Safety Insurance Group, Inc. (SAFT) Earnings History
Turnaround26 years of earnings data (2000–2025) · Recovering earnings after a multi-year decline
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Safety Insurance Group, Inc. (SAFT) Earnings Overview
As of June 23, 2026, Safety Insurance Group, Inc. (SAFT) reported trailing twelve-month net income of $63M, reflecting +40.2% year-over-year growth. The company earned $4.35 per diluted share over the past four quarters, with a net profit margin of 7.9%.
Looking at the long-term picture, SAFT's 5-year EPS compound annual growth rate (CAGR) stands at -6.1%, signaling declining earnings. The company achieved its highest annual net income of $138M in fiscal 2020.
Safety Insurance Group, Inc. maintains positive profitability with a gross margin of 36.4%, operating margin of 10.1%, and net margin of 7.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including ERIE ($571M net income, 13.8% margin), KMPR ($42M net income, 3.0% margin), PLMR ($197M net income, 22.5% margin), SAFT has room to improve margins relative to the peer group. Compare SAFT vs ERIE →
SAFT Earnings vs Peers
Earnings metrics vs comparable public companies
SAFT Historical Earnings Data (2000–2025)
25 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $99M | +40.3% | $127M | $6.70 | 7.9% | 10.1% |
| 2024 | $71M | +274.7% | $90M | $4.78 | 6.4% | 8.1% |
| 2023 | $19M | -59.5% | $24M | $1.28 | 2.0% | 2.6% |
| 2022 | $47M | -64.4% | $60M | $3.15 | 5.9% | 7.6% |
| 2021 | $131M | -5.4% | $164M | $8.80 | 15.1% | 19.0% |
| 2020 | $138M | +38.8% | $175M | $9.18 | 16.4% | 20.8% |
| 2019 | $100M | +19.7% | $124M | $6.46 | 11.4% | 14.1% |
| 2018 | $83M | +33.4% | $110M | $5.46 | 10.0% | 13.1% |
| 2017 | $62M | -3.4% | $93M | $4.10 | 7.4% | 11.1% |
| 2016 | $65M | +566.2% | $104M | $4.27 | 7.8% | 12.6% |
| 2015 | -$14M | -123.3% | -$21M | $-0.93 | -1.7% | -2.6% |
| 2014 | $59M | -3.3% | $101M | $3.91 | 7.5% | 12.7% |
| 2013 | $61M | +5.7% | $103M | $3.98 | 8.1% | 13.6% |
| 2012 | $58M | +323.8% | $103M | $3.80 | 8.0% | 14.2% |
| 2011 | $14M | -75.7% | $36M | $0.90 | 2.0% | 5.3% |
| 2010 | $56M | +4.0% | $79M | $3.74 | 9.2% | 12.9% |
| 2009 | $54M | -22.9% | $74M | $3.48 | 9.1% | 12.6% |
| 2008 | $70M | -19.6% | $98M | $4.36 | 11.0% | 15.3% |
| 2007 | $87M | -21.9% | $125M | $5.43 | 13.0% | 18.6% |
| 2006 | $112M | +17.6% | $165M | $6.99 | 16.4% | 24.2% |
| 2005 | $95M | +111.6% | $138M | $5.97 | 14.2% | 20.6% |
| 2004 | $45M | +58.0% | $66M | $2.90 | 7.1% | 10.3% |
| 2003 | $28M | +208.2% | $40M | $1.86 | 4.8% | 6.7% |
| 2002 | $9M | -52.0% | $12M | $1.38 | 1.7% | 2.2% |
| 2000 | $19M | - | $28M | $22.50 | 4.6% | 6.6% |
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SAFT — Frequently Asked Questions
Quick answers to the most common questions about buying SAFT stock.
What is SAFT earnings per share (EPS)?
SAFT trailing twelve-month (TTM) diluted EPS is $4.35, reflecting +40.2% year-over-year growth. The 5-year EPS CAGR is -6.1%. Complete EPS history from 2000 to 2025 is available in the table on this page.
What is Safety Insurance Group, Inc.'s net income?
Safety Insurance Group, Inc. (SAFT) trailing twelve-month net income is $63M as of 2025. Earnings grew +40.2% year-over-year. Safety Insurance Group, Inc. has been profitable for 10 consecutive years.
Is SAFT profitable?
Yes, SAFT is profitable with a TTM net income of $63M and a net profit margin of +7.9%. Safety Insurance Group, Inc. has generated profits for 10 consecutive years.
What is SAFT's earnings growth rate?
SAFT compound annual EPS growth rates (CAGR): 1-Year: +40.2%, 3-Year: +28.6%, 5-Year: -6.1%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2000 to 2025.
What are SAFT's profit margins?
Safety Insurance Group, Inc. net profit margin is +7.9%, operating margin is +10.1%, and gross margin is +36.4%. Margins are within a typical range for the sector. Return on Equity is +11.5%.
Is SAFT growing earnings?
Yes, SAFT earnings are accelerating — EPS growth of +40.2% exceeds the 5-year CAGR of -6.1%. TTM net income reached $63M. Earnings momentum is strengthening.
What was SAFT's best earnings year?
Safety Insurance Group, Inc.'s highest annual net income on record is $138M, achieved in fiscal year 2020. Earnings history on this page spans 2000 to 2025 and includes all annual and quarterly figures.
What were SAFT's earnings last quarter?
SAFT's most recent reported quarter was Q1 2026. Net income was $-14M with diluted EPS of $-0.99. For a full breakdown of all quarters, see the quarterly earnings table on this page.