Parke Bancorp, Inc. (PKBK) Financial Ratios
23 years of historical data (2003–2025) · Financial Services · Banks - Regional
EV/EBITDA
↑
7.34
↑+39% vs avg
5yr avg: 5.27
30Y Low3.5·High23.5
P/FCF
↑
9.84
↑+30% vs avg
5yr avg: 7.59
30Y Low1.6·High40.1
P/B Ratio
↓
1.18
↑+26% vs avg
5yr avg: 0.93
30Y Low0.3·High3.4
ROE
↓
12.1%
-10% vs avg
5yr avg: 13.5%
30Y Low9%·High19%
Debt/EBITDA
↑
2.85
↓-15% vs avg
5yr avg: 3.35
30Y Low2.2·High8.7
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
PKBK Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Parke Bancorp, Inc. trades at 10.2x earnings, 34% above its 5-year average of 7.6x, sitting at the 74th percentile of its historical range. Compared to the Financial Services sector median P/E of 13.9x, the stock trades at a discount of 27%. On a free-cash-flow basis, the stock trades at 9.8x P/FCF, 30% above the 5-year average of 7.6x.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $383M | $298M | $249M | $246M | $253M | $258M | $187M | $277M | $204M | $196M | $181M |
| Enterprise Value | $370M | $285M | $216M | $234M | $196M | $-217736120 | $-4339000 | $234M | $168M | $310M | $269M |
| P/E Ratio → | 10.17 | 7.92 | 9.04 | 8.62 | 6.03 | 6.33 | 6.58 | 9.31 | 8.22 | 16.65 | 9.77 |
| P/S Ratio | 2.62 | 2.04 | 1.92 | 2.06 | 2.63 | 2.84 | 2.11 | 3.32 | 3.13 | 3.90 | 3.44 |
| P/B Ratio | 1.18 | 0.92 | 0.83 | 0.86 | 0.95 | 1.11 | 0.92 | 1.55 | 1.32 | 1.46 | 1.42 |
| P/FCF | 9.84 | 7.67 | 7.11 | 10.68 | 5.83 | 6.69 | 5.16 | 8.19 | 7.10 | 11.66 | 15.25 |
| P/OCF | 9.69 | 7.55 | 7.09 | 10.68 | 5.81 | 6.68 | 5.12 | 8.05 | 7.06 | 10.34 | 14.20 |
P/E links to full P/E history page with 30-year chart
PKBK EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Parke Bancorp, Inc.'s enterprise value stands at 7.3x EBITDA, 39% above its 5-year average of 5.3x. The Financial Services sector median is 11.5x, placing the stock at a 36% discount on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 1.95 | 1.67 | 1.96 | 2.05 | -2.40 | -0.05 | 2.80 | 2.57 | 6.16 | 5.13 |
| EV / EBITDA | 7.34 | 5.66 | 5.85 | 6.12 | 3.46 | -3.92 | -0.11 | 5.77 | 4.96 | 12.63 | 9.65 |
| EV / EBIT | 7.40 | 5.70 | 5.94 | 6.20 | 3.50 | -3.97 | -0.11 | 5.83 | 5.02 | 12.80 | 9.74 |
| EV / FCF | — | 7.32 | 6.16 | 10.14 | 4.54 | -5.64 | -0.12 | 6.91 | 5.83 | 18.40 | 22.73 |
PKBK Profitability
Margins and return-on-capital ratios measuring operating efficiency
Parke Bancorp, Inc. earns an operating margin of 34.2%, above the Financial Services sector average of 20.2%. Operating margins have expanded from 31.6% to 34.2% over the past 3 years, signaling improving operational efficiency. ROE of 12.1% is modest. ROIC of 7.8% represents adequate returns on invested capital versus a sector median of 5.4%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 53.3% | 53.3% | 48.1% | 61.1% | 83.4% | 85.2% | 66.7% | 69.6% | 76.1% | 78.6% | 84.3% |
