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May 12, 2021·SEC
Oxford Lane Capital Corp.(OXLCI)Earnings, Financials & Key Ratios
OXLCI•NASDAQ•Banking & Credit
Price updated Jun 19, 2026
AboutOxford Lane Capital Corp. is a close ended fund launched and managed by Oxford Lane Management LLC. It invests in fixed income securities. The fund primarily invests in securitization vehicles which in turn invest in senior secured loans made to companies whose debt is rated below investment grade or is unrated. Oxford Lane Capital Corp was formed on June 9, 2010 and is domiciled in the United States.Show more
- Net Interest Income$410M+1708.2%
- Total Revenue$392M-9.0%
- Net Income-$585M-1307.4%
- Return on Equity-39.16%-1364.0%
- Net Interest Margin22.38%+2595.1%
- Efficiency Ratio203.69%+639.0%
- ROA-25.05%-1286.9%
- Equity / Assets56.33%-18.2%
- Book Value per Share10.56-51.1%
OXLCI Key Insights
Oxford Lane Capital Corp. (OXLCI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 22.4%
- ✓Well capitalized: 56.3% equity/assets
- ✓Trading near 52-week high
✗Weaknesses
- ✗Weak Piotroski F-Score: 3/9
- ✗High cost structure: 203.7% efficiency ratio
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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OXLCI Price & Volume
Oxford Lane Capital Corp. (OXLCI) stock price & volume — 10-year historical chart
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OXLCI Growth Metrics
Oxford Lane Capital Corp. (OXLCI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years20.72%
5 Years25.2%
3 Years14.31%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-940.9%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-4780%
Return on Capital
10 Years9.7%
5 Years6.33%
3 Years1.82%
Last Year-22.72%
OXLCI Recent Earnings
Oxford Lane Capital Corp. (OXLCI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (56%)●Beat Revenue 4/12 qtrs (44%)
Q4 2025Latest
Sep 30, 2025Metric
Actual
Est
EPS
$0.24-89.3%
$2.25
Rev
$226M-9.0%
$248M
Q2 2025
Mar 31, 2025Metric
Actual
Est
EPS
$0.19-135.0%
$0.54
Rev
$224M+0.5%
$222M
Q4 2024
Oct 30, 2024Metric
Actual
Est
EPS
$0.26-61.2%
$0.67
Rev
$204M+11.3%
$183M
Q2 2024
May 14, 2024Metric
Actual
Est
EPS
$0.50-19.2%
$0.62
Rev
$162M+7.1%
$151M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q4 2025Latest | Sep 30, 2025 | $0.24vs $2.25-89.3% | $226Mvs $248M-9.0% |
| Q2 2025 | Mar 31, 2025 | $0.19vs $0.54-135.0% | $224Mvs $222M+0.5% |
| Q4 2024 | Oct 30, 2024 | $0.26vs $0.67-61.2% | $204Mvs $183M+11.3% |
| Q2 2024 | May 14, 2024 | $0.50vs $0.62-19.2% | $162Mvs $151M+7.1% |
Based on last 12 quarters of dataView full earnings history →
OXLCI Peer Comparison
Oxford Lane Capital Corp. (OXLCI) competitors in Closed-end funds and investment trusts — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 OXLC | 812.03M | 8.32 | -1.39 | 309.08% | -65.48% | -33.24% | 0.75 | |
 ECC | 483.88M | 3.66 | -3.49 | 0.12% | -74.05% | -11.73% | 0.37 | |
 ECCX | 2.35B | 25.17 | 29.27 | 0.12% | -74.48% | -11.43% | 0.40 | |
 OCCI | 73.29M | 2.50 | -6.41 | 116.98% | -22.88% | -6.12% | 0.74 | |
 ARCC | 12.95B | 18.03 | 9.69 | 32.87% | 43.69% | 8.11% | 1.12 | |
 GBDC | 3.22B | 12.35 | 8.70 | 42.5% | 26.91% | 5.24% | 1.23 | |
 CGBD | 760.99M | 10.95 | 10.84 | 17.9% | 23.81% | 4.42% | 1.31 | |
 SLRC | 677.57M | 12.42 | 7.31 | 24.76% | 39.78% | 7.31% | 1.15 |
Compare OXLCI vs Peers
Oxford Lane Capital Corp. (OXLCI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OXLCI Income Statement
