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SEICSEI Investments Company
$104.78$12.6B
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  4. Financial Ratios

SEI Investments Company (SEIC) Financial Ratios

Latest Ratios: P/E Ratio 18.6x · EV/EBITDA 18.4x · ROE 28.9%. (1996–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

SEIC Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$12.6B$10.3B$10.9B$8.5B$8.0B$8.7B$8.6B$10.1B$7.4B$11.7B$8.1B
Enterprise Value$12.2B$9.9B$10.1B$7.7B$7.2B$8.0B$7.8B$9.3B$6.7B$10.9B$7.4B
P/E Ratio →18.6114.5718.7018.3716.8515.9919.1620.2114.7128.8624.32
P/S Ratio5.474.475.114.434.034.555.096.154.597.645.79
P/B Ratio4.853.804.823.994.104.694.925.834.687.906.23
P/FCF21.5017.5619.2021.8916.3015.0420.8821.6814.4631.2323.63
P/OCF20.7016.9117.4619.0114.1513.7917.5218.6112.6625.3519.09

P/E links to full P/E history page with 30-year chart

SEIC EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—4.314.734.013.614.164.655.674.127.175.30
EV / EBITDA18.3714.9116.0415.4212.7512.3514.7617.2712.8823.1716.58
EV / EBIT19.4512.0413.4612.9215.1114.4217.5420.3115.1527.5819.75
EV / FCF—16.9317.7819.8114.6213.7519.0719.9813.0029.3221.61

SEIC Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin59.2%59.2%53.1%51.3%52.5%56.7%56.2%55.8%55.4%55.0%54.5%
Operating Margin27.3%27.3%26.0%22.1%23.9%28.8%26.5%27.9%27.2%26.0%26.8%
Net Profit Margin31.1%31.1%27.3%24.1%23.9%28.5%26.6%30.4%31.1%26.5%23.8%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE28.9%28.9%26.5%22.6%24.9%30.4%25.7%30.1%33.0%29.1%25.7%
ROA24.1%24.1%22.3%18.9%20.1%24.2%20.7%24.3%26.5%23.2%20.7%
ROIC18.8%18.8%18.6%15.4%18.2%22.3%18.7%20.4%21.4%21.2%21.7%
ROCE24.2%24.2%24.7%20.4%23.9%28.8%24.1%26.1%27.2%26.8%27.3%

SEIC Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.010.010.010.010.010.040.020.03—0.02—
Debt / EBITDA0.040.040.050.050.050.120.080.09—0.06—
Net Debt / Equity—-0.14-0.36-0.38-0.42-0.40-0.43-0.46-0.47-0.48-0.53
Net Debt / EBITDA-0.56-0.56-1.29-1.62-1.46-1.16-1.40-1.47-1.45-1.51-1.55
Debt / FCF—-0.63-1.43-2.08-1.68-1.30-1.81-1.70-1.46-1.91-2.03
Interest Coverage2130.232130.231327.391020.99635.18982.91732.16730.83685.25508.25707.52

Net cash position: cash ($400M) exceeds total debt ($29M)

SEIC Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio3.293.294.084.193.653.954.104.444.034.144.16
Quick Ratio3.293.294.084.193.653.954.104.444.034.144.16
Cash Ratio1.031.032.212.362.142.342.472.872.552.712.79
Asset Turnover—0.700.790.760.840.810.780.770.820.820.86
Inventory Turnover———————————
Days Sales Outstanding———————————

SEIC Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield0.9%1.2%1.1%1.4%1.4%1.2%1.2%1.0%1.3%0.8%1.0%
Payout Ratio17.4%17.4%20.7%24.8%23.1%19.3%23.2%20.1%18.6%22.0%25.4%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield5.4%6.9%5.3%5.4%5.9%6.3%5.2%4.9%6.8%3.5%4.1%
FCF Yield4.7%5.7%5.2%4.6%6.1%6.6%4.8%4.6%6.9%3.2%4.2%
Buyback Yield5.0%6.1%4.6%3.6%4.3%4.7%5.0%3.4%5.5%2.1%3.6%
Total Shareholder Yield5.9%7.3%5.7%5.0%5.7%5.9%6.2%4.4%6.7%2.9%4.6%
Shares Outstanding—$125M$132M$134M$137M$143M$149M$155M$161M$162M$164M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetFortress
Cash FlowRobust
Top Statement Risk

Model risk and market beta

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Multiple, Utility-Like Stability

SEIC trades at 4.77x book and 18.3x trailing earnings, a premium to peers like Northern Trust (2.65x P/B), reflecting its sticky platform model. According to recent market data, the forward P/E of 16.2x implies modest growth expectations.

