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SNV logoSynovus Financial Corp. (SNV) Earnings History

Annual and quarterly earnings data from 1991 to 2024

TTM Net Income
$800M
Profitable
TTM EPS
$5.70
Diluted
YoY EPS Growth
-12.4%
Declining
Net Margin
14.1%
Profitability
Operating Margin17.7%
Gross Margin53.8%
ROE9.3%
ROA0.8%
Highest Annual Net Income$830M (2012)
Highest Quarterly EPS$5.46 (Q4 2012)
Consecutive Profitable Years13 years
Q3 2025
Net Income$197M
EPS$1.32
QoQ Growth-9.5%Slow

Loading earnings history...

SNV EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
-12.4%
Declining
3-Year
-14.8%
Declining
5-Year
-2.7%
Slow
10-Year
+8.6%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

SNV Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202453.8%17.7%14.1%
202358.4%20.6%16.1%
202285.3%38.9%30.6%
202199.3%47.0%36.2%
202072.0%21.0%16.2%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Synovus Financial Corp. (SNV) Earnings Overview

As of May 6, 2026, Synovus Financial Corp. (SNV) reported trailing twelve-month net income of $800M, reflecting -12.4% year-over-year growth. The company earned $5.70 per diluted share over the past four quarters, with a net profit margin of 14.1%.

Looking at the long-term picture, SNV's 5-year EPS compound annual growth rate (CAGR) stands at -2.7%, signaling declining earnings. The company achieved its highest annual net income of $830M in fiscal 2012.

Synovus Financial Corp. maintains positive profitability with a gross margin of 53.8%, operating margin of 17.7%, and net margin of 14.1%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including UMBF ($883M net income, 15.8% margin), WTFC ($824M net income, 19.5% margin), CBSH ($566M net income, 26.5% margin), SNV has room to improve margins relative to the peer group. Compare SNV vs UMBF →

SNV Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
SNV logoSNVCurrent
$800M$5.7014.1%9.3%-12.4%—
UMBF logoUMBF
$883M$11.5715.8%12.6%+1.6%
WTFC logoWTFC
$824M$12.1819.5%12.1%+12.1%
CBSH logoCBSH
$566M$4.1226.5%15.8%+5.4%
FHN logoFHN
$982M$1.9819.7%10.8%+38.2%
HBAN logoHBAN
$2.2B$1.4117.7%10.0%+13.9%
Best in group
Lowest in group

SNV Historical Earnings Data (1991–2024)

34 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2024$482M-11.3%$605M$3.0314.1%17.7%
2023$544M-28.3%$696M$3.4616.1%20.6%
2022$758M-0.3%$964M$4.9530.6%38.9%
2021$760M+103.5%$989M$4.9036.2%47.0%
2020$374M-33.7%$485M$2.3016.2%21.0%
2019$564M+31.6%$765M$3.4723.4%31.8%
2018$428M+55.5%$547M$3.4726.4%33.7%
2017$275M+11.6%$480M$2.1718.3%31.8%
2016$247M+9.2%$388M$1.8919.0%30.0%
2015$226M+15.8%$359M$1.6218.6%29.6%

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SNV — Frequently Asked Questions

Quick answers to the most common questions about buying SNV stock.

Is SNV growing earnings?

SNV EPS fell to $5.70, with earnings declining -12.4%. This contrasts with the 5-year CAGR of -2.7%. TTM net income dropped to $800M.

What are SNV's profit margins?

Synovus Financial Corp. net margin is +14.1%, with operating margin at +17.7%. Margins sit within typical range for the sector.

How consistent are SNV's earnings?

SNV earnings data spans 1991-2024. The declining earnings trend is -12.4% YoY. Historical data enables comparison across business cycles.

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SNV Earnings Over Time (2013–2024)

Net income and EPS trends