Pinnacle Financial Partners, Inc. (PNFP) Earnings History
Annual and quarterly earnings data from 2000 to 2024
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PNFP EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
PNFP Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2024 | 49.1% | 20.4% | 16.6% |
| 2023 | 52.1% | 28.9% | 22.7% |
| 2022 | 79.8% | 45.0% | 36.2% |
| 2021 | 90.5% | 53.6% | 43.4% |
| 2020 | 66.4% | 31.0% | 26.0% |
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Pinnacle Financial Partners, Inc. (PNFP) Earnings Overview
As of May 8, 2026, Pinnacle Financial Partners, Inc. (PNFP) reported trailing twelve-month net income of $624M, reflecting -16.5% year-over-year growth. The company earned $8.07 per diluted share over the past four quarters, with a net profit margin of 16.6%.
Looking at the long-term picture, PNFP's 5-year EPS compound annual growth rate (CAGR) stands at +2.7%, reflecting modest earnings expansion. The company achieved its highest annual net income of $562M in fiscal 2023.
Pinnacle Financial Partners, Inc. maintains industry-leading profitability with a gross margin of 49.1%, operating margin of 20.4%, and net margin of 16.6%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including SFNC (-$398M net income, -63.4% margin), IBCP ($69M net income, 21.7% margin), FFIN ($243M net income, 30.2% margin), PNFP has outperformed on profitability metrics. Compare PNFP vs SFNC →
PNFP Earnings vs Peers
Earnings metrics vs comparable public companies
PNFP Historical Earnings Data (2000–2024)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2024 | $475M | -15.5% | $581M | $5.96 | 16.6% | 20.4% |
| 2023 | $562M | +0.3% | $714M | $7.14 | 22.7% | 28.9% |
| 2022 | $561M | +6.3% | $697M | $7.17 | 36.2% | 45.0% |
| 2021 | $527M | +68.8% | $652M | $6.75 | 43.4% | 53.6% |
| 2020 | $312M | -22.1% | $371M | $4.03 | 26.0% | 31.0% |
| 2019 | $401M | +11.5% | $498M | $5.22 | 33.5% | 41.6% |
| 2018 | $359M | +106.6% | $450M | $4.64 | 34.2% | 42.9% |
| 2017 | $174M | +36.7% | $298M | $2.70 | 24.3% | 41.7% |
| 2016 | $127M | +33.2% | $191M | $2.91 | 29.5% | 44.4% |
| 2015 | $96M | +35.5% | $143M | $2.52 | 31.1% | 46.6% |
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Start ComparisonPNFP — Frequently Asked Questions
Quick answers to the most common questions about buying PNFP stock.
Is PNFP growing earnings?
PNFP EPS fell to $8.07, with earnings declining -16.5%. This contrasts with the 5-year CAGR of +2.7%. TTM net income dropped to $624M.
What are PNFP's profit margins?
Pinnacle Financial Partners, Inc. net margin is +16.6%, with operating margin at +20.4%. Above-average margins indicate pricing power.
How consistent are PNFP's earnings?
PNFP earnings data spans 2000-2024. The declining earnings trend is -16.5% YoY. Historical data enables comparison across business cycles.