The bank maintains a stable capital position with an equity-to-assets ratio of 14% and total assets that have grown to $2.2 billion as of 2026Q1.
| Metric | TTM | Dec'25 | Dec'24 | Dec'23 | Dec'22 | Dec'21 | Dec'20 | Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 | Dec'09 | Dec'08 | Dec'07 | Dec'06 | Dec'05 | Dec'04 | Dec'03 |
|---|
| Cash & Short Term Investments | 612.9M | 156.87M | 221.53M | 187.47M | 191.52M | 609.9M | 478.48M | 218.22M | 185.75M | 52.44M | 49.25M | 45.7M | 32.24M | 39.97M | 21.94M | 26.25M | 1.48M | 4.1M | 6.7M | 4.62M | 6.18M | 4.38M | 1.78M | 2.54M |
| Cash & Due from Banks | 110.87M | 156.86M | 221.53M | 180.38M | 182.15M | 596.55M | 458.6M | 191.61M | 154.47M | 14.45M | 4.4M | 3.13M | 4.03M | 4.28M | 2.6M | 3.73M | 1.48M | 4.1M | 6.7M | 4.62M | 6.18M | 4.38M | 1.78M | 2.54M |
| Short Term Investments | 1.59M | 9K | 0 | 7.09M | 9.37M | 13.35M | 19.88M | 26.61M | 31.28M | 37.99M | 44.85M | 42.57M | 28.21M | 35.7M | 19.34M | 22.52M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 2.02B | 2.01B | 1.85B | 1.77B | 1.74B | 1.48B | 1.56B | 1.43B | 1.25B | 1.04B | 883.45M | 789.75M | 728.3M | 685.85M | 632.68M | 630.57M | 653.13M | 622.93M | 574.29M | 436.39M | 334.5M | 281.24M | 211.64M | 159.2M |
| Investments Growth % | 30.8% | 8.85% | 4.44% | 1.91% | 17.59% | -5.08% | 9.15% | 13.71% | 21.01% | 17.38% | 11.86% | 8.44% | 6.19% | 8.4% | 0.33% | -3.45% | 4.85% | 8.47% | 31.6% | 30.46% | 18.94% | 32.88% | 32.94% | - |
| Long-Term Investments | 7.89B | 2.01B | 1.85B | 1.76B | 1.73B | 1.46B | 1.54B | 1.4B | 1.22B | 998.99M | 838.6M | 747.19M | 700.09M | 650.15M | 613.34M | 608.05M | 653.13M | 622.93M | 574.29M | 436.39M | 334.5M | 281.24M | 211.64M | 159.2M |
| Accounts Receivables | 11.5M | 11.26M | 9.66M | 8.55M | 8.77M | 7.68M | 8.77M | 6.07M | 5.19M | 4.03M | 3.12M | 3.01M | 2.83M | 2.72M | 2.73M | 3.04M | 3.27M | 2.81M | 2.97M | 2.63M | 2.1M | 9.11M | 7.65M | 6.8M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 5.46M | 5.51M | 5.32M | 5.58M | 5.96M | 6.26M | 6.7M | 6.95M | 6.78M | 7.03M | 5.2M | 4.59M | 4.49M | 3.86M | 3.99M | 4.12M | 4.28M | 2.86M | 3.01M | 3.22M | 3.43M | 3.08M | 3.25M | 3.24M |
| Other Assets | 52.87M | 50.99M | 46.28M | 48.13M | 40.5M | 40.07M | 38.23M | 43.34M | 39.55M | 68.55M | 109.28M | 73.71M | 71.54M | 85.98M | 116.58M | 138.68M | 94.69M | 21.5M | 14.97M | 13.93M | 13.79M | 2K | 21.51K | 2.22M |
| Total Current Assets | 123.97M | 168.13M | 231.19M | 196.03M | 200.28M | 617.59M | 487.25M | 224.29M | 190.94M | 56.47M | 52.37M | 48.71M | 35.07M | 42.69M | 24.67M | 29.29M | 4.75M | 6.91M | 9.67M | 7.26M | 8.28M | 13.49M | 9.43M | 9.34M |
| Total Non-Current Assets | 2.09B | 2.08B | 1.91B | 1.84B | 1.78B | 1.52B | 1.59B | 1.46B | 1.28B | 1.08B | 963.82M | 836.41M | 786.64M | 752.25M | 745.81M | 761.45M | 752.1M | 647.29M | 592.28M | 453.54M | 351.72M | 284.32M | 214.91M | 164.66M |
