Safety Insurance Group, Inc. (SAFT) Earnings History
Annual and quarterly earnings data from 2000 to 2025
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SAFT EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
SAFT Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 36.4% | 10.1% | 7.9% |
| 2024 | 35.4% | 8.1% | 6.4% |
| 2023 | 30.6% | 2.6% | 2.0% |
| 2022 | 37.3% | 7.6% | 5.9% |
| 2021 | 46.6% | 19.0% | 15.1% |
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Safety Insurance Group, Inc. (SAFT) Earnings Overview
As of May 8, 2026, Safety Insurance Group, Inc. (SAFT) reported trailing twelve-month net income of $99M, reflecting +40.2% year-over-year growth. The company earned $6.76 per diluted share over the past four quarters, with a net profit margin of 7.9%.
Looking at the long-term picture, SAFT's 5-year EPS compound annual growth rate (CAGR) stands at -6.1%, signaling declining earnings. The company achieved its highest annual net income of $138M in fiscal 2020.
Safety Insurance Group, Inc. maintains positive profitability with a gross margin of 36.4%, operating margin of 10.1%, and net margin of 7.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including ERIE ($571M net income, 13.8% margin), KMPR ($39M net income, 3.0% margin), PLMR ($197M net income, 22.5% margin), SAFT has room to improve margins relative to the peer group. Compare SAFT vs ERIE →
SAFT Earnings vs Peers
Earnings metrics vs comparable public companies
SAFT Historical Earnings Data (2000–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $99M | +40.3% | $127M | $6.70 | 7.9% | 10.1% |
| 2024 | $71M | +274.7% | $90M | $4.78 | 6.4% | 8.1% |
| 2023 | $19M | -59.5% | $24M | $1.28 | 2.0% | 2.6% |
| 2022 | $47M | -64.4% | $60M | $3.15 | 5.9% | 7.6% |
| 2021 | $131M | -5.4% | $164M | $8.80 | 15.1% | 19.0% |
| 2020 | $138M | +38.8% | $175M | $9.18 | 16.4% | 20.8% |
| 2019 | $100M | +19.7% | $124M | $6.46 | 11.4% | 14.1% |
| 2018 | $83M | +33.4% | $110M | $5.46 | 10.0% | 13.1% |
| 2017 | $62M | -3.4% | $93M | $4.10 | 7.4% | 11.1% |
| 2016 | $65M | +566.2% | $104M | $4.27 | 7.8% | 12.6% |
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Start ComparisonSAFT — Frequently Asked Questions
Quick answers to the most common questions about buying SAFT stock.
Is SAFT growing earnings?
SAFT EPS is $6.76, with earnings growth accelerating to +40.2%. This exceeds the 5-year CAGR of -6.1%. TTM net income reached $99M.
What are SAFT's profit margins?
Safety Insurance Group, Inc. net margin is +7.9%, with operating margin at +10.1%. Margins sit within typical range for the sector.
How consistent are SAFT's earnings?
SAFT earnings data spans 2000-2025. The accelerating earnings trend is +40.2% YoY. Historical data enables comparison across business cycles.