| Operating Margin | 34.2% | 34.2% | 28.0% | 31.6% | 58.5% | 60.4% | 43.8% | 48.1% | 51.2% | 48.2% | 52.7% |
| Net Profit Margin | 25.9% | 25.9% | 21.3% | 23.8% | 43.6% | 44.9% | 32.0% | 35.8% | 38.0% | 23.6% | 35.3% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 12.1% | 12.1% | 9.4% | 10.3% | 16.8% | 18.7% | 14.9% | 17.8% | 17.1% | 9.1% | 15.5% |
| ROA | 1.7% | 1.7% | 1.3% | 1.4% | 2.0% | 1.9% | 1.5% | 1.9% | 1.9% | 1.1% | 1.9% |
| ROIC | 7.8% | 7.8% | 5.8% | 6.7% | 11.3% | 10.0% | 7.3% | 10.0% | 9.4% | 7.5% | 9.6% |
| ROCE | 11.6% | 11.6% | 7.5% | 8.6% | 14.5% | 12.9% | 9.4% | 12.9% | 12.1% | 9.7% | 12.4% |
PKBK Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Parke Bancorp, Inc. carries a Debt/EBITDA ratio of 2.8x, which is moderately leveraged (33% below the sector average of 4.3x). The company holds a net cash position — cash of $157M exceeds total debt of $143M, providing substantial financial flexibility for buybacks, acquisitions, or weathering downturns. Interest coverage of just 0.8x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.44 | 0.44 | 0.63 | 0.59 | 0.47 | 0.52 | 1.32 | 0.83 | 0.76 | 0.95 | 0.73 |
| Debt / EBITDA | 2.85 | 2.85 | 5.11 | 4.41 | 2.22 | 2.17 | 6.77 | 3.66 | 3.49 | 5.22 | 3.33 |
| Net Debt / Equity | — | -0.04 | -0.11 | -0.04 | -0.21 | -2.05 | -0.94 | -0.24 | -0.23 | 0.84 | 0.70 |
| Net Debt / EBITDA | -0.27 | -0.27 | -0.90 | -0.32 | -0.99 | -8.56 | -4.85 | -1.08 | -1.08 | 4.63 | 3.18 |
| Debt / FCF | — | -0.35 | -0.95 | -0.53 | -1.30 | -12.33 | -5.28 | -1.29 | -1.27 | 6.74 | 7.48 |
| Interest Coverage | 0.75 | 0.75 | 0.55 | 0.78 | 3.96 | 4.24 | 1.78 | 1.77 | 2.43 | 2.93 | 4.09 |
Net cash position: cash ($157M) exceeds total debt ($143M)
PKBK Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
The current ratio of 0.09x is below 1.0, meaning current liabilities exceed current assets.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 0.09 | 0.09 | 0.14 | 0.13 | 0.13 | 0.35 | 0.31 | 0.17 | 0.16 | 0.07 | 0.07 |
| Quick Ratio | 0.09 | 0.09 | 0.14 | 0.13 | 0.13 | 0.35 | 0.31 | 0.17 | 0.16 | 0.07 | 0.07 |
| Cash Ratio | 0.08 | 0.08 | 0.14 | 0.12 | 0.12 | 0.34 | 0.29 | 0.14 | 0.13 | 0.02 | 0.01 |
| Asset Turnover | — | 0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 |
| Inventory Turnover | — | — | — | — | — | — | — | — | — | — | — |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
PKBK Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Parke Bancorp, Inc. returns 3.9% to shareholders annually — split between a 2.2% dividend yield and 1.7% buyback yield. The payout ratio of 22.4% is conservative, leaving significant room for dividend growth or reinvestment. The earnings yield of 9.8% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 2.2% | — | — | — | — | — | — | — | — | — | — |
| Payout Ratio | 22.4% | 22.4% | 31.3% | 30.3% | 18.9% | 18.7% | 26.2% | 21.7% | 21.8% | 36.9% | 17.5% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 9.8% | 12.6% | 11.1% | 11.6% | 16.6% | 15.8% | 15.2% | 10.7% | 12.2% | 6.0% | 10.2% |
