Last 47 quarters of trend data · Financial Services · Insurance - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
7.125% Fixed-Rate Reset Subordinated Debentures due 2052's quarterly P/E stands at 0.9x, down 68.6% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 51.9% YoY to 1.3x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 1.43 | 0.91 | 1.71 | 2.36 | 1.51 | 2.91 | 2.84 | 2.16 | 2.05 | 2.75 | 1.52 | 2.09 | 1.77 |
| — | -68.6% | -39.9% | +9.3% | -26.5% | +5.6% | +86.7% | +3.3% | +15.9% | +27.6% | — | — | — | |
| P/S Ratio | 0.07 | 0.07 | 0.07 | 0.08 | 0.08 | 0.08 | 0.08 | 0.09 | 0.07 | 0.09 | 0.09 | 0.10 | 0.11 |
| — | -19.4% | -12.3% | -14.6% | +20.1% | -5.9% | -8.1% | -14.6% | -35.8% | -13.6% | — | — | — | |
| P/B Ratio | 0.12 | 0.13 | 0.13 | 0.14 | 0.15 | 0.16 | 0.16 | 0.18 | 0.18 | 0.19 | 0.21 | 0.22 | 0.23 |
| — | -20.9% | -16.4% | -21.2% | -17.0% | -16.5% | -26.5% | -19.1% | -22.2% | -22.7% | — | — | — | |
| P/FCF | 0.42 | 0.50 | 0.44 | 0.52 | 0.30 | 0.27 | 0.41 | 0.45 | 0.08 | 0.35 | 0.44 | 1.83 | 0.28 |
| — | +84.5% | +5.0% | +14.9% | +300.6% | -22.7% | -6.0% | -75.3% | -73.6% | -79.4% | — | — | — | |
| EV / EBITDA | 2.05 | 1.33 | 1.69 | 1.17 | 1.28 | 2.77 | 1.41 | 1.62 | 0.16 | 3.43 | 1.87 | 3.04 | 1.83 |
| — | -51.9% | +20.5% | -28.0% | +710.2% | -19.3% | -24.8% | -46.5% | -91.3% | +59.7% | — | — | — | |
| EV / EBIT | 2.10 | 1.33 | 1.69 | 1.17 | 1.28 | 2.77 | 1.41 | 1.62 | 0.16 | 3.43 | 1.87 | 3.04 | 1.83 |
| — | -51.9% | +20.5% | -28.0% | +710.2% | -19.3% | -24.8% | -46.5% | -91.3% | +59.7% | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
7.125% Fixed-Rate Reset Subordinated Debentures due 2052's operating margin was 8.0% in Q4 2025, up 2.9 pp QoQ and up 3.7 pp YoY. The trailing four-quarter average of 6.6% lags the current quarter, suggesting the recent improvement is above-trend. Gross margin expanded 109.6% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 25.4% | 26.3% | 12.4% | 12.8% | 14.7% | 12.5% | 9.8% | 13.1% | 10.3% | 8.9% | 13.1% | 14.0% | 15.1% |
| — | +109.6% | +26.5% | -2.0% | +43.4% | +40.2% | -25.5% | -6.6% | -32.3% | -28.8% | +189.6% | +49.1% | +53.5% | |
| Operating Margin | 6.8% | 8.0% | 5.1% | 6.1% | 7.0% | 4.3% | 3.8% | 5.5% | 4.3% | 3.3% | 7.5% | 6.4% | 8.3% |
| — | +85.9% | +34.6% | +11.2% | +63.3% | +30.0% | -48.8% | -13.9% | -48.4% | -47.2% | +488.2% | +67.1% | +16.3% | |
| Net Margin | 5.2% | 7.3% | 4.1% | 3.2% | 5.4% | 2.8% | 2.8% | 4.2% | 3.3% | 3.2% | 5.6% | 5.0% | 5.9% |
| — | +156.6% | +46.0% | -22.2% | +63.9% | -11.2% | -50.6% | -16.1% | -44.5% | -32.4% | +397.0% | +81.0% | +13.2% |
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 9.7% | 3.5% | 2.0% | 1.5% | 2.6% | 1.3% | 1.5% | 2.1% | 2.2% | 1.8% | 3.6% | 2.6% | 3.4% |
| — | +160.0% | +35.4% | -27.3% | +13.9% | -26.6% | -58.5% | -20.2% | -33.8% | -51.2% | +327.6% | +90.1% | +91.5% | |
| ROA | 0.9% | 0.3% | 0.2% | 0.1% | 0.2% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.3% | 0.2% | 0.3% |
| — | +142.2% | +30.7% | -26.8% | +12.3% | -27.5% | -58.3% | -18.3% | -28.8% | -29.8% | +458.3% | +91.1% | +33.7% | |
| ROIC | 8.3% | 2.6% | 1.8% | 2.1% | 2.2% | 1.4% | 1.5% | 2.2% | 2.2% | 1.2% | 2.9% | 2.1% | 3.1% |
| — | +83.6% | +20.0% | -5.2% | +2.6% | +18.1% | -47.5% | +5.3% | -29.1% | -62.5% | +388.0% | +66.7% | +87.1% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
7.125% Fixed-Rate Reset Subordinated Debentures due 2052's Debt/EBITDA ratio is 9.4x, down from 13.7x last quarter — elevated, raising questions about debt serviceability. Debt/Equity has declined for 4 consecutive quarters, reflecting a deleveraging trend.
| Metric | TTM | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.42 | 0.42 | 0.44 | 0.47 | 0.50 | 0.46 | 0.45 | 0.52 | 0.46 | 0.48 | 0.55 | 0.61 | 0.58 |
| — | -8.9% | -2.9% | -8.4% | +7.7% | -4.2% | -17.2% | -16.0% | -19.8% | -12.6% | -51.4% | -4.6% | +39.7% | |
| Debt / EBITDA | 3.61 | 9.39 | 13.72 | 13.30 | 12.77 | 16.21 | 17.35 | 14.86 | 13.02 | 19.00 | 9.85 | 14.79 | 11.03 |
| — | -42.1% | -20.9% | -10.5% | -1.9% | -14.7% | +76.3% | +0.5% | +18.1% | +55.9% | — | -26.0% | -11.1% | |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 5.21 | 6.20 | 4.27 | 4.79 | 5.61 | 3.62 | 3.74 | 4.74 | 5.00 | 3.38 | 6.28 | 5.21 | 7.62 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 47 years · Updated daily
Price is only half the story. See total return with reinvested dividends.
Launch CalculatorDCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.
View ValuationCompare business quality, growth, and profitability against top sector peers.
Start ComparisonQuick answers to the most common questions about buying RZC stock.
7.125% Fixed-Rate Reset Subordinated Debentures due 2052's current P/E is 1.4x. The average P/E over the last 4 quarters is 1.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
7.125% Fixed-Rate Reset Subordinated Debentures due 2052's current operating margin is 6.8%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking 7.125% Fixed-Rate Reset Subordinated Debentures due 2052's business trajectory between earnings reports.