Regions Financial Corporation (RF-PF) Earnings History
Annual and quarterly earnings data from 1989 to 2025
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RF-PF EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
RF-PF Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 74.6% | 28.5% | 22.4% |
| 2024 | 70.4% | 25.1% | 20.2% |
| 2023 | 76.7% | 28.5% | 22.7% |
| 2022 | 92.2% | 38.4% | 30.0% |
| 2021 | 105.4% | 48.7% | 38.2% |
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Regions Financial Corporation (RF-PF) Earnings Overview
As of May 8, 2026, Regions Financial Corporation (RF-PF) reported trailing twelve-month net income of $2.16B, reflecting +18.7% year-over-year growth. The company earned $2.45 per diluted share over the past four quarters, with a net profit margin of 22.4%.
Looking at the long-term picture, RF-PF's 5-year EPS compound annual growth rate (CAGR) stands at +17.3%, indicating exceptional earnings growth. The company achieved its highest annual net income of $2.52B in fiscal 2021.
Regions Financial Corporation maintains industry-leading profitability with a gross margin of 74.6%, operating margin of 28.5%, and net margin of 22.4%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CFG ($1.70B net income, 12.2% margin), HBAN ($2.21B net income, 17.7% margin), KEY ($1.83B net income, 16.3% margin), RF-PF has outperformed on profitability metrics. Compare RF-PF vs CFG →
RF-PF Earnings vs Peers
Earnings metrics vs comparable public companies
RF-PF Historical Earnings Data (1989–2025)
37 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $2.16B | +13.9% | $2.74B | $2.29 | 22.4% | 28.5% |
| 2024 | $1.89B | -8.7% | $2.35B | $1.93 | 20.2% | 25.1% |
| 2023 | $2.07B | -7.6% | $2.61B | $2.11 | 22.7% | 28.5% |
| 2022 | $2.25B | -10.9% | $2.88B | $2.28 | 30.0% | 38.4% |
| 2021 | $2.52B | +130.4% | $3.21B | $2.49 | 38.2% | 48.7% |
| 2020 | $1.09B | -30.8% | $1.31B | $1.03 | 16.5% | 19.8% |
| 2019 | $1.58B | -10.1% | $1.99B | $1.50 | 23.6% | 29.6% |
| 2018 | $1.76B | +39.3% | $1.96B | $1.54 | 27.7% | 30.7% |
| 2017 | $1.26B | +8.6% | $1.86B | $1.00 | 21.3% | 31.4% |
| 2016 | $1.16B | +9.5% | $1.66B | $0.87 | 20.0% | 28.6% |
Full RF-PF Stock Analysis
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Start ComparisonRF-PF — Frequently Asked Questions
Quick answers to the most common questions about buying RF-PF stock.
Is RF-PF growing earnings?
RF-PF EPS is $2.45, with earnings growth accelerating to +18.7%. This exceeds the 5-year CAGR of +17.3%. TTM net income reached $2.2B.
What are RF-PF's profit margins?
Regions Financial Corporation net margin is +22.4%, with operating margin at +28.5%. Above-average margins indicate pricing power.
How consistent are RF-PF's earnings?
RF-PF earnings data spans 1989-2025. The accelerating earnings trend is +18.7% YoY. Historical data enables comparison across business cycles.