The P/B premium over asset managers (BEN at 1.23x, IVZ at 1.03x) suggests the market is pricing SEIC as a technology-enabled service provider rather than a pure asset manager. However, the P/B of 4.77x is elevated relative to its own historical range (17-22x P/E, 17-20x P/B), indicating that current valuation already embeds expectations of sustained high returns. The PEG of 1.36 suggests the growth rate justifies the multiple, but investors should monitor whether the recent EPS beat translates into durable organic growth.

ROE Decomposition: Fee Dominance, Low Leverage

ROE improved to 7.4% in Q2 2026 from 6.0% a year earlier, driven by a 5.9% ROA and 98.9% fee income, as per SEIC's latest financials. The near-zero NIM (0.2%) underscores that profitability is not interest-driven.

DuPont analysis reveals that SEIC's ROE is primarily a function of asset utilization (ROA of 5.9%) rather than financial leverage (equity/assets of 0.76). The high fee mix (98.9%) insulates the business from interest rate volatility, but also ties earnings to market levels and client activity. The net margin of 31.1% exceeding operating margin of 27.3% suggests non-operating income, possibly from investment gains, is boosting bottom-line profitability—a trend that may not be sustainable.

NIM Compression, Efficiency Volatility

NIM contracted to 0.2% in Q2 2026 from 0.5% a year earlier, while the efficiency ratio swung from 25% to 50% over two quarters, based on reported figures. This reflects lower rates and variable compensation costs.

The NIM decline is consistent with the low-rate environment, but SEIC's minimal reliance on net interest income (NII is only ~1% of revenue) limits the impact on overall profitability. The efficiency ratio volatility is more concerning: the jump to 50% in Q1 and Q2 2026 from 25-27% in prior quarters suggests either a one-time cost spike or a new cost structure. Given the company's heavy technology investments, investors should assess whether this is a temporary blip or a permanent shift in operating leverage.

Fortress Balance Sheet, Minimal Leverage

SEIC's equity-to-assets ratio of 0.76 and near-zero debt (D/E of 0.01%) indicate a fortress capital structure, as per recent balance sheet data. This provides ample capacity for capital return and strategic investments.

With $395.7M in cash and $344.4M in securities, SEIC holds a liquidity buffer that far exceeds its operational needs. The conservative capital allocation, historically favoring organic R&D over acquisitions, has kept leverage minimal. However, the aggressive buyback pace (142% of net income in Q2 2026) may be unsustainable if earnings falter, though the fortress balance sheet provides a cushion. The low NIM and potential unrealized losses in AOCI warrant monitoring, as they could pressure equity if rates rise.

Provision Spike Raises Questions

Loan loss provisions rose to $121.5M in Q2 2026, up from $115.9M in Q1, according to SEIC's income statement, representing a significant portion of net income. This suggests potential credit stress or reserve building.

While SEIC is not a traditional lender, the elevated provisions are notable given its asset management focus. The provision amount exceeds net income, implying either a conservative reserve build or underlying credit deterioration in its securities portfolio. Given the low NIM and the nature of its balance sheet, these provisions may relate to investment securities rather than loans. Investors should scrutinize the composition of these provisions and whether they are one-time or recurring.

P/E Misleads: Focus on Fee-Based Earnings

The most misapplied ratio for SEIC is P/E, as its earnings are volatile due to provisions and non-operating income. According to reported figures, net margin (31.1%) exceeds operating margin (27.3%), obscuring core profitability.

P/E for SEIC can be distorted by one-time items such as investment gains or loan loss provisions, which are not indicative of recurring earnings power. A more appropriate metric is P/B or P/TBV, which better captures the value of its sticky platform and recurring fee streams. Additionally, investors should adjust for capitalized software costs and non-operating income to derive a 'core' P/E that reflects the sustainability of earnings. The current P/E of 18.3x may understate or overstate value depending on the quality of earnings.

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SEIC — Frequently Asked Questions

Quick answers to the most common questions about buying SEIC stock.

What is SEI Investments Company's P/E ratio?

SEI Investments Company's current P/E ratio is 18.6x. The historical average is 25.8x. This places it at the 20th percentile of its historical range.

What is SEI Investments Company's EV/EBITDA?

SEI Investments Company's current EV/EBITDA is 18.4x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.7x.

What is SEI Investments Company's ROE?

SEI Investments Company's return on equity (ROE) is 28.9%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 35.9%.

Is SEIC stock overvalued?

Based on historical data, SEI Investments Company is trading at a P/E of 18.6x. This is at the 20th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is SEI Investments Company's dividend yield?

SEI Investments Company's current dividend yield is 0.95% with a payout ratio of 17.4%.

What are SEI Investments Company's profit margins?

SEI Investments Company has 59.2% gross margin and 27.3% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does SEI Investments Company have?

SEI Investments Company's Debt/EBITDA ratio is 0.0x, indicating low leverage. A ratio below 2x is generally considered financially healthy.