Oxford Lane Capital Corp. (OXLCI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 0 | 0 | 0 | 0 | -18.13M | -24.55M | -17.55M | -25.47M | 409.59M |
NII Growth % | - | - | - | - | - | -35.45% | 28.54% | -45.16% | 1708.21% |
Net Interest Margin % | 0% | 0% | 0% | 0% | -1.29% | -1.84% | -1% | -0.9% | 22.38% |
Interest Income | 0 | 0 | 0 | 0 | 3.95M | 7.25M | 15.31M | 12.99M | 464.06M |
Interest Expense | 0 | 0 | 0 | 0 | 22.08M | 31.81M | 32.86M | 38.46M | 54.48M |
Loan Loss Provision | 0 | 0 | 0 | 0 | -22.08M | -31.81M | -32.86M | -38.46M | 69.91M |
Non-Interest Income | 74.82M | 89.4M | 122.15M | 127.35M | 195.35M | 255.01M | 291.47M | 417.55M | -72.31M |
Non-Interest Income % | 100% | 100% | 100% | 100% | 98.02% | 97.24% | 95.01% | 96.98% | -18.46% |
Total Revenue | 74.82M▲ 0% | 89.4M▲ 19.5% | 122.15M▲ 36.6% | 127.35M▲ 4.3% | 199.3M▲ 56.5% | 262.27M▲ 31.6% | 306.79M▲ 17.0% | 430.54M▲ 40.3% | 391.76M▼ 9.0% |
Revenue Growth % | 29.12% | 19.49% | 36.64% | 4.25% | 56.51% | 31.59% | 16.98% | 40.34% | -9.01% |
Non-Interest Expense | 21.06M | 25.26M | 33.73M | 34.65M | 57.43M | 68.97M | 81.7M | 118.67M | 797.99M |
Efficiency Ratio | 28.15% | 28.26% | 27.62% | 27.21% | 28.82% | 26.3% | 26.63% | 27.56% | 203.69% |
Operating Income | 53.75M▲ 0% | 64.14M▲ 19.3% | 88.42M▲ 37.9% | 92.69M▲ 4.8% | 141.87M▲ 53.1% | 193.3M▲ 36.3% | 225.09M▲ 16.4% | 311.87M▲ 38.5% | -530.62M▼ 270.1% |
Operating Margin % | 71.85% | 71.74% | 72.38% | 72.79% | 71.18% | 73.7% | 73.37% | 72.44% | -135.44% |
Operating Income Growth % | 28.43% | 19.32% | 37.86% | 4.84% | 53.05% | 36.25% | 16.45% | 38.55% | -270.14% |
Pretax Income | 38.01M▲ 0% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 240.82M▲ 240.6% | 50.94M▼ 78.8% | -585.09M▼ 1248.6% |
Pretax Margin % | 50.8% | -23.47% | -238.34% | 227.67% | 63.16% | -65.31% | 78.5% | 11.83% | -149.35% |
Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 5.71M | 2.48M | 0 |
Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 2.37% | 4.88% | 0% |
Net Income | 38.01M▲ 0% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 235.11M▲ 237.3% | 48.46M▼ 79.4% | -585.09M▼ 1307.4% |
Net Margin % | 50.8% | -23.47% | -238.34% | 227.67% | 63.16% | -65.31% | 76.63% | 11.26% | -149.35% |
Net Income Growth % | -63.87% | -155.21% | -1287.54% | 199.59% | -56.58% | -236.08% | 237.26% | -79.39% | -1307.43% |
Net Income (Continuing) | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 48.46M | -585.09M |
EPS (Diluted) | 7.45▲ 0% | -2.55▼ 134.2% | -20.70▼ 711.8% | 15.70▲ 175.8% | 6.00▼ 61.8% | -5.70▼ 195.0% | 5.60▲ 198.2% | 0.53▼ 90.5% | -5.99▼ 1230.2% |
EPS Growth % | -67.78% | -134.23% | -711.76% | 175.85% | -61.78% | -195% | 198.25% | -90.54% | -1230.19% |
EPS (Basic) | 7.45 | -2.55 | -20.70 | 15.70 | 6.00 | -5.70 | 5.60 | 0.53 | -5.99 |
Diluted Shares Outstanding | 5.1M | 8.23M | 14.06M | 18.47M | 20.98M | 30.05M | 41.98M | 90.64M | 97.65M |
OXLCI Balance Sheet
Oxford Lane Capital Corp. (OXLCI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 96.7M |
Cash & Due from Banks | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 96.7M |
Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.71B |
Investments Growth % | - | - | - | - | - | - | - | - | - |
Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.71B |
Accounts Receivables | 0 | 0 | 0 | 0 | 25.99M | 24.18M | 28.46M | 24.65M | 0 |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Assets | 0 | 0 | 0 | 0 | 1.35B | 1.29B | 1.68B | 2.52B | 527.39K |
