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RCDReady Capital Corporation Notes -15.12.29
$22.56$3.7B
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RCD logoReady Capital Corporation Notes -15.12.29 (RCD) Earnings History

Net Loss

14 years of earnings data (2012–2025) · Currently unprofitable on a TTM basis

TTM Net Income
-$510M
● Net Loss
TTM EPS (Diluted)
$-3.04
Per share, diluted
YoY EPS Growth
+45.2%
Excellent
Net Margin
-45.8%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin24.2%
Gross Margin87.7%
Return on Equity-12.8%
Return on Assets-2.6%
Record Annual Net Income$339MFY2023
Record Quarterly EPS$1.76Q2 2023
Consecutive Profitable Years0years
Q1 2026
Net Income-$202M
EPS (Diluted)$-1.25
YoY Growth+45.2%Excellent
QoQ Growth+13.9%Strong

Loading earnings history...

Ready Capital Corporation Notes -15.12.29 (RCD) Earnings Overview

As of June 28, 2026, Ready Capital Corporation Notes -15.12.29 (RCD) reported trailing twelve-month net income of -$510M, reflecting +45.2% year-over-year growth. The company earned $-3.04 per diluted share over the past four quarters, with a net profit margin of -45.8%.

Looking at the long-term picture, RCD's historical earnings data spans multiple years. The company achieved its highest annual net income of $339M in fiscal 2023.

Ready Capital Corporation Notes -15.12.29 is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including RC (-$510M net income, -45.8% margin), BXMT ($104M net income, 7.2% margin), ACRE (-$20M net income, -1.1% margin), RCD has room to improve margins relative to the peer group. Compare RCD vs RC →

RCD Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RCD logoRCDCurrent
-$510M$-3.04-45.8%-12.8%+45.2%—
RC logoRC
-$510M$-3.04-45.8%-12.8%+45.2%
BXMT logoBXMT
$104M$0.617.2%3.0%+154.7%
ACRE logoACRE
-$20M$-0.36-1.1%-0.2%+97.4%
TRTX logoTRTX
$61M$0.7818.1%5.5%-26.0%
GPMT logoGPMT
-$40M$-0.84-28.3%-7.0%+73.7%
Best in group
Lowest in group

RCD Historical Earnings Data (2012–2025)

14 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$229M+47.5%$121M$-1.44-45.8%24.2%
2024-$436M-228.4%$0$-2.63-1593.0%0.0%
2023$339M+74.7%$0$2.2387.1%0.0%
2022$194M+23.2%$0$1.5150.7%0.0%
2021$158M+251.6%$0$1.5453.2%0.0%
2020$45M-38.5%$0$0.8111.7%0.0%
2019$73M+23.1%$0$1.7236.9%0.0%
2018$59M+36.9%-$121M$1.8537.4%-76.8%
2017$43M-12.0%-$52M$1.3828.3%-33.9%
2016$49M+4000.1%$-303,000$1.8539.4%-0.2%
2015-$1M-104.7%-$32M$-0.04-2.2%-55.0%
2014$27M+300.7%$5M$0.7253.8%10.7%
2013$7M-66.5%$10M$0.2341.1%59.8%
2012$20M-$4M$0.7181.4%15.7%

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RCD — Frequently Asked Questions

Quick answers to the most common questions about buying RCD stock.

What is RCD earnings per share (EPS)?

RCD trailing twelve-month (TTM) diluted EPS is $-3.04, reflecting +45.2% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2012 to 2025 is available in the table on this page.

What is Ready Capital Corporation Notes -15.12.29's net income?

Ready Capital Corporation Notes -15.12.29 (RCD) trailing twelve-month net income is $-510M as of 2025. Earnings grew +45.2% year-over-year.

Is RCD profitable?

RCD is not currently profitable on a TTM basis, reporting a net loss of $-510M. Net margin is -45.8%. Investors should monitor for a return to profitability.

What is RCD's earnings growth rate?

RCD compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2012 to 2025.

What are RCD's profit margins?

Ready Capital Corporation Notes -15.12.29 net profit margin is -45.8%, operating margin is +24.2%, and gross margin is +87.7%. Below-average margins reflect competitive or cost pressures. Return on Equity is -12.8%.

Is RCD growing earnings?

Yes, RCD earnings are accelerating — EPS growth of +45.2% exceeds the 5-year CAGR of N/A. TTM net income reached $-510M. Earnings momentum is strengthening.

What was RCD's best earnings year?

Ready Capital Corporation Notes -15.12.29's highest annual net income on record is $339M, achieved in fiscal year 2023. Earnings history on this page spans 2012 to 2025 and includes all annual and quarterly figures.

What were RCD's earnings last quarter?

RCD's most recent reported quarter was Q1 2026. Net income was $-202M with diluted EPS of $-1.25. For a full breakdown of all quarters, see the quarterly earnings table on this page.

RCD Earnings Over Time (2012–2025)

Net income & EPS — annual and quarterly view