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RZC logo7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC) Earnings History

Annual and quarterly earnings data from 1993 to 2025

TTM Net Income
$1.18B
Profitable
TTM EPS
$17.71
Diluted
YoY EPS Growth
+64.9%
Excellent
Net Margin
5.2%
Profitability
Operating Margin6.8%
Gross Margin25.4%
ROE9.7%
ROA0.9%
Highest Annual Net Income$1.82B (2017)
Highest Quarterly EPS$18.49 (Q4 2017)
Consecutive Profitable Years33 years
Q4 2025
Net Income$463M
EPS$6.97
QoQ Growth+83.0%Excellent

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RZC EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+64.9%
Excellent
3-Year
+32.3%
Excellent
5-Year
+22.9%
Excellent
10-Year
+9.0%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

RZC Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202525.4%6.8%5.2%
202411.3%4.4%3.3%
202312.7%6.3%4.9%
20229.9%4.5%3.3%
202111.5%8.6%7.3%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC) Earnings Overview

As of May 8, 2026, 7.125% Fixed-Rate Reset Subordinated Debentures due 2052 (RZC) reported trailing twelve-month net income of $1.18B, reflecting +64.9% year-over-year growth. The company earned $17.71 per diluted share over the past four quarters, with a net profit margin of 5.2%.

Looking at the long-term picture, RZC's 5-year EPS compound annual growth rate (CAGR) stands at +22.9%, indicating exceptional earnings growth. The company achieved its highest annual net income of $1.82B in fiscal 2017.

7.125% Fixed-Rate Reset Subordinated Debentures due 2052 maintains positive profitability with a gross margin of 25.4%, operating margin of 6.8%, and net margin of 5.2%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including GS ($16.67B net income, 11.3% margin), MS ($16.18B net income, 13.0% margin), JEF ($819M net income, 6.6% margin), RZC has room to improve margins relative to the peer group. Compare RZC vs GS →

RZC Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
RZC logoRZCCurrent
$1.2B$17.715.2%9.7%+64.9%—
GS logoGS
$16.7B$52.9211.3%12.0%+77.3%
MS logoMS
$16.2B$10.1613.0%13.0%+53.5%
JEF logoJEF
$819M$3.686.6%6.8%-5.4%
LAZ logoLAZ
$237M$2.207.4%27.0%-19.0%
HLI logoHLI
$448M$6.5416.7%19.9%+41.6%
Best in group
Lowest in group

RZC Historical Earnings Data (1993–2025)

33 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$1.18B+64.9%$1.54B$17.695.2%6.8%
2024$717M-20.5%$980M$10.733.3%4.4%
2023$902M+74.5%$1.16B$13.444.9%6.3%
2022$517M-55.8%$718M$7.643.3%4.5%
2021$1.17B+181.9%$1.39B$9.047.3%8.6%
2020$415M-52.3%$553M$6.312.8%3.8%
2019$870M+21.5%$1.13B$13.626.1%8.0%
2018$716M-60.7%$846M$11.005.6%6.6%
2017$1.82B+159.8%$1.14B$27.7114.6%9.1%
2016$701M+39.7%$1.04B$10.796.1%9.1%

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Compare RZC vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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RZC — Frequently Asked Questions

Quick answers to the most common questions about buying RZC stock.

Is RZC growing earnings?

RZC EPS is $17.71, with earnings growth accelerating to +64.9%. This exceeds the 5-year CAGR of +22.9%. TTM net income reached $1.2B.

What are RZC's profit margins?

7.125% Fixed-Rate Reset Subordinated Debentures due 2052 net margin is +5.2%, with operating margin at +6.8%. Margins sit within typical range for the sector.

How consistent are RZC's earnings?

RZC earnings data spans 1993-2025. The accelerating earnings trend is +64.9% YoY. Historical data enables comparison across business cycles.

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RZC Earnings Over Time (2014–2025)

Net income and EPS trends