Trailing Dividend / Share
$0.68
Ready Capital Corporation (RC) Dividend History
Income profile from 2013 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
38.7%
Payout Ratio
N/A
Unknown
Dividend Streak
0 years
RC Dividend Income Check
Safety
Payout ratio data not available yet.
Consistency
0 straight years of dividend increases.
Income Trend
Yield on cost is 3.2% and trend is falling.
RC Dividend Scorecard
Yield & Income
Dividend Yield38.7%
Trailing DPS$0.68
FrequencySemi-Annual
Payments / 12M5
Payout Safety
Earnings PayoutN/A
Earnings SafetyUnknown
FCF Payout12.8%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak0 years
3Y CAGR-38.6%
5Y CAGR-21.6%
Yield on Cost (5Y)3.2%
YOC Trendfalling
Total Returns
Buyback Yield23.4%
Total Shareholder Yield62.1%
1Y Total Return-55.4%
5Y Total Return-52.0%
Div Contribution (5Y)37.0%
Estimated $10K growth (return + dividends):
5Y ago$4,79910Y ago$10,40820Y ago$10,257
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
RC Income Growth Story
Dividend per share and yield on cost over time (14 years of payments)
RC Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
Ready Capital Corporation has limited earnings payout data (Unknown). When measured against free cash flow—a stricter test—the payout ratio stands at 12.8%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
RC does not have a current streak of consecutive dividend increases, with a 3-year CAGR of -38.6% and 5-year CAGR of -21.6%.
Total Shareholder Returns
Beyond cash dividends, RC returns capital through share repurchases. The combined picture: 38.7% dividend yield, 23.4% buyback yield, 62.1% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.2% and is currently falling. The 5-year total return is -52.0%, with dividends contributing 37.0% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $10,408 today.
RC Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$5.04
Avg/Payment$0.2522
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jun 30, 2026Latest | $0.0100 | — | 8.86% | Jul 31, 2026 |
| Mar 31, 2026 | $0.0100 | — | 16.67% | Apr 30, 2026 |
| Dec 31, 2025 | $0.0100 | ↓ -92.0% | 17.66% | Jan 30, 2026 |
| Sep 30, 2025 | $0.1250 | — | 16.15% | Oct 31, 2025 |
| Jun 30, 2025 | $0.1250 | — | 17.16% | Jul 31, 2025 |
| Mar 31, 2025 | $0.1250 | ↓ -50.0% | 18.17% | Apr 30, 2025 |
| Dec 31, 2024 | $0.2500 | — | 16.13% | Jan 31, 2025 |
| Sep 30, 2024 | $0.2500 | ↓ -16.7% | 15.07% | Oct 31, 2024 |
RC Dividend vs Peers
Comparable companies in the same industry
#1 yield in peer group
Div Yield
38.7%
#1 of 9
Safety
Unknown
— payout
Streak
0Y
-21.6% 5Y CAGR
Total Shareholder
62.1%
#1 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
1st RCReady Capital Corpor… | $289M | 38.7% | — | 0 | Unknown |
3rd  ACREAres Commercial Real… | $256M | 15.4% | — | 0 | Unknown |
 BXMTBlackstone Mortgage … | $3.1B | 10.4% | 2.9% | 0 | Sustainable |
 TRTXTPG RE Finance Trust… | $665M | 13.3% | 1.5% | 0 | Sustainable |
2nd  GPMTGranite Point Mortga… | $63M | 16.4% | — | 0 | Unknown |
 KREFKKR Real Estate Fina… | $454M | 14.2% | — | 0 | Unknown |
 BRSPBrightSpire Capital,… | $722M | 11.8% | — | 0 | Unknown |
 LADRLadder Capital Corp | $1.3B | 9.1% | 1.8% | 0 | Sustainable |
 ARIApollo Commercial Re… | $1.4B | 9.4% | 1.1% | 0 | Sustainable |
RC Annual Dividend History (2012–2026)
15 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.02 | — | 2 | — | — | — | 0.2% |
| 2025 | $0.39 | -65.0% | 4 | $-1.44 | — | — | 3.2% |
| 2024 | $1.10 | -24.7% | 4 | $-2.63 | — | — | 9.2% |
| 2023 | $1.46 | -12.0% | 5 | $2.23 | 65.5% | 1.53x | 12.2% |
| 2022 | $1.66 | 0.0% | 4 | $1.51 | 109.9% | 0.91x | 13.9% |
| 2021 | $1.66 | 27.7% | 5 | $1.54 | 107.8% | 0.93x | 13.9% |
| 2020 | $1.30 | -14.5% | 4 | $0.81 | 160.5% | 0.62x | 10.9% |
| 2019 | $1.52 | 0.7% | 4 | $1.72 | 88.4% | 1.13x | 12.7% |
| 2018 | $1.51 | 2.1% | 4 | $1.85 | 81.6% | 1.22x | 12.6% |
| 2017 | $1.48 | -0.7% | 4 | $1.38 | 107.2% | 0.93x | 12.4% |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
13+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
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RC — Frequently Asked Questions
Quick answers to the most common questions about buying RC stock.
How much dividend does RC pay per share?
Ready Capital Corporation (RC) pays a trailing 12-month dividend of $0.68 per share, with a current dividend yield of +38.7%. Payments are made Semi-Annual.
When is RC's next ex-dividend date?
RC's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. RC typically pays dividends Semi-Annual.
Is RC's dividend safe?
RC's dividend safety is rated "Unknown" based on an earnings payout ratio of N/A and FCF payout ratio of +12.8%. The dividend history does not yet show a prolonged growth streak.
How many years has RC increased its dividend?
RC has not maintained a consecutive growth streak recently. The 5-year dividend CAGR is -21.6%.
How often does RC pay dividends?
Ready Capital Corporation pays dividends Semi-Annual. The trailing 12-month total is $0.68 per share. Dividend data on this page covers 13+ years from 2013 to 2026.
How much would $10,000 invested in RC grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in RC five years ago would be worth approximately $4,799 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is RC's yield on cost for long-term holders?
RC's yield on cost — the current dividend divided by the original purchase price — is +3.2% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +38.7% market yield, thanks to the lower original cost basis.