SR Bancorp, Inc. Common stock (SRBK) Total Return Calculator with Dividends Reinvested

SR Bancorp, Inc. Common stock

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The total return for SR Bancorp, Inc. Common stock (SRBK) stock is +46.05% over the past 12 months. So far it's up 18.89% this year. The 5-year total return is +105.60%, meaning $10,000 invested in SRBK stock 5 years ago would be worth $20,560 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in SRBK 1 year ago, it would be worth $14,859 today — you'd have gained $4,859 with dividends reinvested.

With Dividends Reinvested$14,859+48.59%

Price Only (No DRIP)$14,665+46.65%

Dividend Boost+$1944 payments · +1.94% extra

Period2025-06-20 → 2026-06-18

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in SRBK

1Y$14,605+$4,605 (+46.0%)46.0% CAGR

3Y$20,560+$10,560 (+105.6%)27.2% CAGR

5Y$20,560+$10,560 (+105.6%)15.5% CAGR

10Y$20,560+$10,560 (+105.6%)7.5% CAGR

15Y$20,560+$10,560 (+105.6%)4.9% CAGR

20Y$20,560+$10,560 (+105.6%)3.7% CAGR

30Y$20,561+$10,561 (+105.6%)2.4% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-30	$0.05	$13.50	+0.003704
2025-09-30	$0.05	$15.09	+0.003326
2025-12-31	$0.05	$15.74	+0.003199
2026-03-31	$0.05	$16.88	+0.002992

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As of 2026-06-19

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+18.89%	—	+18.58%	+0.31 pp	$11,889
1Y	+46.05%	46.05%	+44.51%	+1.53 pp	$14,605
3Y	+105.60%	27.16%	+102.91%	+2.69 pp	$20,560
5Y	+105.60%	15.51%	+102.91%	+2.69 pp	$20,560
10Y	+105.60%	7.47%	+102.91%	+2.69 pp	$20,560
15Y	+105.60%	4.92%	+102.91%	+2.69 pp	$20,560
20Y	+105.60%	3.67%	+102.91%	+2.69 pp	$20,560
30Y	+105.61%	2.43%	+102.91%	+2.69 pp	$20,561

Risk & Highlights

Best Year+33.28%2025

Worst Year+3.02%2023

Max Drawdown-8.28%2026-02-09 → 2026-02-23 · Recovered 2026-04-17

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+4.22%	+4.22%	—	+0.41%	+3.8pp
2025	+33.28%	+31.61%	+1.7pp	+16.64%	+16.6pp
2024	+24.32%	+24.32%	—	+24.00%	+0.3pp
2023	+3.02%	+3.02%	—	+24.81%	-21.8pp

SRBK outperformed the S&P 500 by 21.06pp over the past year (+46.05% vs +24.99%).

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SRBK Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
SRBKSR Bancorp, Inc. Common stock	$141M	+4.0%	+18.9%	+46.0%	+1.5pp	+105.6%	+105.6%	+105.6%
NBTBNBT Bancorp Inc.	$2.4B	+4.2%	+14.0%	+20.5%	+3.7pp	+49.9%	+46.9%	+103.1%
MNSBMainStreet Bancshares, Inc.	$176M	+6.6%	+21.1%	+33.1%	+2.2pp	+8.4%	+17.8%	+126.0%
CZWICitizens Community Bancorp, Inc.	$205M	+4.0%	+23.6%	+62.6%	+1.6pp	+149.8%	+64.1%	+121.2%
NECBNortheast Community Bancorp, Inc.	$356M	+9.0%	+14.8%	+19.0%	+4.5pp	+93.0%	+138.3%	+485.8%
NFBKNorthfield Bancorp, Inc.	$602M	+3.2%	+29.5%	+28.5%	+4.5pp	+43.4%	+7.3%	+28.9%
OCFCOceanFirst Financial Corp.	$1.0B	-2.2%	+3.3%	+12.3%	+4.8pp	+26.0%	+7.6%	+34.3%
KRNYKearny Financial Corp.	$533M	+6.0%	+18.2%	+47.0%	+7.3pp	+32.7%	-10.6%	-7.4%
BWFGBankwell Financial Group, Inc.	$448M	+9.5%	+25.6%	+63.9%	+2.3pp	+137.4%	+120.3%	+202.4%
CHMGChemung Financial Corporation	$341M	+7.2%	+31.5%	+53.9%	+2.9pp	+91.1%	+83.7%	+177.3%
FHNFirst Horizon Corporation	$12.3B	+4.6%	+4.2%	+30.4%	+3.3pp	+126.2%	+66.4%	+121.4%

Compare:SRBK vs NBTB SRBK vs MNSB SRBK vs CZWI SRBK vs NBTB vs MNSB

About SRBK Dividend Returns

SR Bancorp, Inc. Common stock (SRBK) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of SRBK over the past year?

SR Bancorp, Inc. Common stock (SRBK) delivered a total return of 46.05% over the past year when dividends are reinvested. The price-only return was 44.51%, meaning dividends contributed an additional 1.53 percentage points to total returns.

Q2How much would $10,000 invested in SRBK be worth today?

A $10,000 investment in SR Bancorp, Inc. Common stock one year ago would be worth $14,605 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $14,451. Dividend reinvestment added $153 to the portfolio value.

Q3Does SRBK pay dividends?

Yes, SR Bancorp, Inc. Common stock (SRBK) pays dividends. In the last year, SRBK paid approximately $0.05 per share in dividends (0.28% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did SRBK beat the S&P 500?

Yes, SR Bancorp, Inc. Common stock (SRBK) outperformed the S&P 500 by 21.06 percentage points over the past year. SRBK delivered a total return of 46.05%, compared to the S&P 500's 24.99%. This 21.06pp alpha means investors in SRBK earned more than a passive S&P 500 index fund.

Q5What is SRBK's worst drawdown?

SR Bancorp, Inc. Common stock (SRBK) experienced a maximum drawdown of -8.28% over the past year, declining from its peak on 2026-02-09 to its trough on 2026-02-23. The stock recovered to its prior peak by 2026-04-17. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is SRBK's long-term total return over 10, 20, or 30 years?

Here are SR Bancorp, Inc. Common stock (SRBK)'s long-term returns with dividends reinvested. Over 10 years, the total return is 105.6% (7.5% CAGR) — $10,000 would have grown to $20,560. Over 20 years: 105.6% total return (3.7% CAGR) — $10,000 → $20,560. Over 30 years: 105.6% total return (2.4% CAGR) — $10,000 → $20,561. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was SRBK's best and worst year?

SR Bancorp, Inc. Common stock's best calendar year was 2025 with a total return of 33.3%. Its worst year was 2023 with a total return of 3.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 30.3 percentage points.

How much would $100/month in SRBK be worth today?

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