CPI Card Group Inc. (PMTS) P/E Ratio History
Premium ValuationTrading at 16.3x vs 5Y avg 13.1x · 70th percentile · Premium to historical baseline · Data 2015–2026
Loading P/E history...
P/E Ratio Analysis
As of June 28, 2026, CPI Card Group Inc. (PMTS) trades at a price-to-earnings ratio of 16.3x, with a stock price of $20.38 and trailing twelve-month earnings per share of $1.03.
The current P/E is 25% above its 5-year average of 13.1x. Over the past five years, PMTS's P/E has ranged from a low of 6.5x to a high of 21.2x, placing the current valuation at the 70th percentile of its historical range.
Compared to the Financial Services sector median P/E of 14.2x, PMTS is roughly in line with its sector peers. The sector includes 801 companies with P/E ratios ranging from 0.0x to 157.7x.
Relative to the broader market, PMTS trades at a notable discount to the S&P 500 median P/E of 25.3x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our PMTS DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
PMTS Cross-Benchmark Valuation
How does the current P/E compare to sector peers and the broader market?
PMTS P/E vs Peers
Payment Networks and Merchant Acquiring peers sorted by market cap
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $7B | 23.4 | 0.45Best | -2% | |
| $664M | 19.8 | 2.30 | +88% | |
| $2B | 12.4 | 1.38 | +27% | |
| $602M | 10.8Lowest | - | +319%Best | |
| $10B | 189.5 | - | -22% | |
| $3B | 61.4 | 2.93 | -15% | |
| $645B | 33.0 | 2.08 | +5% | |
| $442B | 30.2 | 1.44 | +19% | |
| $20B | 51.4 | 2.11 | -47% |
Lower P/E can signal a discount or weaker growth expectations; PEG adds growth context.
PMTS Historical P/E Data (2015–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Period End | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | - | $14.51 | $1.02 | 14.2x | -56% |
| FY2025 Q4 | Dec 31 2025 | $14.68 | $1.25 | 11.7x | -63% |
| FY2025 Q3 | - | $15.14 | $1.20 | 12.6x | -61% |
| FY2025 Q2 | Jun 30 2025 | $23.72 | $1.12 | 21.1x | -34% |
| FY2025 Q1 | Mar 31 2025 | $29.17 | $1.59 | 18.3x | -42% |
| FY2024 Q4 | - | $29.89 | $1.65 | 18.1x | -43% |
| FY2024 Q3 | Sep 30 2024 | $27.83 | $1.31 | 21.2x | -33% |
| FY2024 Q2 | Jun 30 2024 | $27.25 | $1.53 | 17.8x | -44% |
| FY2024 Q1 | Mar 31 2024 | $17.86 | $1.57 | 11.4x | -64% |
| FY2023 Q4 | Dec 31 2023 | $19.19 | $2.02 | 9.5x | -70% |
| FY2023 Q3 | Sep 30 2023 | $18.52 | $2.85 | 6.5x | -80% |
| FY2023 Q2 | Jun 30 2023 | $23.25 | $3.53 | 6.6x | -79% |
| FY2023 Q1 | Mar 31 2023 | $45.01 | $3.50 | 12.9x | -60% |
| FY2022 Q4 | Dec 31 2022 | $36.08 | $3.10 | 11.6x | -63% |
| FY2022 Q3 | Sep 30 2022 | $15.76 | $2.10 | 7.5x | -76% |
| FY2022 Q2 | - | $16.80 | $1.65 | 10.2x | -68% |
| FY2022 Q1 | - | $14.50 | $1.66 | 8.7x | -73% |
| FY2021 Q4 | Dec 31 2021 | $18.55 | $1.36 | 13.6x | -57% |
| FY2021 Q3 | - | $34.72 | $1.94 | 17.9x | -44% |
| FY2021 Q2 | Jun 30 2021 | $19.24 | $1.90 | 10.1x | -68% |
| FY2021 Q1 | Mar 31 2021 | $13.99 | $1.48 | 9.5x | -70% |
| FY2020 Q4 | - | $4.39 | $1.43 | 3.1x | -90% |
| FY2020 Q3 | Sep 30 2020 | $1.96 | $0.59 | 3.3x | -90% |
| FY2020 Q2 | - | $2.90 | $0.01 | 318.7x | +900% |
| FY2020 Q1 | - | $0.67 | $0.04 | 17.1x | -46% |
| FY2016 Q4 | Dec 31 2016 | $20.75 | $0.47 | 44.1x | +38% |
| FY2016 Q3 | Sep 30 2016 | $30.20 | $0.61 | 49.4x | +55% |
| FY2016 Q2 | - | $25.05 | $1.57 | 15.9x | -50% |
| FY2016 Q1 | - | $41.20 | $1.53 | 27.0x | -15% |
| FY2015 Q4 | - | $53.30 | $0.26 | 206.3x | +547% |
Average P/E for displayed period: 31.9x
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
11+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
PMTS — Frequently Asked Questions
Quick answers to the most common questions about buying PMTS stock.
What is PMTS's P/E ratio?
CPI Card Group Inc. (PMTS) trailing twelve-month P/E ratio is 16.3x, based on TTM diluted EPS of $1.03. The 5-year average P/E is 13.1x and the historical range spans 6.5x to 21.2x.
Is PMTS stock overvalued or undervalued?
PMTS trades at 16.3x P/E, above its 5-year average of 13.1x. The 70th percentile ranking within the 6.5x–21.2x historical range indicates a premium to historical valuation.
Is PMTS stock expensive?
Yes, PMTS is expensive relative to its own history. The current P/E of 16.3x is above the 5-year average of 13.1x and also above the Financial Services sector median of 14.2x. The stock sits at the 70th percentile of its 5-year valuation range.
What is PMTS's historical P/E range?
Over the past 5 years, PMTS's P/E ratio has ranged from 6.5x to 21.2x, with a median of 12.6x and an average of 13.1x. The current P/E of 16.3x places the stock at the 70th percentile of this range. Full historical data spans 2015–2026.
How does PMTS's P/E compare to the S&P 500?
PMTS trades at 16.3x P/E versus the S&P 500 median of 25.3x. The 36% discount to the market suggests lower growth expectations or perceived higher risk.
How does PMTS's valuation compare to Financial Services peers?
CPI Card Group Inc. P/E of 16.3x compares to the Financial Services sector median of 14.2x. The premium reflects expected growth above peers or stronger fundamentals. See the peer comparison table on this page for ticker-by-ticker P/E and PEG.
What is PMTS's PEG ratio?
PMTS PEG ratio is N/A, based on a P/E of 16.3x and EPS growth of -23.8%. PEG normalises P/E by growth and helps compare stocks with different earnings trajectories.
What is PMTS's earnings yield?
PMTS earnings yield is 6.13%, the inverse of its 16.3x P/E ratio. Earnings yield represents the percentage of each dollar invested that the company earns. It can be compared directly to bond yields to assess relative attractiveness of stocks versus fixed income.