Last 14 quarters of trend data · Financial Services · Banks - Regional
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
SR Bancorp, Inc. Common stock's quarterly P/E stands at 35.8x, up 44.2% year-over-year — indicating the stock has re-rated higher or earnings have softened. EV/EBITDA has expanded 30.4% YoY to 13.8x, reflecting rising market expectations or slowing EBITDA growth.
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 30.87 | 35.77 | 43.16 | 12.05 | 46.17 | 24.81 | 17.42 | — | 19.67 | 13.28 | — | — | — |
| — | +44.2% | +147.8% | — | +134.8% | +86.9% | — | — | — | — | — | — | — | |
| P/S Ratio | 2.82 | 2.35 | 2.39 | 2.00 | 2.06 | 2.10 | 1.94 | 2.75 | 1.71 | 1.66 | 3.27 | — | — |
| — | +11.8% | +23.2% | -27.1% | +20.9% | +26.9% | -40.6% | — | — | — | — | — | — | |
| P/B Ratio | 0.82 | 0.64 | 0.62 | 0.56 | 0.51 | 0.52 | 0.48 | 0.41 | 0.42 | 0.42 | 0.41 | — | — |
| — | +24.5% | +31.2% | +35.8% | +22.1% | +22.0% | +16.7% | — | — | — | — | — | — | |
| P/FCF | 33.31 | 8.25 | 26.10 | 17.43 | 9.93 | — | 13.95 | 5.25 | — | — | — | — | — |
| — | — | +87.0% | +231.9% | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 13.74 | 13.80 | 17.39 | 7.11 | 14.67 | 10.58 | 7.29 | — | 1.67 | 2.16 | — | — | — |
| — | +30.4% | +138.5% | — | +779.2% | +389.4% | — | — | — | — | — | — | — | |
| EV / EBIT | 19.00 | 20.24 | 27.74 | 8.68 | 27.55 | 15.08 | 10.17 | — | 2.46 | 2.86 | — | — | — |
| — | +34.2% | +172.8% | — | +1019.0% | +427.0% | — | — | — | — | — | — | — |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
SR Bancorp, Inc. Common stock's operating margin was 8.8% in Q2 2025, up 1.7 pp QoQ and down 2.2 pp YoY.
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 66.3% | 64.9% | 63.9% | 66.9% | 63.9% | 64.5% | 69.7% | 52.0% | 73.4% | 75.0% | 8.2% | 77.3% | 85.7% |
| — | +0.6% | -8.3% | +28.8% | -12.9% | -14.0% | +750.8% | -32.8% | -14.4% | -16.3% | -91.2% | — | — | |
| Operating Margin | 12.2% | 8.8% | 7.2% | 17.9% | 5.2% | 11.1% | 14.1% | -35.9% | 11.1% | 15.9% | -205.4% | 13.7% | 6.4% |
| — | -20.2% | -49.2% | +149.7% | -53.3% | -30.6% | +106.9% | -362.1% | +74.7% | +42.4% | -1130.1% | — | — | |
| Net Margin | 10.3% | 6.5% | 5.5% | 16.3% | 4.5% | 8.4% | 11.1% | -40.4% | 8.7% | 12.7% | -173.3% | 11.3% | 6.1% |
| — | -22.9% | -50.2% | +140.3% | -48.9% | -34.0% | +106.4% | -457.3% | +44.4% | +35.2% | -1178.2% | — | — |
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.6% | 0.4% | 0.4% | 1.1% | 0.3% | 0.5% | 0.7% | -1.5% | 0.5% | 0.8% | -6.6% | 0.4% | 0.2% |
| — | -14.4% | -47.4% | +174.8% | -49.0% | -37.5% | +110.3% | -439.5% | +144.0% | +142.5% | -1356.6% | — | — | |
| ROA | 0.5% | 0.1% | 0.1% | 0.2% | 0.1% | 0.1% | 0.1% | -0.3% | 0.1% | 0.1% | -1.2% | 0.1% | 0.0% |
| — | -23.2% | -52.0% | +170.1% | -49.7% | -34.5% | +111.0% | -456.6% | +152.3% | +139.3% | -1340.1% | — | — | |
| ROIC | 2.1% | 0.4% | 0.3% | 0.8% | 0.2% | 0.4% | 0.6% | -1.0% | 0.5% | 0.7% | -5.2% | 0.3% | 0.2% |
| — | -18.7% | -51.9% | +180.0% | -57.2% | -35.4% | +111.8% | -386.7% | +200.5% | +128.3% | -1155.6% | — | — |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
SR Bancorp, Inc. Common stock's Debt/EBITDA ratio is 31.6x, up from 26.6x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 39.9% YoY to 0.10x, strengthening the short-term liquidity position. Debt/Equity has risen for 7 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.17 | 0.28 | 0.20 | 0.17 | 0.16 | 0.16 | 0.11 | 0.01 | 0.01 | 0.12 | 0.12 | 0.16 | 0.17 |
| — | +72.2% | +77.2% | +1322.8% | +1043.8% | +39.2% | -7.4% | -92.7% | -91.5% | — | — | — | — | |
| Debt / EBITDA | 3.92 | 31.65 | 26.61 | 11.20 | 27.22 | 16.81 | 9.29 | — | 1.43 | 8.68 | — | 26.41 | 52.97 |
| — | +88.2% | +186.6% | — | +1804.2% | +93.8% | — | — | -97.3% | — | — | — | — | |
| Current Ratio | 0.07 | 0.10 | 0.07 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.13 | 0.14 | 0.18 | 0.16 | 0.18 |
| — | +39.9% | +16.0% | +19.8% | -39.3% | -52.4% | -65.4% | -61.9% | -28.6% | +8.2% | +9.3% | — | — | |
| Quick Ratio | 0.07 | 0.10 | 0.07 | 0.07 | 0.08 | 0.07 | 0.06 | 0.06 | 0.13 | 0.14 | 0.18 | 0.16 | 0.18 |
| — | +39.9% | +16.0% | +19.8% | -39.3% | -52.4% | -65.4% | -61.9% | -28.6% | +8.2% | +9.3% | — | — | |
| Interest Coverage | 0.37 | 0.25 | 0.21 | 0.57 | 0.15 | 0.31 | 0.45 | -0.78 | 0.40 | 0.62 | -8.90 | 0.60 | 0.45 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
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Quick answers to the most common questions about buying SRBK stock.
SR Bancorp, Inc. Common stock's current P/E is 30.9x. The average P/E over the last 4 quarters is 34.3x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
SR Bancorp, Inc. Common stock's current operating margin is 12.2%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking SR Bancorp, Inc. Common stock's business trajectory between earnings reports.