Total Current Assets | 0 | 0 | 0 | 0 | 61.02M | 45.92M | 71.44M | 320M | 118.26M |
Total Non-Current Assets | 0 | 0 | 0 | 0 | 1.35B | 1.29B | 1.68B | 2.52B | 1.71B |
Total Assets | 514.19M▲ 0% | 573.35M▲ 11.5% | 531.94M▼ 7.2% | 934.86M▲ 75.7% | 1.41B▲ 50.6% | 1.34B▼ 5.1% | 1.75B▲ 31.1% | 2.84B▲ 62.2% | 1.83B▼ 35.5% |
Asset Growth % | 36.35% | 11.51% | -7.22% | 75.75% | 50.63% | -5.12% | 31.05% | 62.2% | -35.55% |
Return on Assets (ROA) | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 2.11% | -25.05% |
Accounts Payable | 0 | 0 | 0 | 0 | 32.64K | 32.64K | 2.42M | 1.45M | 0 |
Total Debt | 218.15M | 212.83M | 254.28M | 328.11M | 193.58M | 194.56M | 195.6M | 486.92M | 772.66M |
Net Debt | 197.81M | 191.36M | 242.62M | 237.24M | 158.91M | 172.82M | 152.62M | 191.57M | 675.96M |
Long-Term Debt | 151.68M | 152.93M | 214.17M | 305.18M | 193.58M | 194.56M | 195.6M | 486.92M | 772.66M |
Short-Term Debt | 66.47M | 59.9M | 40.12M | 22.92M | 33.54M | 0 | 0 | 0 | 0 |
Other Liabilities | -151.68M | -152.93M | -214.17M | -305.18M | 267.37M | 348.3M | 381.84M | 394.88M | 26.79M |
Total Current Liabilities | 0 | 0 | 0 | 0 | 32.64K | 32.64K | 2.42M | 1.45M | 0 |
Total Non-Current Liabilities | 0 | 0 | 0 | 0 | 460.95M | 542.86M | 577.43M | 881.8M | 799.45M |
Total Liabilities | 224.26M | 219.52M | 263.15M | 338.61M | 460.99M | 542.89M | 579.85M | 883.25M | 799.45M |
Total Equity | 289.93M▲ 0% | 353.83M▲ 22.0% | 268.79M▼ 24.0% | 596.25M▲ 121.8% | 947.16M▲ 58.9% | 793.15M▼ 16.3% | 1.17B▲ 47.6% | 1.96B▲ 67.1% | 1.03B▼ 47.3% |
Equity Growth % | 24.94% | 22.04% | -24.04% | 121.83% | 58.85% | -16.26% | 47.65% | 67.09% | -47.31% |
Equity / Assets (Capital Ratio) | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 68.9% | 56.33% |
Return on Equity (ROE) | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 3.1% | -39.16% |
Book Value per Share | 56.83 | 43.00 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 10.56 |
Tangible BV per Share | 56.83 | 43.00 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 10.56 |
Common Stock | 0 | 0 | 0 | 1M | 1.44M | 1.72M | 2.39M | 4.53M | 976.5K |
Additional Paid-in Capital | 372.85M | 473.52M | 723.51M | 782.88M | 1.06B | 1.21B | 1.54B | 2.63B | 2.71B |
Retained Earnings | -25.27M | -119.68M | -454.72M | -187.64M | -111.03M | -417.03M | -367.99M | -674.31M | -1.68B |
Accumulated OCI | -57.65M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
OXLCI Cash Flow Statement
Oxford Lane Capital Corp. (OXLCI) cash flow — operating, investing & free cash flow history
| Metric | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -71.15M | 91.56M | 122.8M | 124.01M | 547.45M | -91.56M | -123.79M | -703.8M | 696.2M |
Operating CF Growth % | -8327.54% | 228.69% | 34.12% | 0.98% | 341.47% | -116.73% | -35.2% | -468.52% | 198.92% |
Net Income | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 48.46M | -585.09M |
Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Cash Items | -111M | 115.85M | 413.76M | -161.38M | 425.48M | 72.86M | -360.59M | -768.84M | 1.29B |
Working Capital Changes | 1.84M | -3.31M | 174.17K | -4.54M | -3.91M | 6.87M | 1.7M | 16.59M | -10.61M |
Cash from Investing | 0 | -174.96M | -394.02M | -131.95M | -932.95M | 0 | 0 | 0 | -620.77M |
Purchase of Investments | 0 | -504.13M | -497.41M | -375.19M | -1.22B | -543.45M | -597.19M | -1.6B | -825.57M |
Sale/Maturity of Investments | 0 | 329.18M | 103.39M | 243.25M | 285.94M | 70.59M | 50.23M | 44.46M | 204.79M |
