Regions Financial Corporation (RF-PF) Earnings History
Growth Compounder37 years of earnings data (1989–2025) · Consistent double-digit EPS growth over 5 years
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Regions Financial Corporation (RF-PF) Earnings Overview
As of June 29, 2026, Regions Financial Corporation (RF-PF) reported trailing twelve-month net income of $2.23B, reflecting +18.7% year-over-year growth. The company earned $2.56 per diluted share over the past four quarters, with a net profit margin of 22.4%.
Looking at the long-term picture, RF-PF's 5-year EPS compound annual growth rate (CAGR) stands at +17.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $2.52B in fiscal 2021.
Regions Financial Corporation maintains industry-leading profitability with a gross margin of 74.6%, operating margin of 28.5%, and net margin of 22.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CFG ($1.98B net income, 16.4% margin), HBAN ($2.21B net income, 17.7% margin), KEY ($1.95B net income, 16.3% margin), RF-PF has outperformed on profitability metrics. Compare RF-PF vs CFG →
RF-PF Earnings vs Peers
Earnings metrics vs comparable public companies
RF-PF Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $2.16B | +13.9% | $2.74B | $2.29 | 22.4% | 28.5% |
| 2024 | $1.89B | -8.7% | $2.35B | $1.93 | 20.2% | 25.1% |
| 2023 | $2.07B | -7.6% | $2.61B | $2.11 | 22.7% | 28.5% |
| 2022 | $2.25B | -10.9% | $2.88B | $2.28 | 30.0% | 38.4% |
| 2021 | $2.52B | +130.4% | $3.21B | $2.49 | 38.2% | 48.7% |
| 2020 | $1.09B | -30.8% | $1.31B | $1.03 | 16.5% | 19.8% |
| 2019 | $1.58B | -10.1% | $1.99B | $1.50 | 23.6% | 29.6% |
| 2018 | $1.76B | +39.3% | $1.96B | $1.54 | 27.7% | 30.7% |
| 2017 | $1.26B | +8.6% | $1.86B | $1.00 | 21.3% | 31.4% |
| 2016 | $1.16B | +9.5% | $1.66B | $0.87 | 20.0% | 28.6% |
| 2015 | $1.06B | -7.4% | $1.53B | $0.75 | 18.7% | 27.0% |
| 2014 | $1.15B | +5.1% | $1.68B | $0.80 | 20.8% | 30.4% |
| 2013 | $1.09B | -2.6% | $1.67B | $0.77 | 19.0% | 29.0% |
| 2012 | $1.12B | +620.9% | $1.66B | $0.71 | 19.1% | 28.3% |
| 2011 | -$215M | +60.1% | $161M | $1.50 | -3.5% | 2.6% |
| 2010 | -$539M | +47.7% | -$844M | $-0.62 | -7.8% | -12.3% |
| 2009 | -$1.03B | +81.6% | -$1.27B | $-1.27 | -12.9% | -15.9% |
| 2008 | -$5.60B | -547.3% | -$5.93B | $-8.09 | -58.2% | -61.7% |
| 2007 | $1.25B | -7.5% | $2.04B | $1.76 | 11.5% | 18.7% |
| 2006 | $1.35B | +35.2% | $1.99B | $2.67 | 17.6% | 25.9% |
| 2005 | $1.00B | +21.5% | $1.36B | $2.15 | 16.8% | 22.8% |
| 2004 | $824M | +26.4% | $1.18B | $2.19 | 17.8% | 25.5% |
| 2003 | $652M | +5.2% | $912M | $2.90 | 18.0% | 25.2% |
| 2002 | $620M | +21.8% | $869M | $2.72 | 16.3% | 22.9% |
| 2001 | $509M | -3.5% | $718M | $1.82 | 12.5% | 17.7% |
| 2000 | $528M | +0.4% | $742M | $1.92 | 13.8% | 19.4% |
| 1999 | $525M | +24.6% | $785M | $1.90 | 15.5% | 23.1% |
| 1998 | $422M | +6.1% | $635M | $1.88 | 13.7% | 20.7% |
| 1997 | $398M | +25.0% | $595M | $1.86 | 14.8% | 22.2% |
| 1996 | $318M | +60.7% | $474M | $1.61 | 13.8% | 20.6% |
| 1995 | $198M | +35.6% | $294M | $1.58 | 13.7% | 20.3% |
| 1994 | $146M | +30.3% | $217M | $1.53 | 15.7% | 23.4% |
| 1993 | $112M | +17.9% | $166M | $1.38 | 16.3% | 24.1% |
| 1992 | $95M | +21.3% | $140M | $1.19 | 14.5% | 21.3% |
| 1991 | $78M | +13.6% | $112M | $1.08 | 11.9% | 17.0% |
| 1990 | $69M | +10.1% | $96M | $0.96 | 11.2% | 15.7% |
| 1989 | $63M | - | $84M | $0.87 | 11.0% | 14.7% |
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RF-PF — Frequently Asked Questions
Quick answers to the most common questions about buying RF-PF stock.
What is RF-PF earnings per share (EPS)?
RF-PF trailing twelve-month (TTM) diluted EPS is $2.56, reflecting +18.7% year-over-year growth. The 5-year EPS CAGR is +17.3%. Complete EPS history from 1989 to 2025 is available in the table on this page.
What is Regions Financial Corporation's net income?
Regions Financial Corporation (RF-PF) trailing twelve-month net income is $2.2B as of 2025. Earnings grew +18.7% year-over-year. Regions Financial Corporation has been profitable for 14 consecutive years.
Is RF-PF profitable?
Yes, RF-PF is profitable with a TTM net income of $2.2B and a net profit margin of +22.4%. Regions Financial Corporation has generated profits for 14 consecutive years.
What is RF-PF's earnings growth rate?
RF-PF compound annual EPS growth rates (CAGR): 1-Year: +18.7%, 3-Year: +0.1%, 5-Year: +17.3%, 10-Year: +11.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1989 to 2025.
What are RF-PF's profit margins?
Regions Financial Corporation net profit margin is +22.4%, operating margin is +28.5%, and gross margin is +74.6%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +11.7%.
Is RF-PF growing earnings?
Yes, RF-PF earnings are accelerating — EPS growth of +18.7% exceeds the 5-year CAGR of +17.3%. TTM net income reached $2.2B. Earnings momentum is strengthening.
What was RF-PF's best earnings year?
Regions Financial Corporation's highest annual net income on record is $2.5B, achieved in fiscal year 2021. Earnings history on this page spans 1989 to 2025 and includes all annual and quarterly figures.
What were RF-PF's earnings last quarter?
RF-PF's most recent reported quarter was Q1 2026. Net income was $559M with diluted EPS of $0.62. For a full breakdown of all quarters, see the quarterly earnings table on this page.