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CPI Card Group Inc. (PMTS) Earnings History

Annual and quarterly earnings data from 2013 to 2024

TTM Net Income
$14M
Profitable
TTM EPS
$1.21
Diluted
YoY EPS Growth
-0.2%
Slow
Net Margin
0.0%
Profitability
Operating Margin0.1%
Gross Margin0.4%
ROEN/A
ROA0.1%
Highest Annual Net Income$37M (2022)
Highest Quarterly EPS$1.31 (Q3 2015)
Consecutive Profitable Years5 years
Q3 2025
Net Income$2M
EPS$0.19
QoQ Growth+345.6%Excellent

Loading earnings history...

EPS Growth Rates (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-18.4%
Declining
3-Year
+6.4%
Solid
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202435.6%13.1%4.1%
202335.0%13.9%5.4%
202236.9%16.6%7.7%
202137.7%15.9%4.2%
202035.3%12.3%5.2%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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CPI Card Group Inc. (PMTS) Earnings Overview

As of February 28, 2026, CPI Card Group Inc. (PMTS) reported trailing twelve-month net income of $14M, reflecting -0.2% year-over-year growth. The company earned $1.21 per diluted share over the past four quarters, with a net profit margin of 0.0%.

Looking at the long-term picture, PMTS's historical earnings data spans multiple years. The company achieved its highest annual net income of $37M in fiscal 2022.

CPI Card Group Inc. maintains positive profitability with a gross margin of 0.4%, operating margin of 0.1%, and net margin of 0.0%. The company continues to generate positive earnings from operations. View revenue history →

Compared to industry peers including MA ($14.97B net income, 0.5% margin), AXP ($10.54B net income, 0.1% margin), PYPL ($5.23B net income, 0.2% margin), PMTS has room to improve margins relative to the peer group. Compare PMTS vs MA →

Peer Comparison

Earnings metrics vs industry competitors

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
PMTSCurrent
$14M$1.210.0%--0.2%—
MA
$15.0B$16.670.5%2.1%+0.2%
AXP
$10.5B$15.210.1%0.3%+0.3%
PYPL
$5.2B$5.570.2%0.3%+0.4%
WU
$500M$1.570.1%0.5%-0.4%
V
$20.8B$9.480.5%0.5%+0.0%
Best in group
Lowest in group

Historical Data

12 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$20M-18.6%$63M$1.644.1%13.1%
2023$24M-34.4%$62M$2.015.4%13.9%
2022$37M+129.2%$79M$3.117.7%16.6%
2021$16M-1.2%$59M$1.364.2%15.9%
2020$16M+415.2%$38M$1.445.2%12.3%
2019-$5M+86.3%$25M$-0.40-1.8%8.9%
2018-$37M-70.2%$5M$-3.36-14.6%1.8%
2017-$22M-507.7%-$19M$-1.98-9.8%-8.6%
2016$5M-82.5%$29M$0.501.7%9.4%
2015$31M+132.0%$68M$-0.208.2%18.1%

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Frequently Asked Questions

Is PMTS growing earnings?

PMTS EPS of $1.21 reflects slowing growth at -0.2%, below the 5-year CAGR of N/A. TTM net income is $14M. Expansion rate has moderated.

What are PMTS's profit margins?

CPI Card Group Inc. net margin is +0.0%, with operating margin at +0.1%. Below-average margins reflect competitive or cost pressures.

How consistent are PMTS's earnings?

PMTS earnings data spans 2013-2024. The current earnings trend is -0.2% YoY. Historical data enables comparison across business cycles.

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Earnings Over Time

Net income and EPS trends