Net Investment Activity | 0 | -174.96M | -394.02M | -131.95M | -932.95M | -472.86M | -546.96M | -1.56B | -620.77M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | 0 | 0 | 0 | 0 | 0 | 472.86M | 546.96M | 1.56B | 0 |
Cash from Financing | 77.46M | 84.54M | 261.41M | 87.14M | 329.3M | 78.63M | 145.03M | 956.17M | -274.07M |
Dividends Paid | -41.52M | -54.24M | -83.99M | -75.09M | -85.6M | -122.53M | -166.6M | -308.53M | -451.04M |
Share Repurchases | -50.5M | 0 | -30M | -6.38M | 0 | 0 | 0 | 0 | -20.47M |
Stock Issued | 130.44M | 138.77M | 377.9M | 112.29M | 314.25M | 141.42M | 315.16M | 1.05B | 130.87M |
Net Stock Activity | 79.94M | 138.77M | 347.9M | 105.91M | 314.25M | 141.42M | 315.16M | 1.05B | 110.4M |
Debt Issuance (Net) | 1000K | 0 | -1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K |
Other Financing | -1.09M | 0 | 0 | 0 | -9.49M | -65.35M | -3.54M | -17.87M | -171.87K |
Net Change in Cash | 6.32M▲ 0% | 1.14M▼ 82.0% | -9.81M▼ 960.9% | 79.2M▲ 907.3% | -56.19M▼ 170.9% | -12.93M▲ 77.0% | 21.23M▲ 264.2% | 252.37M▲ 1088.5% | -198.65M▼ 178.7% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M |
Cash at End | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 96.7M |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | -71.15M▲ 0% | 91.56M▲ 228.7% | 122.8M▲ 34.1% | 124.01M▲ 1.0% | 547.45M▲ 341.5% | -91.56M▼ 116.7% | -123.79M▼ 35.2% | -703.8M▼ 468.5% | 696.2M▲ 198.9% |
FCF Growth % | -8327.54% | 228.69% | 34.12% | 0.98% | 341.47% | -116.73% | -35.2% | -468.52% | 198.92% |
OXLCI Banking Ratios
Oxford Lane Capital Corp. (OXLCI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 57.8% | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 3.1% | -39.16% |
Return on Assets (ROA) | 32.39% | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 2.11% | -25.05% |
Net Interest Margin | 0% | 0% | 0% | 0% | 0% | -1.29% | -1.84% | -1% | -0.9% | 22.38% |
Efficiency Ratio | 27.77% | 28.15% | 28.26% | 27.62% | 27.21% | 28.82% | 26.3% | 26.63% | 27.56% | 203.69% |
Equity / Assets | 61.53% | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 68.9% | 56.33% |
Book Value / Share | 51 | 56.83 | 43 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 10.56 |
NII Growth | - | - | - | - | - | - | -35.45% | 28.54% | -45.16% | 1708.21% |
Dividend Payout | 46.49% | 109.24% | - | - | 25.9% | 68.01% | - | 70.86% | 636.69% | - |
Related:OXLCI Dividend History·OXLCI Revenue History·OXLCI Price History·OXLCI P/E History·OXLCI Financial Ratios·OXLCI Institutional Holders
OXLCI SEC Filings & Documents
Oxford Lane Capital Corp. (OXLCI) SEC filings — annual & quarterly reports (10-K, 10-Q)
OXLCI Frequently Asked Questions
Oxford Lane Capital Corp. (OXLCI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Oxford Lane Capital Corp. (OXLCI) saw revenue decline by 9.0% over the past year.
Oxford Lane Capital Corp. (OXLCI) reported a net loss of $536.6M for fiscal year 2026.
Dividend & Returns
Yes, Oxford Lane Capital Corp. (OXLCI) pays a dividend with a yield of 18.18%. This makes it attractive for income-focused investors.
Oxford Lane Capital Corp. (OXLCI) has a return on equity (ROE) of -39.2%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Oxford Lane Capital Corp. (OXLCI) has a net interest margin (NIM) of 22.4%. This indicates healthy earnings from lending activities.
Oxford Lane Capital Corp. (OXLCI) has an efficiency ratio of 203.7%. This is higher than peers, suggesting room for cost optimization.