| Total Assets | 2.21B | 2.25B | 2.14B | 2.02B | 1.98B | 2.14B | 2.08B | 1.68B | 1.47B | 1.14B | 1.02B | 885.29M | 821.85M | 794.94M | 770.38M | 790.74M | 756.85M | 654.2M | 601.95M | 460.8M | 360M | 297.81M | 224.34M | 174M |
| Asset Growth % | 20.55% | 5% | 5.87% | 1.94% | -7.09% | 2.8% | 23.62% | 14.57% | 29.01% | 11.93% | 14.79% | 7.72% | 3.38% | 3.19% | -2.57% | 4.48% | 15.69% | 8.68% | 30.63% | 28% | 20.88% | 32.75% | 28.93% | - |
| Return on Assets (ROA) | 1.9% | 1.72% | 1.32% | 1.42% | 2.03% | 1.93% | 1.51% | 1.9% | 1.91% | 1.1% | 1.95% | 1.25% | 1.3% | 0.97% | 0.94% | 0.94% | 1.04% | 0.97% | 0.8% | 1.43% | 1.41% | 1.34% | 1.37% | 1.15% |
| Accounts Payable | 4.65M | 4.58M | 7.97M | 4.15M | 2.66M | 1.6M | 2.34M | 2.26M | 1.39M | 719K | 655K | 494K | 445K | 423K | 537K | 618K | 828K | 821K | 1.56M | 1.99M | 1.85M | 2.59M | 1.55M | 1.22M |
| Total Debt | 153.4M | 143.4M | 188.3M | 168.11M | 126.07M | 120.88M | 267.22M | 148.05M | 118.05M | 128.05M | 93.05M | 98.05M | 62.76M | 68.68M | 43.85M | 74.01M | 54.16M | 67.83M | 61.94M | 40.32M | 34.85M | 52.16M | 20.38M | 10.34M |
| Net Debt | 42.53M | -13.46M | -33.23M | -12.27M | -56.08M | -475.67M | -191.38M | -43.55M | -36.42M | 113.6M | 88.65M | 94.92M | 58.72M | 64.41M | 41.25M | 70.28M | 52.69M | 63.73M | 55.24M | 35.7M | 28.67M | 47.78M | 18.6M | 7.8M |
| Long-Term Debt | 153.4M | 13.4M | 188.3M | 168.11M | 126.07M | 120.88M | 267.22M | 148.05M | 118.05M | 128.05M | 93.05M | 98.05M | 62.76M | 68.68M | 33.85M | 64.01M | 54.16M | 67.83M | 61.94M | 40.32M | 34.85M | 35.97M | 7.28M | 1.59M |
| Short-Term Debt | 0 | 130M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10M | 10M | 0 | 0 | 0 | 0 | 0 | 16.19M | 13.1M | 8.75M |
| Other Liabilities | 20.57M | 18.27M | 14.85M | 14.1M | 14.16M | 13.19M | 13.73M | 12.2M | 9.09M | 7.52M | 6.69M | 9.16M | 7.52M | 5.11M | 5.34M | 3.98M | 26.41M | 3.26M | 2.82M | 2.58M | 2.66M | -16.19M | 0 | 0 |
| Total Current Liabilities | 1.7B | 1.89B | 1.64B | 1.56B | 1.58B | 1.77B | 1.59B | 1.34B | 1.19B | 867.1M | 789.35M | 665.7M | 648.38M | 627.19M | 647.74M | 645.47M | 605.55M | 521.13M | 496.89M | 381.47M | 291.78M | 250.84M | 194.23M | 152.42M |
| Total Non-Current Liabilities | 173.98M | 31.67M | 203.15M | 182.21M | 140.24M | 134.07M | 280.94M | 160.26M | 127.14M | 135.57M | 99.75M | 107.21M | 70.28M | 73.79M | 39.19M | 67.99M | 80.57M | 71.09M | 64.76M | 42.91M | 37.51M | 19.77M | 7.28M | 1.59M |
| Total Liabilities | 1.88B | 1.92B | 1.84B | 1.74B | 1.72B | 1.9B | 1.88B | 1.5B | 1.31B | 1B | 889.1M | 773.08M | 718.8M | 700.98M | 686.93M | 713.47M | 686.12M | 592.23M | 561.65M | 424.38M | 329.29M | 270.62M | 201.51M | 154.01M |
| Total Equity | 335.56M | 324.52M | 300.07M | 284.32M | 266.03M | 232.36M | 202.6M | 179.42M | 155M | 134.78M | 127.09M | 112.21M | 103.05M | 93.96M | 83.45M | 77.27M | 70.73M | 61.97M | 40.3M | 36.42M | 30.71M | 27.19M | 22.83M | 19.99M |
