Last 48 quarters of trend data · Financial Services · Financial - Capital Markets
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
The Charles Schwab Corporation's quarterly P/E stands at 17.1x, down 13.2% year-over-year — suggesting improving earnings relative to price. EV/EBITDA has compressed 11.2% YoY to 11.7x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 19.99 | 17.15 | 18.78 | 18.94 | 21.12 | 19.77 | 19.68 | 22.82 | 27.91 | 26.60 | 33.73 | 24.51 | 22.14 |
| — | -13.2% | -4.6% | -17.0% | -24.3% | -25.7% | -41.6% | -6.9% | +26.1% | +68.6% | +57.2% | +35.0% | +22.0% | |
| P/S Ratio | 5.90 | 5.64 | 6.19 | 6.14 | 6.10 | 5.36 | 5.11 | 4.53 | 5.32 | 5.14 | 5.00 | 3.92 | 4.00 |
| — | +5.2% | +21.2% | +35.4% | +14.6% | +4.4% | +2.2% | +15.7% | +33.2% | +35.5% | -19.2% | -31.7% | -30.1% | |
| P/B Ratio | 3.35 | 60986.37 | 3.59 | 3.50 | 3.36 | 2.88 | 2.81 | 2.52 | 3.07 | 3.12 | 3.07 | 2.65 | 2.78 |
| — | +2116970.5% | +27.9% | +39.1% | +9.3% | -7.8% | -8.5% | -5.2% | +10.4% | +17.6% | -27.9% | -27.8% | +3.0% | |
| P/FCF | 18.63 | — | — | 109.98 | 13.63 | 5.71 | — | 1.57 | — | — | 1.57 | — | — |
| — | — | — | +6921.3% | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 9.85 | 11.69 | 10.07 | 12.64 | 13.65 | 13.16 | 13.06 | 15.85 | 19.75 | 18.09 | 22.65 | 19.11 | 15.76 |
| — | -11.2% | -22.9% | -20.2% | -30.9% | -27.2% | -42.3% | -17.1% | +25.3% | +46.0% | +71.6% | +106.3% | +108.6% | |
| EV / EBIT | 10.83 | 12.91 | 10.97 | 14.06 | 15.32 | 15.02 | 15.07 | 18.95 | 23.85 | 21.69 | 29.63 | 23.72 | 18.79 |
| — | -14.0% | -27.2% | -25.8% | -35.8% | -30.7% | -49.1% | -20.1% | +26.9% | +52.5% | +100.4% | +128.7% | +118.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
The Charles Schwab Corporation's operating margin was 43.7% in Q1 2026, down 8.0 pp QoQ and up 6.8 pp YoY. The trailing four-quarter average of 44.8% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind. Gross margin expanded 5.5% YoY, indicating pricing power or improving input costs.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 80.3% | 88.8% | 81.6% | 87.1% | 85.8% | 84.2% | 80.1% | 74.0% | 73.9% | 73.6% | 70.8% | 72.0% | 72.0% |
| — | +5.5% | +1.8% | +17.8% | +16.2% | +14.4% | +13.1% | +2.7% | +2.7% | -8.5% | -18.7% | -22.4% | -25.7% | |
| Operating Margin | 49.4% | 43.7% | 51.6% | 42.9% | 41.1% | 36.9% | 34.7% | 28.1% | 27.5% | 27.9% | 19.0% | 21.6% | 26.1% |
| — | +18.3% | +49.0% | +52.6% | +49.5% | +32.4% | +82.7% | +30.0% | +5.3% | -15.9% | -53.9% | -52.1% | -39.5% | |
| Net Margin | 32.0% | 34.0% | 34.3% | 33.5% | 31.2% | 28.7% | 27.7% | 21.5% | 21.0% | 21.1% | 16.6% | 17.6% | 20.0% |
| — | +18.3% | +24.0% | +55.9% | +48.7% | +35.9% | +66.6% | +22.2% | +4.9% | -16.2% | -46.8% | -48.4% | -41.3% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 18.1% | 10.0% | 5.0% | 4.8% | 4.3% | 3.9% | 3.8% | 3.1% | 3.1% | 3.3% | 2.7% | 3.0% | 3.5% |
| — | +157.2% | +29.3% | +54.5% | +39.3% | +19.4% | +45.0% | +2.9% | -12.4% | -25.6% | -50.3% | -39.4% | -9.1% | |
| ROA | 1.8% | 1.0% | 0.5% | 0.5% | 0.5% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% |
| — | +149.3% | +32.2% | +66.0% | +59.0% | +43.0% | +80.3% | +34.9% | +17.4% | -4.0% | -38.1% | -31.4% | -9.1% | |
| ROIC | 11.8% | 5.9% | 3.5% | 2.8% | 2.4% | 2.0% | 1.8% | 1.4% | 1.3% | 1.4% | 0.9% | 1.0% | 1.2% |
| — | +195.5% | +100.4% | +103.5% | +80.4% | +47.6% | +98.6% | +37.6% | +13.2% | -20.9% | -69.8% | -69.2% | -51.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
The Charles Schwab Corporation's Debt/EBITDA ratio is 0.0x, down from 7.7x last quarter — comfortably within a safe range. The current ratio has improved 164.3% YoY to 1.37x, strengthening the short-term liquidity position. Debt/Equity has risen for 3 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.63 | 2.88 | 0.63 | 0.56 | 0.76 | 0.81 | 0.93 | 1.18 | 1.29 | 1.30 | 1.44 | 1.70 | 1.92 |
| — | +257.7% | -32.9% | -52.6% | -41.1% | -38.2% | -35.3% | -30.6% | -32.6% | -34.8% | +39.4% | +194.7% | +280.4% | |
| Debt / EBITDA | 2.06 | 0.00 | 7.67 | 8.21 | 11.97 | 14.23 | 16.97 | 25.25 | 26.95 | 25.64 | 37.82 | 37.39 | 35.37 |
| — | -100.0% | -54.8% | -67.5% | -55.6% | -44.5% | -55.1% | -32.4% | -23.8% | -14.6% | +190.6% | +424.8% | +307.4% | |
| Current Ratio | 0.53 | 1.37 | 0.53 | 0.50 | 0.49 | 0.52 | 0.54 | 0.54 | 0.52 | 0.52 | 0.54 | 0.53 | 0.53 |
| — | +164.3% | -2.3% | -7.7% | -4.9% | -1.4% | +0.1% | +1.3% | -1.8% | -1.0% | +3.4% | -22.6% | -25.6% | |
| Quick Ratio | 0.53 | 1.37 | 0.53 | 0.50 | 0.49 | 0.52 | 0.54 | 0.54 | 0.52 | 0.52 | 0.54 | 0.53 | 0.53 |
| — | +164.3% | -2.3% | -7.7% | -4.9% | -1.4% | +0.1% | +1.3% | -1.8% | -1.0% | +3.4% | -22.6% | -25.6% | |
| Interest Coverage | 3.64 | 3.90 | 4.45 | 3.33 | 2.90 | 2.34 | 1.74 | 1.08 | 1.05 | 1.06 | 0.65 | 0.77 | 0.93 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying SCHW stock.
The Charles Schwab Corporation's current P/E is 20.0x. The average P/E over the last 4 quarters is 19.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
The Charles Schwab Corporation's current operating margin is 49.4%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking The Charles Schwab Corporation's business trajectory between earnings reports.