| FCF Yield | 10.2% | 13.0% | 14.1% | 9.4% | 17.1% | 15.0% | 19.4% | 12.2% | 14.1% | 8.6% | 6.6% |
| Buyback Yield | 1.7% | — | — | — | — | — | — | — | — | — | — |
| Total Shareholder Yield | 3.9% | — | — | — | — | — | — | — | — | — | — |
| Shares Outstanding | — | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M | $12M |
Peer Comparison
Compare PKBK with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 PKBKYou | $383M | 10.2 | 7.3 | 9.8 | 53.3% | 34.2% | 12.1% | 7.8% | 2.8 |
 NBTB | $3B | 14.5 | 11.0 | 11.5 | 72.1% | 25.3% | 9.9% | 7.9% | 1.4 |
 FUNC | $272M | 11.1 | 7.8 | 17.7 | 70.2% | 27.3% | 12.8% | 7.1% | 3.5 |
 BWFG | $444M | 12.5 | 7.6 | 17.0 | 51.6% | 23.3% | 12.3% | 8.0% | 3.4 |
 MNSB | $184M | 14.2 | 11.9 | 17.3 | 54.4% | 14.0% | 7.3% | 5.0% | 3.7 |
 NFBK | $617M | 746.5 | 63.8 | 11.8 | 35.3% | 9.3% | 0.1% | 0.8% | 39.6 |
 OCFC | $1B | 15.9 | 27.5 | 13.4 | 54.5% | 14.1% | 4.2% | 2.2% | 17.5 |
 CHMG | $349M | 23.2 | 14.6 | 7.9 | 64.2% | 14.2% | 6.4% | 5.0% | 0.2 |
 FXNC | $273M | 15.4 | 7.0 | 13.0 | 74.0% | 19.6% | 10.0% | 7.7% | 1.9 |
 CZWI | $207M | 14.7 | 15.7 | 19.9 | 54.7% | 7.0% | 7.9% | 2.0% | 5.8 |
 CZNC | $395M | 15.1 | 18.9 | 13.1 | 65.3% | 18.6% | 7.6% | 4.2% | 6.7 |
| Financial Services Median | — | 13.9 | 11.5 | 11.2 | 64.1% | 20.2% | 9.0% | 5.4% | 4.3 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 23 years · Updated daily
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Run the NumbersIs PKBK Undervalued Right Now?
DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
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Compare NowPKBK — Frequently Asked Questions
Quick answers to the most common questions about buying PKBK stock.
What is Parke Bancorp, Inc.'s P/E ratio?
Parke Bancorp, Inc.'s current P/E ratio is 10.2x. The historical average is 10.6x. This places it at the 74th percentile of its historical range.
What is Parke Bancorp, Inc.'s EV/EBITDA?
Parke Bancorp, Inc.'s current EV/EBITDA is 7.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 9.6x.
What is Parke Bancorp, Inc.'s ROE?
Parke Bancorp, Inc.'s return on equity (ROE) is 12.1%. The historical average is 12.8%.
Is PKBK stock overvalued?
Based on historical data, Parke Bancorp, Inc. is trading at a P/E of 10.2x. This is at the 74th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Parke Bancorp, Inc.'s dividend yield?
Parke Bancorp, Inc.'s current dividend yield is 2.21% with a payout ratio of 22.4%.
What are Parke Bancorp, Inc.'s profit margins?
Parke Bancorp, Inc. has 53.3% gross margin and 34.2% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does Parke Bancorp, Inc. have?
Parke Bancorp, Inc.'s Debt/EBITDA ratio is 2.8x, indicating moderate leverage. A ratio between 2-4x is manageable but warrants monitoring.