| Equity Growth % | 30.64% | 8.15% | 5.54% | 6.87% | 14.49% | 14.69% | 12.92% | 15.76% | 15% | 6.05% | 13.26% | 8.89% | 9.67% | 12.6% | 7.99% | 9.25% | 14.13% | 53.78% | 10.67% | 18.59% | 12.93% | 19.12% | 14.19% | - |
| Equity / Assets (Capital Ratio) | 15.16% | 14.43% | 14.01% | 14.05% | 13.4% | 10.88% | 9.75% | 10.67% | 10.56% | 11.85% | 12.51% | 12.67% | 12.54% | 11.82% | 10.83% | 9.77% | 9.35% | 9.47% | 6.7% | 7.9% | 8.53% | 9.13% | 10.18% | 11.49% |
| Return on Equity (ROE) | 13% | 12.1% | 9.42% | 10.34% | 16.78% | 18.74% | 14.88% | 17.85% | 17.13% | 9.07% | 15.47% | 9.94% | 10.63% | 8.53% | 9.1% | 9.83% | 11.06% | 11.93% | 11.07% | 17.44% | 15.97% | 13.97% | 12.71% | 10.01% |
| Book Value per Share | 28.19 | 27.23 | 24.72 | 23.43 | 21.85 | 19.17 | 16.90 | 14.94 | 12.91 | 11.65 | 10.65 | 9.61 | 8.88 | 10.76 | 9.63 | 8.78 | 8.01 | 7.17 | 4.66 | 4.11 | 3.12 | 2.39 | 2.70 | 1.43 |
| Tangible BV per Share | 28.19 | 27.23 | 24.72 | 23.43 | 21.85 | 19.17 | 16.90 | 14.94 | 12.91 | 11.65 | 10.65 | 9.61 | 8.88 | 10.76 | 9.63 | 8.78 | 8.01 | 7.17 | 4.66 | 4.11 | 3.12 | 2.39 | 2.70 | 1.43 |
| Common Stock | 1.25M | 1.24M | 1.23M | 1.22M | 1.22M | 1.22M | 1.21M | 1.21M | 1.09M | 830K | 715K | 650K | 621K | 619K | 560K | 510K | 465K | 421K | 414K | 331K | 288.49K | 231.74K | 217.56K | 8.93M |
| Additional Paid-in Capital | 140.59M | 139.27M | 137.78M | 136.7M | 136.2M | 135.45M | 134.99M | 134.71M | 112.81M | 81.94M | 62.3M | 53.98M | 51.32M | 51.2M | 48.87M | 45.84M | 41.93M | 37.02M | 35.66M | 26.8M | 21.15M | 20.51M | 19.39M | 10.43M |
| Retained Earnings | 207.39M | 197.67M | 168.35M | 149.44M | 131.71M | 98.02M | 66.79M | 44.14M | 42.08M | 39.18M | 47.48M | 40.58M | 32.98M | 24.31M | 21.07M | 17.81M | 15.49M | 14.07M | 8.87M | 11.9M | 10.85M | 6.79M | 3.29M | 570.94K |
| Accumulated OCI | -203K | -200K | -337K | -404K | -526K | 245K | 463K | 58K | -633K | -130K | -349K | -165K | 165K | -235K | -745K | -626K | -693K | -2.87M | -2.79M | -790K | -420K | -286K | -71.2K | 57.69K |
| Treasury Stock | -13.79M | -13.79M | -7.28M | -3.02M | -3.02M | -3.02M | -3.02M | -3.02M | -3.02M | -3.02M | -3.02M | -3.01M | -2.18M | -2.18M | -2.18M | -2.18M | -2.18M | -2.18M | -1.85M | -1.82M | -1.16M | -51K | 0 | 0 |
| Preferred Stock | 325K | 325K | 325K | 375K | 445K | 445K | 480K | 500K | 1.22M | 15.97M | 20M | 20M | 20M | 20M | 16.07M | 15.87M | 15.68M | 15.51M | 0 | 0 | 0 | 0 | 0 | 0 |
CRE and construction concentration
According to the latest balance sheet data, Parke Bancorp has expanded its total assets from $2.0 billion in 2024Q1 to $2.2 billion by 2026Q1, reflecting a consistent growth trajectory that prioritizes loan book expansion over the accumulation of low-yielding investment securities.
The bank's asset growth appears to be driven by organic loan originations within its specialized commercial real estate and construction niches. This expansion suggests that management is successfully deploying capital into higher-yielding assets, which supports the observed improvement in net interest margins over the same period.
