Trailing Dividend / Share
$0.59
South Plains Financial, Inc. (SPFI) Dividend History
Income profile from 2019 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
1.4%
Payout Ratio
17.3%
Sustainable
Dividend Streak
7 years
SPFI Dividend Income Check
Safety
17.3% payout ratio with sustainable safety profile.
Consistency
7 straight years of dividend increases.
Income Trend
Yield on cost is 3.3% and trend is rising.
SPFI Dividend Scorecard
Yield & Income
Dividend Yield1.4%
Trailing DPS$0.59
FrequencySemi-Annual
Payments / 12M4
Payout Safety
Earnings Payout17.3%
Earnings SafetySustainable
FCF Payout15.7%
FCF SafetyWell Covered
Piotroski F-Score7/9
Growth
Growth Streak7 years
3Y CAGR10.5%
5Y CAGR34.7%
Yield on Cost (5Y)3.3%
YOC Trendrising
Total Returns
Buyback Yield1.2%
Total Shareholder Yield2.6%
1Y Total Return18.5%
5Y Total Return91.1%
Div Contribution (5Y)11.4%
Estimated $10K growth (return + dividends):
5Y ago$19,11510Y ago$25,54520Y ago$25,545
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
SPFI Income Growth Story
Dividend per share and yield on cost over time (8 years of payments)
SPFI Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
South Plains Financial, Inc. distributes 17.3% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 15.7%, rated "Well Covered".
Piotroski F-Score: 7/9 — strong financial health.
Growth Track Record
SPFI has raised its dividend for 7 consecutive years, with a 3-year CAGR of 10.5% and 5-year CAGR of 34.7%.
Total Shareholder Returns
Beyond cash dividends, SPFI returns capital through share repurchases. The combined picture: 1.4% dividend yield, 1.2% buyback yield, 2.6% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 3.3% and is currently rising. The 5-year total return is 91.1%, with dividends contributing 11.4% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $25,545 today.
SPFI Recent Dividend Payments
Last 20 payments · Semi-Annual
TTM Total$2.68
Avg/Payment$0.1340
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Apr 27, 2026Latest | $0.1700 | — | 1.53% | May 11, 2026 |
| Feb 2, 2026 | $0.1700 | ↑ +6.3% | 1.50% | Feb 17, 2026 |
| Oct 27, 2025 | $0.1600 | — | 1.68% | Nov 10, 2025 |
| Jul 28, 2025 | $0.1600 | ↑ +6.7% | 1.56% | Aug 11, 2025 |
| Apr 28, 2025 | $0.1500 | — | 1.74% | May 12, 2025 |
| Feb 3, 2025 | $0.1500 | — | 1.64% | Feb 18, 2025 |
| Oct 28, 2024 | $0.1500 | ↑ +7.1% | 1.62% | Nov 12, 2024 |
| Jul 29, 2024 | $0.1400 | — | 1.66% | Aug 12, 2024 |
SPFI Dividend vs Peers
Comparable companies in the same industry
#8 yield in peer group
Div Yield
1.4%
#8 of 9
Safety
Sustainable
17.3% payout
Streak
7Y
34.7% 5Y CAGR
Total Shareholder
2.6%
#8 of 9
| Company | Mkt Cap | Yield | Payout | Streak | Safety |
|---|---|---|---|---|---|
| SPFISouth Plains Financi… | $707M | 1.4% | 17.3% | 7 | Sustainable |
 FFINFirst Financial Bank… | $5.0B | 2.1% | 41.8% | 15 | Sustainable |
 TCBITexas Capital Bancsh… | $4.6B | 0.4% | — | 0 | Unknown |
1st  SBSISouthside Bancshares… | $1.0B | 4.1% | 62.7% | 0 | Watch |
 BOKFBOK Financial Corpor… | $8.5B | 1.7% | 25.5% | 21 | Sustainable |
 HFBLHome Federal Bancorp… | $64M | 2.5% | 41.9% | 12 | Sustainable |
2nd  SFNCSimmons First Nation… | $3.3B | 3.7% | — | 14 | Unknown |
 BANRBanner Corporation | $2.3B | 2.9% | 34.6% | 1 | Sustainable |
3rd  CVBFCVB Financial Corp. | $3.0B | 3.6% | 53.0% | 0 | Sustainable |
SPFI Annual Dividend History (2017–2026)
10 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.34 | — | 2 | — | — | — | 1.8% |
| 2025 | $0.62 | 10.7% | 4 | $3.44 | 18.0% | 5.55x | 3.3% |
| 2024 | $0.56 | 7.7% | 4 | $2.92 | 19.2% | 5.21x | 2.9% |
| 2023 | $0.52 | 13.0% | 4 | $3.62 | 14.4% | 6.96x | 2.7% |
| 2022 | $0.46 | 53.3% | 4 | $3.23 | 14.2% | 7.02x | 2.4% |
| 2021 | $0.30 | 114.3% | 4 | $3.17 | 9.5% | 10.57x | 1.6% |
| 2020 | $0.14 | 133.3% | 4 | $2.51 | 5.6% | 17.93x | 0.7% |
| 2019 | $0.06 | — | 2 | $1.62 | 3.7% | 27.00x | 0.3% |
| 2018 | $0.00 | — | 0 | $1.68 | — | — | — |
| 2017 | $0.00 | — | 0 | $1.35 | — | — | — |
Consensus-Based Analysis Tools
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
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Historical Returns
7+ years return with dividends reinvested.
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DCA Calculator
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Peer Comparison
Compare growth, multiples, and margins vs sector.
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SPFI — Frequently Asked Questions
Quick answers to the most common questions about buying SPFI stock.
How much dividend does SPFI pay per share?
South Plains Financial, Inc. (SPFI) pays a trailing 12-month dividend of $0.59 per share, with a current dividend yield of +1.4%. Payments are made Semi-Annual.
When is SPFI's next ex-dividend date?
SPFI's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. SPFI typically pays dividends Semi-Annual.
Is SPFI's dividend safe?
SPFI's dividend safety is rated "Sustainable" based on an earnings payout ratio of +17.3% and FCF payout ratio of +15.7%. The 7-year growth streak provides moderate confidence.
Is SPFI a Dividend Payer?
Yes, South Plains Financial, Inc. is classified as a Dividend Payer with 7 consecutive years of dividend increases. The 5-year dividend CAGR is +34.7%, demonstrating above-inflation dividend growth.
How often does SPFI pay dividends?
South Plains Financial, Inc. pays dividends Semi-Annual. The trailing 12-month total is $0.59 per share. Dividend data on this page covers 7+ years from 2019 to 2026.
How much would $10,000 invested in SPFI grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in SPFI five years ago would be worth approximately $19,115 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is SPFI's yield on cost for long-term holders?
SPFI's yield on cost — the current dividend divided by the original purchase price — is +3.3% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +1.4% market yield, thanks to consistent dividend growth.