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PRCHPorch Group, Inc.
$13.15$1.4B
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  3. Financial Ratios
  4. Quarterly

Porch Group, Inc. (PRCH) Quarterly Financial Ratios

Last 27 quarters of trend data · Technology · Software - Application

← View 30-Year Annual Ratios

Valuation Multiples

Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.

EV/EBITDA has compressed 74.6% YoY to 14.6x, reflecting multiple compression or accelerating EBITDA.

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
P/E Ratio →-405.86———150.3826.044.102.75—————
—————————————
P/S Ratio2.981.571.943.713.251.971.220.340.340.910.650.150.33
—-20.4%+58.8%+978.9%+863.1%+116.6%+87.5%+130.1%+1.0%+133.6%-4.7%-79.0%-61.9%
P/B Ratio60.9128.9143.04166.89—————————
—————————————
P/FCF27.6414.80—11.8310.98——4.22—17.20—0.233.11
———+180.3%———+1723.4%————-45.7%
EV / EBITDA31.1014.6314.3721.9842.1857.555.6724.33——8.956.53—
—-74.6%+153.5%-9.7%——-36.7%+272.6%—————
EV / EBIT48.6320.9112.5828.2122.9917.104.253.47——13.679.11—
—+22.3%+195.7%+712.5%——-68.9%-61.9%—————

Profitability

Quarterly margins and returns. Watch for margin compression across consecutive quarters.

Porch Group, Inc.'s operating margin was 9.8% in Q1 2026, down 3.5 pp QoQ and up 11.0 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. Gross margin expanded 20.0% YoY, indicating pricing power or improving input costs.

Margins

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
Gross Margin70.5%75.0%77.0%73.6%63.6%62.5%89.0%57.7%15.2%32.1%69.7%59.1%17.7%
—+20.0%-13.4%+27.7%+319.7%+94.5%+27.6%-2.5%-14.2%-22.3%+9.9%+3.0%-70.0%
Operating Margin7.6%9.8%13.2%13.8%4.2%-1.2%25.0%-2.3%-47.3%-30.0%6.4%0.2%-161.4%
—+907.1%-47.0%+714.3%+108.9%+96.0%+288.1%-1566.0%+70.7%+31.9%+112.0%+100.1%-261.3%
Net Margin3.2%-3.9%3.5%-9.2%2.2%8.0%30.4%12.9%-58.0%-11.6%-2.2%-4.4%-88.1%
—-148.5%-88.6%-171.1%+103.7%+169.2%+1499.9%+391.7%+34.1%+73.9%+96.2%+95.9%-128.5%

Return on Capital

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
ROE68.4%-19.4%26.3%-261.6%————————-2038.0%
————————————-15333.8%
ROA1.9%-0.6%0.5%-1.4%0.3%1.0%3.6%1.6%-7.3%-1.5%-0.3%-0.6%-8.4%
—-156.6%-85.0%-184.4%+104.5%+169.2%+1461.3%+389.3%+13.1%+60.0%+92.6%+92.6%-232.6%
ROIC9.9%2.9%4.3%5.8%1.7%-0.5%12.2%-2.1%-46.3%-20.7%5.6%0.2%-54.8%
—+738.3%-64.8%+369.7%+103.7%+97.8%+116.2%-1436.3%+15.4%-119.8%+162.4%+100.8%-693.4%

Leverage & Debt

Quarterly solvency trend — watch for debt spikes or covenant pressure.

Porch Group, Inc.'s Debt/EBITDA ratio is 23.6x, up from 17.3x last quarter — elevated, raising questions about debt serviceability. The current ratio has weakened 17.2% YoY to 0.82x, tightening the short-term liquidity position. Debt/Equity has declined for 3 consecutive quarters, reflecting a deleveraging trend.

MetricTTMQ1 '26Q4 '25Q3 '25Q2 '25Q1 '25Q4 '24Q3 '24Q2 '24Q1 '24Q4 '23Q3 '23Q2 '23
Debt / Equity17.5515.1717.5536.92—————————
—————————————
Debt / EBITDA6.8723.6217.3317.4337.6386.7012.61112.56——32.7867.18—
—-72.8%+37.4%-84.5%——-61.5%+67.5%—————
Current Ratio1.300.821.300.900.970.990.880.830.991.081.041.081.09
—-17.2%+47.6%+8.2%-1.2%-8.3%-15.3%-23.1%-9.5%-2.9%-12.1%-16.1%-18.2%
Quick Ratio1.300.821.300.900.970.990.880.830.991.081.041.081.09
—-17.2%+47.6%+8.2%-1.2%-8.3%-15.3%-23.1%-9.5%-2.9%-12.1%-16.1%-18.2%
Interest Coverage1.520.811.811.241.591.413.962.33-5.16-0.220.820.45-8.91
—————————————

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Includes 30+ ratios · 27 years · Updated daily

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PRCH — Frequently Asked Questions

Quick answers to the most common questions about buying PRCH stock.

What is Porch Group, Inc.'s quarterly P/E ratio trend?

Porch Group, Inc.'s current P/E is -405.9x. The average P/E over the last 1 quarters is 150.4x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.

How do Porch Group, Inc.'s margins change by quarter?

Porch Group, Inc.'s current operating margin is 7.6%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.

Why look at PRCH quarterly ratios instead of annual?

Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Porch Group, Inc.'s business trajectory between earnings reports.