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RVYL logoRyvyl Inc. (RVYL) Earnings History

Annual and quarterly earnings data from 2008 to 2024

TTM Net Income
-$20M
Net Loss
TTM EPS
$-23.45
Diluted
YoY EPS Growth
+60.3%
Excellent
Net Margin
-47.9%
Profitability
Operating Margin-37.3%
Gross Margin40.0%
ROE-243.9%
ROA-21.4%
Highest Annual Net Income$544,330 (2013)
Highest Quarterly EPS$84.70 (Q2 2022)
Consecutive Profitable Years0 years
Q3 2025
Net Income-$2M
EPS$-2.45
QoQ Growth+76.8%Excellent

Loading earnings history...

RVYL EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RVYL Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202440.0%-37.3%-47.9%
202339.0%-18.7%-80.6%
202249.0%-115.0%-149.6%
202161.7%-111.0%-134.1%
202043.4%-59.9%-58.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Ryvyl Inc. (RVYL) Earnings Overview

As of May 8, 2026, Ryvyl Inc. (RVYL) reported trailing twelve-month net income of -$20M, reflecting +60.3% year-over-year growth. The company earned $-23.45 per diluted share over the past four quarters, with a net profit margin of -47.9%.

Looking at the long-term picture, RVYL's historical earnings data spans multiple years. The company achieved its highest annual net income of $544,330 in fiscal 2013.

Ryvyl Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including PRTH ($56M net income, 5.8% margin), USIO (-$3M net income, -2.9% margin), IIIV ($16M net income, 8.4% margin), RVYL has room to improve margins relative to the peer group. Compare RVYL vs PRTH →

RVYL Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RVYL logoRVYLCurrent
-$20M$-23.45-47.9%-243.9%+60.3%—
PRTH logoPRTH
$56M$0.675.8%-+319.4%
USIO logoUSIO
-$3M$-0.09-2.9%-13.6%-177.8%
IIIV logoIIIV
$16M$0.658.4%3.5%-87.9%
FOUR logoFOUR
$86M$1.172.8%8.0%-64.4%
EVTC logoEVTC
$133M$2.1215.2%23.0%+27.2%
Best in group
Lowest in group

RVYL Historical Earnings Data (2008–2024)

17 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024-$27M+49.5%-$21M$-140.35-47.9%-37.3%
2023-$53M-7.9%-$12M$-353.85-80.6%-18.7%
2022-$49M-39.6%-$38M$-378.00-149.6%-115.0%
2021-$35M-604.5%-$29M$-227.50-134.1%-111.0%
2020-$5M-6.9%-$5M$-72.10-58.7%-59.9%
2019-$5M-13603.2%-$6M$-61.25-46.8%-56.1%
2018$-34,186-138.2%$6,275$-0.44-3.8%0.7%
2017$89,471+54.6%$195,746$1.244.2%9.2%
2016$57,858-77.8%$113,447$0.843.4%6.6%
2015$260,480+616.4%$353,473$4.2012.3%16.7%

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Is RVYL Undervalued?

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Compare RVYL vs NVDA

Side-by-side business, growth, and profitability comparison vs NVIDIA Corporation.

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RVYL — Frequently Asked Questions

Quick answers to the most common questions about buying RVYL stock.

Is RVYL growing earnings?

RVYL EPS is $-23.45, with earnings growth accelerating to +60.3%. This exceeds the 5-year CAGR of N/A. TTM net income reached $-20M.

What are RVYL's profit margins?

Ryvyl Inc. net margin is -47.9%, with operating margin at -37.3%. Below-average margins reflect competitive or cost pressures.

How consistent are RVYL's earnings?

RVYL earnings data spans 2008-2024. The accelerating earnings trend is +60.3% YoY. Historical data enables comparison across business cycles.

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RVYL Earnings Over Time (2013–2024)

Net income and EPS trends