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RANDRand Capital Corporation
$10.30$31M
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  4. Financial Ratios

Rand Capital Corporation (RAND) Financial Ratios

Latest Ratios: P/E Ratio -3.8x · EV/EBITDA N/A · ROE -13.7%. (1994–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

RAND Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$31M$33M$50M$34M$34M$44M$40M$20M$16M$19M$20M
Enterprise Value$26M$29M$49M$46M$36M$43M$30M$5M$20M$21M$16M
P/E Ratio →-3.77—5.635.13—2.7853.33————
P/S Ratio6.847.484.433.6750.382.5511.55—8.9415.19—
P/B Ratio0.580.640.760.550.600.720.870.380.500.600.61
P/FCF2.722.973.245.48136.236.886.553.46——3.10
P/OCF2.722.973.245.48136.236.886.553.46——3.10

P/E links to full P/E history page with 30-year chart

RAND EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—6.544.415.0952.112.508.79—11.5016.45—
EV / EBITDA——5.616.79—2.7314.40————
EV / EBIT——5.636.81—2.7614.67————
EV / FCF—2.603.237.60140.916.754.990.89——2.41

RAND Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin106.7%106.7%90.3%88.6%89.7%96.4%87.9%169.5%82.4%75.3%106.2%
Operating Margin-176.2%-176.2%78.3%74.7%-81.8%90.6%59.9%537.6%-17.0%-59.1%140.0%
Net Profit Margin-179.7%-179.7%78.7%71.4%-129.2%91.8%21.5%389.9%-22.3%-56.5%23.9%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE-13.7%-13.7%14.0%11.0%-1.5%29.6%1.5%-5.4%-1.2%-2.2%-3.6%
ROA-12.8%-12.8%11.5%9.0%-1.4%25.0%1.2%-4.3%-1.0%-1.7%-2.8%
ROIC-10.0%-10.0%9.2%7.5%-0.7%19.9%2.6%-4.5%-0.6%-1.4%-12.9%
ROCE-12.8%-12.8%11.7%9.5%-0.9%25.4%3.4%-6.0%-0.8%-1.8%-18.4%

RAND Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity——0.010.270.04—0.230.200.270.250.24
Debt / EBITDA——0.072.37——5.13————
Net Debt / Equity—-0.08-0.000.210.02-0.01-0.21-0.280.140.05-0.14
Net Debt / EBITDA——-0.031.89—-0.05-4.52————
Debt / FCF—-0.37-0.022.124.68-0.13-1.57-2.57——-0.69
Interest Coverage-70.05-70.058.066.53-7.9825.274.97-7.74-0.97-2.39-22.74

Net cash position: cash ($4M) exceeds total debt ($0)

RAND Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio7.267.260.703.3527.5427.005.8092.2914.3722.638.62
Quick Ratio7.267.260.703.3527.5427.005.8092.2914.3722.638.62
Cash Ratio6.776.770.372.9320.5316.135.6589.6810.8819.437.70
Asset Turnover—0.080.150.110.010.260.06-0.010.040.03-0.12
Inventory Turnover———————————
Days Sales Outstanding———————————

RAND Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield24.0%——————————
Payout Ratio——24.3%————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield——17.8%19.5%—36.0%1.9%————
FCF Yield36.8%33.6%30.9%18.2%0.7%14.5%15.3%28.9%——32.3%
Buyback Yield0.0%——————————
Total Shareholder Yield24.0%——————————
Shares Outstanding—$3M$3M$3M$3M$3M$2M$836892$702443$702442$702865

Key Metrics

Growth RegimeContracting
ProfitabilityNegative
Balance SheetVulnerable
Cash FlowBurning
Top Statement Risk

Portfolio Asset Liquidity Risk

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Discounted Valuation Reflects Asset Skepticism

According to recent market data, RAND trades at a P/B ratio of 0.58, which, when compared to peers like CSWC at 1.51, suggests that investors are heavily discounting the firm's net asset value due to concerns regarding the liquidity and quality of its underlying portfolio.

The deep discount to book value implies that the market views the current portfolio as a static collection of legacy assets rather than a growth-oriented investment engine. This valuation gap warrants further investigation into whether the market is pricing in a permanent impairment of the firm's Level 3 assets.

Capital Returns Indicate Structural Decay

As reported in financial statements, RAND's ROIC has trended into negative territory, reaching -0.5% in 2026Q1, which highlights a persistent inability to generate returns on invested capital that exceed the firm's cost of maintaining its public corporate structure and external management fees.

The decay in ROIC suggests that the firm is struggling to deploy capital into high-yielding opportunities, likely due to the limited scale of its regional mandate. Investors should monitor whether management can pivot toward higher-margin deployments or if the current return profile is a structural limitation of the business model.

Asset Turnover Reveals Operational Stagnation

Based on quarterly data, RAND's asset turnover has remained consistently low, often hovering near 0.03, which indicates that the firm's investment base is not being cycled effectively to generate recurring revenue compared to more active, national-scale BDC peers in the financial services sector.

This low turnover suggests that the firm's capital is trapped in illiquid, long-term positions that fail to provide the velocity needed to cover fixed operating costs. The lack of efficiency appears to be a primary driver of the firm's negative operating margins and overall profitability challenges.

Liquidity Buffer Facing Significant Pressure

As indicated by recent filings, the current ratio has plummeted from 122.67 in 2025Q1 to 0.77 in 2026Q1, signaling a rapid depletion of the firm's liquid assets that may constrain its ability to fund new investments or meet short-term operational obligations under stress.

The sharp contraction in liquidity suggests that the firm is consuming its cash reserves to sustain operations and dividend payouts in the absence of sufficient investment income. This trend appears unsustainable and may force management to reconsider its capital allocation strategy if cash levels continue to decline.

Misapplication of P/E Multiples

The P/E ratio is frequently misapplied to RAND, as the firm's earnings are heavily distorted by non-cash valuation adjustments on Level 3 assets, which obscures the true cash-generating capacity of the portfolio and leads to misleading conclusions about the firm's actual fundamental earning power.

Analysts should instead focus on Net Investment Income (NII) and cash flow metrics to assess the firm's performance, as these provide a clearer view of the recurring yield generated by the debt and equity holdings. Relying on P/E in this context may lead to an inaccurate assessment of the firm's valuation relative to its peers.

Download Financial Ratios Data

Includes 30+ ratios · 28 years · Updated daily

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RAND — Frequently Asked Questions

Quick answers to the most common questions about buying RAND stock.

What is Rand Capital Corporation's P/E ratio?

Rand Capital Corporation's current P/E ratio is -3.8x. The historical average is 32.2x.

What is Rand Capital Corporation's ROE?

Rand Capital Corporation's return on equity (ROE) is -13.7%. The historical average is 5.4%.

Is RAND stock overvalued?

Based on historical data, Rand Capital Corporation is trading at a P/E of -3.8x. Compare with industry peers and growth rates for a complete picture.

What is Rand Capital Corporation's dividend yield?

Rand Capital Corporation's current dividend yield is 24.00%.

What are Rand Capital Corporation's profit margins?

Rand Capital Corporation has 106.7% gross margin and -176.2% operating margin.