Last 48 quarters of trend data · Financial Services · Regional Banks
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 16.09 | 14.27 | 14.08 | 17.10 | 14.47 | 13.96 | 14.08 | 14.56 | 18.01 | 17.87 | 14.70 | 15.65 | 22.00 | 10.36 | 13.19 | 14.32 | 17.42 | 12.11 | 14.43 | 13.80 | 15.39 |
| — | +2.2% | -0.0% | +17.4% | -19.7% | -21.9% | -4.3% | -7.0% | -18.1% | +72.4% | +11.5% | +9.3% | +26.3% | -14.4% | -8.7% | +3.8% | +13.2% | -14.2% | +17.0% | +11.4% | +62.4% | |
| P/S Ratio | 6.06 | 4.58 | 17.17 | 4.47 | 4.27 | 4.65 | 4.80 | 4.72 | 5.19 | 4.96 | 4.56 | 4.51 | 4.87 | 3.14 | 3.56 | 4.15 | 4.77 | 3.71 | 4.31 | 4.91 | 4.85 |
| — | -1.6% | +257.5% | -5.3% | -17.8% | -6.3% | +5.2% | +4.6% | +6.5% | +57.9% | +28.1% | +8.7% | +2.2% | -15.2% | -17.3% | -15.4% | -1.6% | -15.6% | +2.5% | +6.0% | +38.0% | |
| P/B Ratio | 2.12 | 1.89 | 1.89 | 1.68 | 1.82 | 1.98 | 2.10 | 1.92 | 2.24 | 2.20 | 1.95 | 1.89 | 1.88 | 1.41 | 1.53 | 1.79 | 2.16 | 1.97 | 1.89 | 1.99 | 2.02 |
| — | -4.2% | -9.7% | -12.8% | -18.9% | -10.3% | +7.3% | +1.5% | +19.3% | +56.1% | +28.0% | +5.8% | -12.8% | -28.2% | -19.2% | -10.3% | +6.7% | +4.9% | +4.5% | -2.4% | +22.8% | |
| P/FCF | 16.74 | 13.90 | 16.15 | 26.82 | 11.05 | 12.90 | 14.02 | 16.71 | 14.81 | 16.15 | 11.79 | 17.26 | 10.37 | 10.12 | 13.03 | 22.27 | 13.14 | 16.83 | 18.69 | 20.48 | 13.61 |
| — | +7.8% | +15.1% | +60.5% | -25.4% | -20.1% | +18.9% | -3.2% | +42.7% | +59.6% | -9.5% | -22.5% | -21.1% | -39.9% | -30.3% | +8.7% | -3.4% | -0.5% | +18.3% | +60.9% | +63.3% | |
| EV / EBITDA | 19.17 | 6.92 | — | 13.16 | 10.96 | 10.30 | 11.35 | 11.59 | 14.52 | 14.38 | 11.45 | 12.11 | 18.65 | 9.48 | 10.65 | 11.83 | 14.56 | 10.15 | 11.61 | 11.52 | 12.74 |
| — | -32.8% | — | +13.5% | -24.5% | -28.4% | -0.9% | -4.2% | -22.1% | +51.7% | +7.5% | +2.4% | +28.1% | -6.6% | -8.2% | +2.7% | +14.3% | +22.0% | +44.1% | +47.3% | +54.9% | |
| EV / EBIT | 14.29 | 6.92 | — | 13.89 | 11.51 | 10.80 | 11.89 | 12.25 | 15.46 | 15.30 | 12.17 | 13.00 | 20.76 | 10.21 | 11.66 | 12.87 | 15.81 | 10.82 | 12.56 | 12.38 | 13.67 |
| — | -35.9% | — | +13.3% | -25.6% | -29.4% | -2.3% | -5.7% | -25.5% | +49.8% | +4.3% | +1.0% | +31.3% | -5.6% | -7.2% | +3.9% | +15.6% | +20.5% | +45.9% | +49.1% | +57.9% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 97.9% | 100.5% | 103.8% | 98.3% | 97.3% | 97.2% | 98.0% | 99.4% | 97.1% | 96.1% | 97.5% | 98.2% | 98.4% | 101.3% | 97.9% | 99.8% | 97.5% | 97.7% | 97.4% | 104.2% | 104.3% |
| — | +3.5% | +5.9% | -1.1% | +0.3% | +1.1% | +0.4% | +1.2% | -1.3% | -5.1% | -0.3% | -1.6% | +0.8% | +3.7% | +0.5% | -4.2% | -6.5% | -0.6% | -5.9% | -0.0% | -9.9% | |
| Operating Margin | 39.7% | 39.9% | -108.8% | 32.4% | 36.5% | 41.0% | 42.0% | 39.3% | 35.2% | 33.9% | 38.2% | 34.8% | 26.9% | 37.5% | 32.8% | 34.2% | 33.4% | 37.4% | 36.6% | 42.6% | 38.9% |
| — | -2.7% | -358.9% | -17.7% | +3.7% | +21.1% | +10.1% | +13.0% | +30.9% | -9.6% | +16.5% | +1.7% | -19.4% | +0.3% | -10.4% | -19.7% | -14.3% | -2.1% | -11.8% | -5.6% | -14.4% | |
| Net Margin | 32.3% | 32.1% | 123.7% | 26.1% | 29.5% | 33.3% | 34.1% | 32.4% | 28.7% | 27.8% | 31.1% | 28.9% | 22.2% | 30.3% | 27.1% | 28.9% | 27.3% | 30.6% | 29.8% | 35.6% | 31.5% |
