Last 39 quarters of trend data · Technology · Information Technology Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Paymentus Holdings, Inc.'s quarterly P/E stands at 39.7x, down 33.1% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 59.4% YoY to 20.2x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 38.87 | 39.69 | 49.36 | 54.64 | 74.43 | 59.32 | 81.67 | 45.50 | 67.86 | 94.79 | 60.13 | 81.69 | 56.05 |
| — | -33.1% | -39.6% | +20.1% | +9.7% | -37.4% | +35.8% | -44.3% | +21.1% | -75.6% | -70.0% | — | — | |
| P/S Ratio | 2.12 | 2.29 | 3.09 | 3.18 | 3.77 | 3.05 | 4.08 | 2.76 | 3.06 | 3.90 | 3.43 | 3.42 | 2.20 |
| — | -25.0% | -24.2% | +15.4% | +23.2% | -21.8% | +18.9% | -19.4% | +39.3% | +111.2% | +82.0% | +47.0% | -35.1% | |
| P/B Ratio | 4.67 | 5.63 | 7.29 | 7.36 | 8.18 | 6.72 | 8.66 | 5.45 | 5.35 | 6.57 | 5.26 | 5.00 | 3.21 |
| — | -16.2% | -15.8% | +35.0% | +52.8% | +2.2% | +64.6% | +9.1% | +67.0% | +139.7% | +109.7% | +65.0% | -23.5% | |
| P/FCF | 15.65 | 39.27 | 22.68 | 28.27 | 33.68 | 20.45 | 55.47 | — | 69.03 | 462.13 | 35.34 | 122.48 | 18.39 |
| — | +92.1% | -59.1% | — | -51.2% | -95.6% | +57.0% | — | +275.4% | — | +0.6% | — | — | |
| EV / EBITDA | 19.02 | 20.23 | 28.05 | 30.49 | 37.56 | 49.78 | 42.01 | 27.75 | 29.14 | 40.24 | 30.01 | 36.95 | 24.34 |
| — | -59.4% | -33.2% | +9.9% | +28.9% | +23.7% | +40.0% | -24.9% | +19.7% | +4.3% | +12.6% | -26.9% | -75.9% | |
| EV / EBIT | 29.36 | 27.77 | 35.60 | 40.64 | 62.29 | 49.78 | 70.61 | 49.15 | 54.67 | 81.42 | 57.21 | 91.03 | 62.76 |
| — | -44.2% | -49.6% | -17.3% | +13.9% | -38.9% | +23.4% | -46.0% | -12.9% | — | -59.2% | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Paymentus Holdings, Inc.'s operating margin was 7.4% in Q1 2026, up 0.1 pp QoQ and up 1.7 pp YoY. This marks the 4th consecutive quarter of margin expansion, signaling a sustained improvement in operating efficiency.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 24.8% | 24.1% | 25.4% | 24.1% | 25.5% | 24.0% | 25.6% | 26.2% | 29.8% | 28.5% | 30.0% | 30.8% | 30.8% |
| — | +0.3% | -0.7% | -8.1% | -14.2% | -15.9% | -14.7% | -14.9% | -3.4% | +5.5% | -3.5% | +4.2% | +3.1% | |
| Operating Margin | 6.3% | 7.4% | 7.3% | 6.4% | 5.7% | 5.7% | 5.5% | 5.2% | 5.2% | 4.5% | 5.5% | 3.5% | 3.1% |
| — | +30.0% | +32.4% | +22.4% | +9.6% | +26.3% | -0.8% | +49.8% | +66.9% | +780.3% | +377.0% | +586.9% | +267.5% | |
| Net Margin | 5.6% | 5.8% | 6.3% | 5.7% | 5.3% | 5.0% | 5.1% | 6.2% | 4.7% | 3.9% | 5.7% | 4.2% | 3.9% |
| — | +16.1% | +22.9% | -8.4% | +10.7% | +28.4% | -10.6% | +48.9% | +21.0% | +723.6% | +688.0% | +827.5% | +291.9% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.8% | 3.7% | 3.8% | 3.4% | 2.9% | 2.8% | 2.8% | 3.1% | 2.1% | 1.7% | 2.2% | 1.5% | 1.4% |
| — | +30.3% | +36.9% | +7.4% | +37.6% | +68.5% | +24.1% | +103.0% | +45.5% | +841.7% | +817.7% | +919.7% | +329.0% | |
| ROA | 10.8% | 3.1% | 3.2% | 2.8% | 2.5% | 2.4% | 2.3% | 2.7% | 1.8% | 1.4% | 1.9% | 1.3% | 1.2% |
| — | +29.1% | +35.5% | +6.0% | +36.3% | +66.9% | +23.1% | +102.0% | +45.0% | +835.1% | +881.0% | +1030.3% | +351.3% | |
| ROIC | 21.2% | 8.0% | 7.2% | 5.8% | 4.6% | 4.3% | 3.7% | 3.2% | 2.8% | 2.4% | 2.6% | 1.5% | 1.3% |
| — | +88.1% | +94.7% | +79.5% | +61.8% | +81.0% | +41.3% | +112.7% | +116.0% | +949.3% | +491.1% | +655.5% | +288.6% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Paymentus Holdings, Inc.'s Debt/EBITDA ratio is 0.2x, down from 0.3x last quarter — comfortably within a safe range.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 |
| — | -28.1% | +17.6% | -30.6% | -25.9% | -30.7% | -29.2% | -20.0% | -21.0% | -24.2% | -23.1% | -35.7% | -24.9% | |
| Debt / EBITDA | 0.10 | 0.18 | 0.34 | 0.24 | 0.30 | 0.50 | 0.35 | 0.43 | 0.49 | 0.59 | 0.60 | 0.79 | 0.91 |
| — | -63.9% | -3.8% | -43.4% | -38.4% | -15.1% | -41.6% | -45.1% | -45.8% | -69.2% | -61.4% | -72.7% | -75.8% | |
| Current Ratio | 4.46 | 4.41 | 4.46 | 4.36 | 4.56 | 4.46 | 4.24 | 4.31 | 4.55 | 4.47 | 4.31 | 4.28 | 4.70 |
| — | -1.2% | +5.3% | +1.1% | +0.2% | -0.0% | -1.6% | +0.6% | -3.2% | -1.3% | -3.2% | +76.5% | +75.3% | |
| Quick Ratio | 4.46 | 4.41 | 4.46 | 4.36 | 4.56 | 4.46 | 4.24 | 4.31 | 4.55 | 4.47 | 4.31 | 4.28 | 4.70 |
| — | -1.2% | +5.3% | +1.1% | +0.2% | -0.0% | -1.6% | +0.6% | -3.2% | -1.3% | -3.2% | +76.5% | +75.3% | |
| Interest Coverage | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 39 years · Updated daily
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Quick answers to the most common questions about buying PAY stock.
Paymentus Holdings, Inc.'s current P/E is 38.9x. The average P/E over the last 4 quarters is 54.5x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Paymentus Holdings, Inc.'s current operating margin is 6.3%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Paymentus Holdings, Inc.'s business trajectory between earnings reports.