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Synovus Financial Corp. (SNV) Total Return Calculator with Dividends Reinvested

Synovus Financial Corp.

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The total return for Synovus Financial Corp. (SNV) stock is +13.22% over the past 12 months. So far it's up 0.00% this year. The 5-year total return is +17.74%, meaning $10,000 invested in SNV stock 5 years ago would be worth $11,774 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in SNV 1 year ago, it would be worth $11,473 today — you'd have gained $1,473 with dividends reinvested.

With Dividends Reinvested$11,473+14.73%

Price Only (No DRIP)$11,212+12.12%

Dividend Boost+$2613 payments · +2.61% extra

Period2025-05-06 → 2026-01-02

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in SNV

1Y$11,322+$1,322 (+13.2%)13.2% CAGR

3Y$19,341+$9,341 (+93.4%)24.6% CAGR

5Y$11,774+$1,774 (+17.7%)3.3% CAGR

10Y$20,756+$10,756 (+107.6%)7.6% CAGR

15Y$36,835+$26,835 (+268.4%)9.1% CAGR

20Y$8,406-$1,594 (-15.9%)-0.9% CAGR

30Y$28,962+$18,962 (+189.6%)3.6% CAGR

Dividend Reinvestment History (3)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-18	$0.39	$47.92	+0.008139
2025-09-18	$0.39	$52.11	+0.007545
2025-12-18	$0.39	$52.25	+0.007581

Loading SNV total return...

As of 2026-05-05

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+0.00%	—	+0.00%	—	$10,000
1Y	+13.22%	13.22%	+10.63%	+2.59 pp	$11,322
3Y	+93.41%	24.59%	+78.37%	+15.04 pp	$19,341
5Y	+17.74%	3.32%	+3.39%	+14.36 pp	$11,774
10Y	+107.56%	7.58%	+68.07%	+39.49 pp	$20,756
15Y	+268.35%	9.08%	+190.65%	+77.70 pp	$36,835
20Y	-15.94%	-0.86%	-41.25%	+25.31 pp	$8,406
30Y	+189.62%	3.61%	+67.22%	+122.40 pp	$28,962

Risk & Highlights

Best Year+66.20%1996

Worst Year-75.00%2009

Max Drawdown-26.07%2025-07-22 → 2025-10-29

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+0.00%	+0.00%	—	+0.41%	-0.4pp
2025	+1.51%	-1.55%	+3.1pp	+16.64%	-15.1pp
2024	+40.59%	+36.54%	+4.1pp	+24.00%	+16.6pp
2023	+5.81%	+1.70%	+4.1pp	+24.81%	-19.0pp
2022	-20.72%	-23.49%	+2.8pp	-19.95%	-0.8pp

SNV underperformed the S&P 500 by 15.22pp over the past year (+13.22% vs +28.44%).

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SNV Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
SNVSynovus Financial Corp.	$6.9B	—	+0.0%	+13.2%	+2.6pp	+93.4%	+17.7%	+107.6%
UMBFUMB Financial Corporation	$10.0B	+13.9%	+12.9%	+31.4%	+1.6pp	+134.7%	+42.6%	+168.6%
WTFCWintrust Financial Corporation	$10.1B	+7.2%	+5.8%	+32.4%	+1.8pp	+138.3%	+101.8%	+226.3%
CBSHCommerce Bancshares, Inc.	$7.7B	+4.3%	+0.3%	-15.1%	+1.7pp	+18.0%	-13.3%	+104.6%
FHNFirst Horizon Corporation	$12.0B	+6.4%	+3.4%	+34.8%	+3.3pp	+143.1%	+48.6%	+121.4%
HBANHuntington Bancshares Incorporated	$26.0B	+2.9%	-5.2%	+13.4%	+4.1pp	+85.5%	+25.4%	+121.9%
CFGCitizens Financial Group, Inc.	$27.8B	+4.8%	+9.9%	+70.9%	+4.7pp	+162.9%	+49.4%	+254.2%
BOKFBOK Financial Corporation	$10.4B	+3.7%	+14.1%	+44.3%	+2.5pp	+75.4%	+62.8%	+171.3%
SFNCSimmons First National Corporation	$3.1B	+8.2%	+15.0%	+15.7%	+4.4pp	+49.4%	-14.0%	+26.3%
IBOCInternational Bancshares Corporation	$4.5B	+5.1%	+8.5%	+16.7%	+2.3pp	+80.7%	+61.2%	+225.6%
FFINFirst Financial Bankshares, Inc.	$4.6B	+6.0%	+8.0%	-4.2%	+2.2pp	+23.6%	-29.6%	+145.2%

Compare:SNV vs UMBF SNV vs WTFC SNV vs CBSH SNV vs UMBF vs WTFC

About SNV Dividend Returns

Synovus Financial Corp. (SNV) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of SNV over the past year?

Synovus Financial Corp. (SNV) delivered a total return of 13.22% over the past year when dividends are reinvested. The price-only return was 10.63%, meaning dividends contributed an additional 2.59 percentage points to total returns.

Q2How much would $10,000 invested in SNV be worth today?

A $10,000 investment in Synovus Financial Corp. one year ago would be worth $11,322 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,063. Dividend reinvestment added $259 to the portfolio value.

Q3Does SNV pay dividends?

Yes, Synovus Financial Corp. (SNV) pays dividends. In the last year, SNV paid approximately $1.52 per share in dividends (3.03% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did SNV beat the S&P 500?

No, Synovus Financial Corp. (SNV) underperformed the S&P 500 by 15.22 percentage points over the past year. SNV delivered a total return of 13.22%, compared to the S&P 500's 28.44%. This means a passive S&P 500 index fund outperformed SNV by 15.22pp during this period.

Q5What is SNV's worst drawdown?

Synovus Financial Corp. (SNV) experienced a maximum drawdown of -26.07% over the past year, declining from its peak on 2025-07-22 to its trough on 2025-10-29. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is SNV's long-term total return over 10, 20, or 30 years?

Here are Synovus Financial Corp. (SNV)'s long-term returns with dividends reinvested. Over 10 years, the total return is 107.6% (7.6% CAGR) — $10,000 would have grown to $20,756. Over 20 years: -15.9% total return (-0.9% CAGR) — $10,000 → $8,406. Over 30 years: 189.6% total return (3.6% CAGR) — $10,000 → $28,962. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was SNV's best and worst year?

Synovus Financial Corp.'s best calendar year was 1996 with a total return of 66.2%. Its worst year was 2009 with a total return of -75.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 141.2 percentage points.