The Charles Schwab Corporation (SCHW) Earnings History
Growth Compounder40 years of earnings data (1986–2025) · Consistent double-digit EPS growth over 5 years
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The Charles Schwab Corporation (SCHW) Earnings Overview
As of June 21, 2026, The Charles Schwab Corporation (SCHW) reported trailing twelve-month net income of $9.42B, reflecting +55.9% year-over-year growth. The company earned $5.38 per diluted share over the past four quarters, with a net profit margin of 32.0%.
Looking at the long-term picture, SCHW's 5-year EPS compound annual growth rate (CAGR) stands at +17.1%, indicating exceptional earnings growth. The company achieved its highest annual net income of $8.85B in fiscal 2025, representing a new all-time high.
The Charles Schwab Corporation maintains industry-leading profitability with a gross margin of 80.3%, operating margin of 49.4%, and net margin of 32.0%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including MS ($16.86B net income, 14.7% margin), RJF ($2.15B net income, 13.4% margin), AMTD ($188M net income, 94.4% margin), SCHW has outperformed on profitability metrics. Compare SCHW vs MS →
SCHW Earnings vs Peers
Earnings metrics vs comparable public companies
SCHW Historical Earnings Data (1986–2025)
40 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $8.85B | +49.0% | $13.68B | $4.66 | 32.0% | 49.4% |
| 2024 | $5.94B | +17.3% | $7.69B | $2.99 | 22.9% | 29.6% |
| 2023 | $5.07B | -29.5% | $6.38B | $2.54 | 19.9% | 25.0% |
| 2022 | $7.18B | +22.7% | $9.39B | $3.50 | 32.2% | 42.1% |
| 2021 | $5.86B | +77.5% | $7.71B | $2.83 | 30.8% | 40.6% |
| 2020 | $3.30B | -10.9% | $4.30B | $2.12 | 27.2% | 35.5% |
| 2019 | $3.70B | +5.6% | $4.85B | $2.67 | 31.4% | 41.1% |
| 2018 | $3.51B | +49.0% | $4.56B | $2.45 | 31.9% | 41.5% |
| 2017 | $2.35B | +24.6% | $3.65B | $1.61 | 26.3% | 40.7% |
| 2016 | $1.89B | +30.5% | $2.99B | $1.31 | 24.7% | 39.1% |
| 2015 | $1.45B | +9.5% | $2.28B | $1.03 | 22.3% | 35.1% |
| 2014 | $1.32B | +23.3% | $2.12B | $0.95 | 21.5% | 34.4% |
| 2013 | $1.07B | +15.4% | $1.71B | $0.78 | 19.3% | 30.8% |
| 2012 | $928M | +7.4% | $1.45B | $0.69 | 18.4% | 28.7% |
| 2011 | $864M | +90.3% | $1.39B | $0.70 | 17.7% | 28.5% |
| 2010 | $454M | -42.3% | $779M | $0.38 | 10.1% | 17.4% |
| 2009 | $787M | -35.1% | $1.28B | $0.68 | 17.6% | 28.5% |
| 2008 | $1.21B | -49.6% | $2.03B | $1.05 | 22.3% | 37.3% |
| 2007 | $2.41B | +96.2% | $1.85B | $1.97 | 42.9% | 33.0% |
| 2006 | $1.23B | +69.2% | $1.48B | $0.95 | 24.6% | 29.6% |
| 2005 | $725M | +153.5% | $1.03B | $0.55 | 17.6% | 24.9% |
| 2004 | $286M | -39.4% | $645M | $0.21 | 6.4% | 14.4% |
| 2003 | $472M | +333.0% | $710M | $0.35 | 10.9% | 16.4% |
| 2002 | $109M | -45.2% | $227M | $0.08 | 2.5% | 5.1% |
| 2001 | $199M | -72.3% | $177M | $0.14 | 3.8% | 3.4% |
| 2000 | $718M | +7.8% | $1.23B | $0.51 | 10.1% | 17.2% |
| 1999 | $666M | +91.1% | $1.10B | $0.49 | 12.4% | 20.4% |
| 1998 | $349M | +28.9% | $577M | $0.28 | 10.3% | 17.0% |
| 1997 | $270M | +15.6% | $447M | $0.22 | 9.5% | 15.7% |
| 1996 | $234M | +35.5% | $394M | $0.19 | 10.3% | 17.3% |
| 1995 | $173M | +27.6% | $277M | $0.14 | 9.7% | 15.6% |
| 1994 | $135M | +15.0% | $224M | $0.08 | 10.7% | 17.8% |
| 1993 | $118M | +45.0% | $206M | $0.09 | 10.7% | 18.8% |
| 1992 | $81M | +64.0% | $146M | $0.07 | 8.9% | 16.1% |
| 1991 | $50M | +194.6% | $88M | $0.05 | 6.2% | 11.1% |
| 1990 | $17M | -11.1% | $29M | $0.01 | 2.7% | 4.6% |
| 1989 | $19M | +155.4% | $33M | $0.02 | 3.4% | 6.0% |
| 1988 | $7M | -9.8% | $0 | $0.01 | - | - |
| 1987 | $8M | -74.4% | $0 | $0.01 | - | - |
| 1986 | $32M | - | $66M | $0.03 | 12.5% | 25.7% |
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SCHW — Frequently Asked Questions
Quick answers to the most common questions about buying SCHW stock.
What is SCHW earnings per share (EPS)?
SCHW trailing twelve-month (TTM) diluted EPS is $5.38, reflecting +55.9% year-over-year growth. The 5-year EPS CAGR is +17.1%. Complete EPS history from 1986 to 2025 is available in the table on this page.
What is The Charles Schwab Corporation's net income?
The Charles Schwab Corporation (SCHW) trailing twelve-month net income is $9.4B as of 2025. Earnings grew +55.9% year-over-year. The Charles Schwab Corporation has been profitable for 40 consecutive years.
Is SCHW profitable?
Yes, SCHW is profitable with a TTM net income of $9.4B and a net profit margin of +32.0%. The Charles Schwab Corporation has generated profits for 40 consecutive years.
What is SCHW's earnings growth rate?
SCHW compound annual EPS growth rates (CAGR): 1-Year: +55.9%, 3-Year: +10.0%, 5-Year: +17.1%, 10-Year: +16.3%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1986 to 2025.
What are SCHW's profit margins?
The Charles Schwab Corporation net profit margin is +32.0%, operating margin is +49.4%, and gross margin is +80.3%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +18.1%.
Is SCHW growing earnings?
Yes, SCHW earnings are accelerating — EPS growth of +55.9% exceeds the 5-year CAGR of +17.1%. TTM net income reached $9.4B. Earnings momentum is strengthening.
What was SCHW's best earnings year?
The Charles Schwab Corporation's highest annual net income on record is $8.9B, achieved in fiscal year 2025. Earnings history on this page spans 1986 to 2025 and includes all annual and quarterly figures.
What were SCHW's earnings last quarter?
SCHW's most recent reported quarter was Q1 2026. Net income was $2.5B with diluted EPS of $1.37. For a full breakdown of all quarters, see the quarterly earnings table on this page.