| — | -3.6% | +263.0% | -19.3% | +2.9% | +20.0% | +9.6% | +12.1% | +29.6% | -8.3% | +14.8% | -0.1% | -19.0% | -1.1% | -9.1% | -18.6% | -13.3% | -1.6% | -12.3% | -4.7% | -14.9% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 13.9% | 3.3% | 3.4% | 2.7% | 3.2% | 3.6% | 3.7% | 3.3% | 3.1% | 3.2% | 3.4% | 3.1% | 2.2% | 3.4% | 2.9% | 3.1% | 3.1% | 4.0% | 3.2% | 3.6% | 3.4% |
| — | -7.8% | -8.3% | -18.3% | +2.1% | +13.8% | +11.4% | +9.5% | +41.6% | -7.1% | +15.4% | -2.7% | -30.1% | -15.8% | -9.9% | -11.8% | -6.3% | +21.6% | -12.9% | -13.6% | -23.6% | |
| ROA | 1.8% | 0.4% | 0.5% | 0.4% | 0.4% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.2% | 0.4% | 0.3% | 0.3% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% |
| — | -5.6% | -5.6% | -14.5% | +10.6% | +23.5% | +22.0% | +19.9% | +58.7% | +3.9% | +24.4% | +4.3% | -26.4% | -13.2% | -9.6% | -15.8% | -10.0% | +20.5% | -10.2% | -9.0% | -23.6% | |
| ROIC | 11.1% | 2.8% | -2.1% | 2.3% | 2.7% | 2.9% | 2.8% | 2.5% | 2.3% | 2.3% | 2.5% | 2.0% | 1.3% | 2.2% | 2.0% | 2.0% | 2.1% | 2.7% | 2.2% | 2.3% | 2.2% |
| — | -2.0% | -173.5% | -5.6% | +20.0% | +25.5% | +14.8% | +22.5% | +70.4% | +3.1% | +24.0% | +0.0% | -34.9% | -17.6% | -8.9% | -12.3% | -6.8% | +27.8% | -4.1% | -5.3% | -12.3% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.07 | 0.10 | 0.09 | 0.10 | 0.07 | 0.07 | 0.23 | 0.23 | 0.24 | 0.26 | 0.26 | 0.27 | 0.47 | 0.52 | 0.32 | 0.35 | 0.41 | 0.38 | 0.36 | 0.38 | 0.40 |
| — | +37.3% | -61.4% | -55.9% | -69.4% | -72.6% | -8.2% | -15.9% | -48.9% | -49.2% | -20.8% | -23.5% | +14.5% | +35.3% | -10.3% | -7.4% | +2.5% | -7.3% | -25.6% | -26.8% | -28.6% | |
| Debt / EBITDA | 0.42 | 1.62 | — | 3.10 | 1.79 | 1.57 | 4.87 | 5.33 | 5.88 | 6.53 | 5.88 | 6.84 | 16.12 | 11.35 | 8.38 | 8.74 | 9.93 | 7.19 | 8.28 | 8.15 | 9.11 |
| — | +3.7% | — | -41.8% | -69.6% | -76.0% | -17.1% | -22.1% | -63.5% | -42.4% | -29.9% | -21.7% | +62.4% | +57.8% | +1.2% | +7.3% | +9.0% | -22.9% | -18.1% | -16.8% | -8.1% | |
| Current Ratio | 2.04 | 0.17 | 0.73 | 1.43 | 2.04 | 0.15 | 0.17 | 0.17 | 0.17 | 0.60 | 0.20 | 0.21 | 0.21 | 0.24 | 0.25 | 0.26 | 0.25 | 0.25 | 0.27 | 0.27 | 0.27 |
| — | +8.8% | +330.3% | +725.7% | +1088.3% | -74.4% | -15.0% | -18.7% | -19.3% | +153.1% | -20.1% | -17.6% | -15.6% | -6.1% | -7.9% | -3.5% | -5.1% | -15.8% | -3.4% | +3.1% | +32.7% | |
| Quick Ratio | 2.04 | 0.17 | 0.73 | 1.43 | 2.04 | 0.15 | 0.17 | 0.17 | 0.17 | 0.60 | 0.20 | 0.21 | 0.21 | 0.24 | 0.25 | 0.26 | 0.25 | 0.25 | 0.27 | 0.27 | 0.27 |
| — | +8.8% | +330.3% | +725.7% | +1088.3% | -74.4% | -15.0% | -18.7% | -19.3% | +153.1% | -20.1% | -17.6% | -15.6% | -6.1% | -7.9% | -3.5% | -5.1% | -15.8% | -3.4% | +3.1% | +32.7% | |
| Interest Coverage | 2.06 | 3.14 | -1.54 | 1.78 | 2.20 | 2.08 | 2.16 | 1.84 | 1.57 | 1.43 | 1.56 | 1.37 | 0.99 | 1.72 | 1.65 | 2.13 | 2.84 | 5.64 | 9.55 | 13.46 | 12.68 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying PRK stock.
Park National Corporation's current P/E is 16.1x. The average P/E over the last 4 quarters is 15.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Park National Corporation's current operating margin is 39.7%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Park National Corporation's business trajectory between earnings reports.