B8.94B7.66B7.86B2.06B
Cash & Short-Term Investments1.47B2.4B3.16B3.83B3.96B5.12B2.77B3.11B1.71B
Cash Only385.03M1.95B1.38B1.91B1.4B3.06B1.08B565.03M847.77M
Short-Term Investments1.08B455.02M1.78B1.92B2.56B2.06B1.69B2.54B863.27M
Accounts Receivable897.28M902.07M809.58M1.06B1.74B1.13B1.16B627.48M43.18M
Days Sales Outstanding211.16146.4680.5786.97153.35124.61181.77162.0327.09
Inventory000-690.63M749.15M39.61M177.12M337.21M309.64M
Days Inventory Outstanding----101.446.9941.42120.1234.22
Other Current Assets794.1M92.3M1.39B2.05B320.47M2.57B3.55B4.25B238.47M
Total Non-Current Assets568.45M569.95M2.71B2.51B2.44B1.95B2.27B1.52B950.59M
Property, Plant & Equipment45.21M43.9M85.08M151.4M244.41M224.28M314.5M319.67M160.95M
Fixed Asset Turnover33.68x51.22x43.11x29.48x16.91x14.77x7.40x4.42x3.62x
Goodwill157.26M157.26M289.16M289.16M289.16M289.16M289.16M126.02M0
Intangible Assets25.3M38.38M182.21M281.27M398.03M627.9M687.79M632.06M367.08M
Long-Term Investments14.97M01.37B1.02B825.85M197.56M512.28M34.45M42.25M
Other Non-Current Assets19.05M330.42M780.26M01.54M42.07M41M63.12M10.27M
Total Assets3.73B3.97B8.07B8.88B9.34B10.89B9.93B9.38B3.02B
Asset Turnover0.40x0.57x0.45x0.50x0.44x0.30x0.23x0.15x0.19x
Asset Growth %-183.58%-50.83%-9.16%-4.91%-14.19%9.65%5.81%211.14%-
Total Current Liabilities1.29B1.44B5.07B5.45B5.16B5.17B4.94B5.12B2.86B
Accounts Payable913.32M90.69M246.56M753.62M1.1B920.24M347M316.5M208.5M
Days Payables Outstanding247.8222.9338.8297.23149.17162.3681.14112.72157.71
Short-Term Debt20.66M19.16M306.11M378.39M815.26M2.28B3.22B3.39B1.5B
Deferred Revenue (Current)350.25M002.1B1.5B0104.96M58.38M10.36M
Other Current Liabilities3.89M551.15M2.93B1.66B1.47B992.02M380.85M667.3M2.13B
Current Ratio2.44x2.36x1.06x1.17x1.34x1.73x1.55x1.53x0.72x
Quick Ratio2.44x2.36x1.06x1.30x1.19x1.72x1.51x1.47x0.61x
Cash Conversion Cycle-36.66---105.61-30.76142.05169.41103.59
Total Non-Current Liabilities27.38M23.62M47.49M158.01M343.11M433.28M466.86M429.13M188.94M
Long-Term Debt000000000
Capital Lease Obligations10.67M10.67M28.28M44.55M97.47M48.12M87.8M126.87M84.82M
Deferred Tax Liabilities002.08M5.2M9.86M20.08M33.29M18.48M-84.82M
Other Non-Current Liabilities14.29M019.2M88.28M216.36M347.4M379.06M302.26M104.12M
Total Liabilities1.32B1.46B5.12B5.6B5.51B5.6B5.41B5.55B3.05B
Total Debt20.66M43.56M357.33M469.97M970.15M2.42B3.22B3.47B1.54B
Net Debt-364.37M-1.9B-1.02B-1.57B-584.11M-771.89M2.14B2.9B690.37M
Debt / Equity0.01x0.02x0.12x0.14x0.25x0.46x0.71x0.91x-
Debt / EBITDA-0.08x--------
Net Debt / EBITDA1.39x--------
Interest Coverage-38.58x-24.44x-19.29x-26.41x-18.33x-9.78x-9.47x-6.94x-10.40x
Total Equity2.41B2.5B2.95B3.28B3.84B5.29B4.52B3.83B-34.88M
Equity Growth %-51.82%-15.06%-10.08%-14.52%-27.44%16.92%18%11082.36%-
Book Value per Share66.2868.9481.1689.83103.81148.92144.38124.43-1.56
Total Shareholders' Equity2.47B2.56B2.97B3.29B3.79B5.2B4.37B3.72B-34.88M
Common Stock78K78K78K78K78K78K73K66K60K
Retained Earnings-8.41B-8.33B-7.87B-7.51B-6.64B-5.36B-4B-2.34B-1.15B
Treasury Stock000000000
Accumulated OCI11.03B1.19B1.21B1.18B805.37M10.64B8.46B6.15B1.2B
Minority Interest-61.73M-54.51M-18.98M-14.65M41.1M89.91M150.43M110.6M0

