Last 24 quarters of trend data · Financial Services · Insurance - Life
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
Prudential plc's quarterly P/E stands at 5.1x, down 60.4% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has expanded 111.1% YoY to 3.9x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q4 '25 | Q2 '25 | Q4 '24 | Q2 '24 | Q4 '23 | Q2 '23 | Q4 '22 | Q2 '22 | Q4 '21 | Q2 '21 | Q4 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 10.23 | 5.05 | 6.38 | 3.11 | 66.18 | 12.76 | 13.11 | 22.90 | — | 13.88 | 15.38 | 8.60 | 19.37 |
| — | -60.4% | -51.3% | -86.4% | — | -8.1% | -14.8% | +166.2% | — | -30.8% | +1.4% | -43.8% | +29.4% | |
| P/S Ratio | 1.42 | 0.88 | 0.65 | 1.01 | 1.49 | 1.75 | 2.27 | 2.03 | 4.49 | 1.04 | 1.42 | 0.77 | 0.76 |
| — | -49.6% | -71.6% | -50.5% | -66.8% | +68.3% | +60.1% | +165.1% | +488.3% | +170.9% | +756.6% | -37.7% | +30.6% | |
| P/B Ratio | 1.90 | 2.53 | 1.68 | 1.16 | 1.46 | 1.72 | 2.24 | 2.23 | 2.11 | 2.39 | 2.96 | 2.10 | 1.98 |
| — | +47.3% | -24.9% | -47.9% | -30.9% | -28.1% | -24.3% | +5.9% | +6.7% | -1.7% | +112.7% | +4.4% | +44.3% | |
| P/FCF | 18.21 | 8.95 | 12.58 | 4.37 | 3.70 | — | 9.86 | — | 6.14 | — | 21.65 | — | 5.57 |
| — | — | +27.6% | — | -39.8% | — | -54.4% | — | +10.2% | — | — | — | — | |
| EV / EBITDA | 7.39 | 3.95 | 1.01 | — | 1.36 | 1.87 | 2.10 | 2.17 | 4.32 | 1.15 | 1.64 | 0.82 | 0.85 |
| — | +111.1% | -51.9% | — | -68.5% | +62.2% | +28.1% | +163.7% | +408.5% | +149.8% | +751.7% | -56.4% | +14.3% | |
| EV / EBIT | 7.66 | 3.95 | 1.01 | 0.56 | 1.93 | 7.60 | 6.71 | 7.00 | 31.66 | 7.38 | 8.25 | 8.18 | 10.94 |
| — | -48.0% | -85.0% | -92.1% | -93.9% | +2.9% | -18.6% | -14.4% | +189.5% | -53.4% | +47.1% | — | +236.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
Prudential plc's operating margin was 21.1% in Q4 2025, down 42.4 pp QoQ and down 78.9 pp YoY. This marks the 3rd consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 71.1% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q4 '25 | Q2 '25 | Q4 '24 | Q2 '24 | Q4 '23 | Q2 '23 | Q4 '22 | Q2 '22 | Q4 '21 | Q2 '21 | Q4 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 100.0% | 100.0% | — | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| — | 0.0% | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | -23.9% | |
| Operating Margin | 17.8% | 21.1% | 63.5% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 88.8% | 87.5% | 95.2% | 90.8% |
| — | -78.9% | -36.5% | 0.0% | 0.0% | +12.6% | +14.3% | +5.1% | +10.2% | -4.8% | -8.6% | +7.8% | +1.0% | |
| Net Margin | 14.3% | 17.6% | 10.2% | 39.8% | 2.3% | 13.5% | 17.4% | 9.0% | -64.8% | 13.3% | -34.3% | 7.7% | 3.3% |
| — | +30.3% | -41.4% | +344.1% | +103.5% | +1.5% | +150.8% | +15.7% | -2062.2% | +1581.5% | -1664.1% | -61.2% | -78.4% |
| Metric | TTM | Q4 '25 | Q2 '25 | Q4 '24 | Q2 '24 | Q4 '23 | Q2 '23 | Q4 '22 | Q2 '22 | Q4 '21 | Q2 '21 | Q4 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 17.1% | 11.3% | 6.8% | 11.9% | 0.5% | 3.4% | 4.3% | 2.5% | -7.0% | 8.2% | -15.1% | 5.7% | 2.1% |
| — | +235.4% | +56.4% | +377.7% | +107.7% | -59.1% | +128.7% | -55.9% | -430.3% | +682.3% | -447.6% | -32.6% | -75.8% | |
| ROA | 1.7% | 1.1% | 0.7% | 1.2% | 0.1% | 0.3% | 0.5% | 0.3% | -0.7% | 0.4% | -0.6% | 0.2% | 0.1% |
| — | +219.4% | +48.9% | +374.4% | +107.8% | -14.3% | +182.0% | +5.6% | -874.4% | +948.2% | -514.6% | -13.5% | -68.2% | |
| ROIC | 15.5% | 10.6% | 30.1% | 21.8% | 16.9% | 17.7% | 17.6% | 19.1% | 7.9% | 37.3% | 26.3% | 48.7% | 36.0% |
| — | -39.9% | +71.0% | +13.9% | +113.8% | -52.6% | -33.0% | -60.7% | -78.1% | -55.4% | -71.8% | +166.2% | +12.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
Prudential plc's Debt/EBITDA ratio is 1.8x, up from 0.7x last quarter — comfortably within a safe range. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q4 '25 | Q2 '25 | Q4 '24 | Q2 '24 | Q4 '23 | Q2 '23 | Q4 '22 | Q2 '22 | Q4 '21 | Q2 '21 | Q4 '20 | Q2 '20 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.28 | 0.28 | 0.27 | 0.25 | 0.28 | 0.27 | 0.27 | 0.30 | 0.31 | 0.43 | 0.45 | 0.41 | 0.45 |
| — | +4.2% | -0.2% | -15.8% | -9.8% | -37.1% | -39.0% | -26.8% | -30.5% | +2.9% | -22.6% | -44.3% | -37.8% | |
| Debt / EBITDA | 1.18 | 1.82 | 0.66 | — | 1.11 | 1.07 | 1.06 | 1.08 | 2.68 | 0.85 | 0.98 | 0.63 | 0.77 |
| — | +70.5% | -37.5% | — | -58.7% | +26.1% | +8.6% | +71.6% | +247.4% | +197.9% | +237.0% | -69.1% | -44.2% | |
| Current Ratio | — | — | — | — | 1.22 | — | — | 1.42 | 1.12 | 11.17 | 0.88 | 0.25 | 0.75 |
| — | — | — | — | +9.5% | — | — | +460.2% | +49.5% | +191.4% | +13.9% | -29.6% | -93.7% | |
| Quick Ratio | — | — | — | — | 1.22 | — | — | 1.42 | 1.12 | 11.17 | 0.88 | 0.25 | 0.75 |
| — | — | — | — | +9.5% | — | — | +460.2% | +49.5% | +191.4% | +13.9% | -29.6% | -93.7% | |
| Interest Coverage | 27.00 | 33.69 | 91.80 | 62.63 | 62.68 | 42.76 | 61.91 | 45.49 | 24.06 | 80.92 | 62.61 | 108.33 | 87.74 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 24 years · Updated daily
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Prudential plc's current P/E is 10.2x. The average P/E over the last 4 quarters is 20.2x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Prudential plc's current operating margin is 17.8%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Prudential plc's business trajectory between earnings reports.