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SAYSaratoga Investment Corp 8.125%
$25.35$412M
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HomeStocksSAYEarnings History

SAY logoSaratoga Investment Corp 8.125% (SAY) Earnings History

Growth Compounder

20 years of earnings data (2007–2026) · Consistent double-digit EPS growth over 5 years

TTM Net Income
$39M
● Profitable
TTM EPS (Diluted)
$2.47
Per share, diluted
YoY EPS Growth
+14.4%
Strong
Net Margin
N/A
After-tax profitability
EPS Growth Rate (CAGR)
1Y+14.4%
3Y+3.9%
5Y+11.8%
10Y+1.0%
Operating Margin-0.1%
Gross MarginN/A
Return on EquityN/A
Return on AssetsN/A
Record Annual Net Income$56MFY2020
Record Quarterly EPS$10.08Q3 2010
Consecutive Profitable Years0years
Q4 2026
Net Income$0
EPS (Diluted)$0.56
YoY Growth+14.4%Strong
QoQ Growth-100.0%Declining

Loading earnings history...

Saratoga Investment Corp 8.125% (SAY) Earnings Overview

As of June 28, 2026, Saratoga Investment Corp 8.125% (SAY) reported trailing twelve-month net income of $39M, reflecting +14.4% year-over-year growth. The company earned $2.47 per diluted share over the past four quarters.

Looking at the long-term picture, SAY's 5-year EPS compound annual growth rate (CAGR) stands at +11.8%, showing solid earnings momentum. The company achieved its highest annual net income of $56M in fiscal 2020.

Saratoga Investment Corp 8.125% maintains positive profitability with, operating margin of -0.1%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including SAR ($39M net income), GBDC ($205M net income, 43.2% margin), ARCC ($1.15B net income, 41.3% margin), SAY has comparable earnings metrics. Compare SAY vs SAR →

SAY Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SAY logoSAYCurrent
$39M$2.47--+14.4%—
SAR logoSAR
$39M$2.47--+14.4%
GBDC logoGBDC
$205M$0.7843.2%9.4%+4.4%
ARCC logoARCC
$1.1B$1.6041.3%9.4%-23.8%
FSCO logoFSCO
--72.6%10.5%-20.0%
TPVG logoTPVG
-$12M$-0.1050.6%14.1%+48.8%
Best in group
Lowest in group

SAY Historical Earnings Data (2007–2026)

20 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2026$0-100.0%-$138M$2.310.0%-0.1%
2025$28M+214.4%$32M$2.0229.8%33.9%
2024$9M-63.8%$12M$0.7112.8%16.8%
2023$25M-46.0%$27M$2.0635.3%38.3%
2022$46M+209.5%$49M$3.9959.0%62.6%
2021$15M-73.5%$20M$1.3237.0%50.0%
2020$56M+201.1%$56M$5.9871.2%72.0%
2019$19M+4.7%$19M$2.6348.8%50.8%
2018$18M+55.3%$18M$2.9353.0%52.9%
2017$11M-2.2%$11M$1.9842.1%42.3%
2016$12M+5.8%$12M$2.0948.0%48.5%
2015$11M+29.5%$11M$2.0450.0%51.4%
2014$8M-39.5%$8M$1.7346.6%46.6%
2013$14M+5.8%$14M$3.4270.7%70.7%
2012$13M-21.7%$13M$3.8772.9%72.9%
2011$17M+262.1%$17M$6.9675.8%75.8%
2010-$10M+50.9%-$10M$-9.86--
2009-$21M-291.0%$14M$-25.71-91.1%59.7%
2008-$5M-4093.2%-$5M$-7.02-25.5%-25.1%
2007$-130,000-$-130,000$-0.21--

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SAY — Frequently Asked Questions

Quick answers to the most common questions about buying SAY stock.

What is SAY earnings per share (EPS)?

SAY trailing twelve-month (TTM) diluted EPS is $2.47, reflecting +14.4% year-over-year growth. The 5-year EPS CAGR is +11.8%. Complete EPS history from 2007 to 2026 is available in the table on this page.

What is Saratoga Investment Corp 8.125%'s net income?

Saratoga Investment Corp 8.125% (SAY) trailing twelve-month net income is $39M as of 2026. Earnings grew +14.4% year-over-year.

Is SAY profitable?

Yes, SAY is profitable with a TTM net income of $39M and a net profit margin of N/A.

What is SAY's earnings growth rate?

SAY compound annual EPS growth rates (CAGR): 1-Year: +14.4%, 3-Year: +3.9%, 5-Year: +11.8%, 10-Year: +1.0%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2007 to 2026.

What are SAY's profit margins?

Saratoga Investment Corp 8.125% net profit margin is N/A, operating margin is -0.1%, and gross margin is N/A. Below-average margins reflect competitive or cost pressures. Return on Equity is N/A.

Is SAY growing earnings?

SAY is growing earnings steadily. YoY EPS growth of +14.4% is consistent with the 5-year CAGR of +11.8%. TTM net income is $39M.

What was SAY's best earnings year?

Saratoga Investment Corp 8.125%'s highest annual net income on record is $56M, achieved in fiscal year 2020. Earnings history on this page spans 2007 to 2026 and includes all annual and quarterly figures.

What were SAY's earnings last quarter?

SAY's most recent reported quarter was Q4 2026. Net income was $0.00 with diluted EPS of $0.56. For a full breakdown of all quarters, see the quarterly earnings table on this page.

SAY Earnings Over Time (2007–2026)

Net income & EPS — annual and quarterly view