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetHealthy
Cash FlowBurning
Top Statement Risk

Structural Revenue Decay

Asset Base Contraction Reflects Restructuring

As reported in financial statements, OCFT's total assets have declined from $8.5 billion in 2023Q2 to $3.7 billion by 2025Q2, signaling a significant downsizing of the balance sheet that appears to be a direct consequence of the company's ongoing struggle to maintain its historical operational scale.

The sharp reduction in total assets suggests that the company is shedding non-core or underperforming segments as it attempts to right-size its operations. Investors should monitor whether this contraction represents a strategic pivot toward a leaner model or merely a forced retreat from previously overextended market positions.

Liquidity Buffer Masks Operational Burn

Based on the latest quarterly data, OCFT maintains a current ratio of 2.44, yet the rapid depletion of cash reserves from $1.9 billion in 2024Q4 to $385 million in 2025Q2 indicates a concerning acceleration in the company's cash burn rate relative to its current operational requirements.

While the current ratio appears healthy on the surface, the precipitous drop in absolute cash levels warrants significant caution regarding the company's long-term runway. This liquidity profile suggests that the firm is consuming its capital base to fund persistent operating losses rather than reinvesting for sustainable growth.

Minimal Leverage Amidst Operational Challenges

According to reported balance sheet figures, OCFT maintains a very low debt-to-equity ratio of 0.01 as of 2025Q2, which indicates that the company is currently avoiding external financing despite its ongoing operational losses and the significant contraction in its overall business activity.

The reliance on equity rather than debt suggests that the company is currently insulated from immediate interest rate sensitivity or refinancing risks. However, this lack of leverage may also imply that the firm lacks the creditworthiness or strategic necessity to utilize debt as a tool for growth.

Persistent Deficit Erodes Equity Quality

As evidenced by the company's financial disclosures, retained earnings remain deeply negative at -$8.4 billion, a figure that has shown little improvement over the last ten quarters, signaling that the firm has yet to establish a path toward generating cumulative shareholder value through its core operations.

The persistent deficit in retained earnings highlights the structural nature of the company's profitability issues. This trend suggests that the equity base is being sustained by historical capital injections rather than organic earnings, which may limit the company's ability to provide long-term returns to shareholders.

Deferred Revenue Collapse Signals Risk

Data from recent filings reveals a dramatic decline in deferred revenue from $2.4 billion in 2023Q4 to just $131.6 million in 2025Q2, which serves as a leading indicator of weakening forward visibility and a potential breakdown in the company's future revenue pipeline.

The collapse in deferred revenue is a critical red flag that suggests the company is failing to secure new long-term contracts or that existing service agreements are not being renewed. This trend implies that the revenue contraction observed in the income statement may continue to accelerate in future periods.

OCFT — Frequently Asked Questions

Quick answers to the most common questions about buying OCFT stock.

What are the total assets of OneConnect Financial Technology Co., Ltd. (OCFT)?

As of 2024, OneConnect Financial Technology Co., Ltd. (OCFT) had total assets of $3.97B including $3.40B in current assets.

How much debt does OneConnect Financial Technology Co., Ltd. (OCFT) have?

OneConnect Financial Technology Co., Ltd. (OCFT) carries total debt of $43.6M, offset by $2.40B in cash and short-term investments. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.

What is the book value or shareholders' equity of OneConnect Financial Technology Co., Ltd.?

OneConnect Financial Technology Co., Ltd. (OCFT) has total shareholders' equity (book value) of $2.56B ($68.94 book value per share). Book value represents the net worth of the company belonging to common stock holders.

What is OneConnect Financial Technology Co., Ltd.'s current ratio and liquidity?

OneConnect Financial Technology Co., Ltd. (OCFT) reported a current ratio of 2.36x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.