As reported in financial statements, Parke Bancorp has steadily increased its equity from $288.4 million in 2024Q1 to $335.6 million in 2026Q1, maintaining a consistent equity-to-assets ratio of approximately 14% that provides a solid buffer against potential credit volatility in its concentrated loan portfolio.
The steady accretion of equity through retained earnings indicates a disciplined approach to capital management, allowing the bank to support its asset growth without excessive reliance on external financing. Investors should monitor whether this capital level remains sufficient if the bank continues to scale its construction lending activities in the competitive Philadelphia market.
Based on the provided figures, the bank maintains a liquid position with cash and cash equivalents totaling $110.9 million as of 2026Q1, which, when combined with a substantial $2.0 billion investment securities portfolio, suggests a robust liquidity buffer to meet potential deposit outflows or funding requirements.
The bank's liquidity strategy appears to favor holding a significant portion of assets in securities, which provides a secondary source of liquidity beyond core deposits. This conservative stance may be a necessary hedge against the inherent illiquidity of its specialized construction loan book, ensuring the institution can navigate periods of market stress.
As indicated by the balance sheet composition, the bank holds $2.0 billion in investment securities relative to $2.2 billion in total assets, a high concentration that warrants further investigation into the duration and interest rate sensitivity of this portfolio in a volatile rate environment.
While the securities portfolio provides liquidity, its sheer size relative to total assets suggests that the bank's earnings may be more sensitive to interest rate fluctuations than a typical commercial lender. This structure implies that the bank's net interest margin could face pressure if the yield curve shifts in a way that negatively impacts the valuation or income generation of these holdings.
Quick answers to the most common questions about buying PKBK stock.
As of 2025, Parke Bancorp, Inc. (PKBK) had total assets of $2.25B including $168.1M in current assets.
Parke Bancorp, Inc. (PKBK) carries total debt of $143.4M. Comparing total debt to cash helps evaluate the company's debt burden and net leverage.
Parke Bancorp, Inc. (PKBK) has total shareholders' equity (book value) of $324.5M ($27.23 book value per share). Book value represents the net worth of the company belonging to common stock holders.
Parke Bancorp, Inc. (PKBK) reported a current ratio of 0.09x. A current ratio above 1.0x indicates that the company has more current assets than current liabilities, suggesting sufficient short-term liquidity.