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RVYLRyvyl Inc.
$3.81$4.7B
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HomeStocksRVYLEarnings History

RVYL logoRyvyl Inc. (RVYL) Earnings History

Net Loss

18 years of earnings data (2008–2025) · Currently unprofitable on a TTM basis

TTM Net Income
-$18M
● Net Loss
TTM EPS (Diluted)
$-0.01
Per share, diluted
YoY EPS Growth
+86.8%
Excellent
Net Margin
-157.5%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin-84.6%
Gross Margin47.7%
Return on Equity-2623.7%
Return on Assets-25.9%
Record Annual Net Income$544,330FY2013
Record Quarterly EPS$84.70Q2 2022
Consecutive Profitable Years0years
Q1 2026
Net Income-$3M
EPS (Diluted)$-2.67
YoY Growth+86.8%Excellent
QoQ Growth+25.5%Excellent

Loading earnings history...

Ryvyl Inc. (RVYL) Earnings Overview

As of June 28, 2026, Ryvyl Inc. (RVYL) reported trailing twelve-month net income of -$18M, reflecting +86.8% year-over-year growth. The company earned $-0.01 per diluted share over the past four quarters, with a net profit margin of -157.5%.

Looking at the long-term picture, RVYL's historical earnings data spans multiple years. The company achieved its highest annual net income of $544,330 in fiscal 2013.

Ryvyl Inc. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including PRTH ($57M net income, 5.8% margin), USIO (-$2M net income, -2.9% margin), IIIV ($18M net income, 8.4% margin), RVYL has room to improve margins relative to the peer group. Compare RVYL vs PRTH →

RVYL Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RVYL logoRVYLCurrent
-$18M$-0.01-157.5%-2623.7%+86.8%—
PRTH logoPRTH
$57M$0.685.8%-+319.4%
USIO logoUSIO
-$2M$-0.08-2.9%-13.6%-177.8%
IIIV logoIIIV
$18M$0.598.4%3.5%-87.9%
FOUR logoFOUR
$102M$1.392.8%8.0%-64.4%
EVTC logoEVTC
$133M$2.1215.2%23.0%+27.2%
Best in group
Lowest in group

RVYL Historical Earnings Data (2008–2025)

18 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$18M+34.7%-$9M$-18.46-157.5%-84.6%
2024-$27M+49.5%-$21M$-140.35-47.9%-37.3%
2023-$53M-7.9%-$12M$-353.85-80.6%-18.7%
2022-$49M-39.6%-$38M$-378.00-149.6%-115.0%
2021-$35M-604.5%-$29M$-227.50-134.1%-111.0%
2020-$5M-6.9%-$5M$-72.10-58.7%-59.9%
2019-$5M-13603.2%-$6M$-61.25-46.8%-56.1%
2018$-34,186-138.2%$6,275$-0.44-3.8%0.7%
2017$89,471+54.6%$195,746$1.244.2%9.2%
2016$57,858-77.8%$113,447$0.843.4%6.6%
2015$260,480+616.4%$353,473$4.2012.3%16.7%
2014$36,358-93.3%$442,841$0.531.3%15.9%
2013$544,330+893.6%$614,802$4.2031.6%35.7%
2012$54,781-67.2%$155,101$2.1011.1%31.5%
2011$167,076+130.4%$271,495$4.2029.6%48.1%
2010$-549,600-96.3%$-425,059$-13.30-697.3%-539.3%
2009$-280,010-585.2%$-180,452$-6.65-128.7%-83.0%
2008$57,712-$198,234$2.105.5%19.0%

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RVYL — Frequently Asked Questions

Quick answers to the most common questions about buying RVYL stock.

What is RVYL earnings per share (EPS)?

RVYL trailing twelve-month (TTM) diluted EPS is $-0.01, reflecting +86.8% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2008 to 2025 is available in the table on this page.

What is Ryvyl Inc.'s net income?

Ryvyl Inc. (RVYL) trailing twelve-month net income is $-18M as of 2025. Earnings grew +86.8% year-over-year.

Is RVYL profitable?

RVYL is not currently profitable on a TTM basis, reporting a net loss of $-18M. Net margin is -157.5%. Investors should monitor for a return to profitability.

What is RVYL's earnings growth rate?

RVYL compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2008 to 2025.

What are RVYL's profit margins?

Ryvyl Inc. net profit margin is -157.5%, operating margin is -84.6%, and gross margin is +47.7%. Below-average margins reflect competitive or cost pressures. Return on Equity is -2623.7%.

Is RVYL growing earnings?

Yes, RVYL earnings are accelerating — EPS growth of +86.8% exceeds the 5-year CAGR of N/A. TTM net income reached $-18M. Earnings momentum is strengthening.

What was RVYL's best earnings year?

Ryvyl Inc.'s highest annual net income on record is $544330.00, achieved in fiscal year 2013. Earnings history on this page spans 2008 to 2025 and includes all annual and quarterly figures.

What were RVYL's earnings last quarter?

RVYL's most recent reported quarter was Q1 2026. Net income was $-3M with diluted EPS of $-2.67. For a full breakdown of all quarters, see the quarterly earnings table on this page.

RVYL Earnings Over Time (2008–2025)

Net income & EPS — annual and quarterly view