Last 48 quarters of trend data · Financial Services · Specialty Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 12.05 | 12.68 | 13.64 | 27.99 | 14.05 | 11.83 | 14.40 | 162.16 | 21.09 | 17.46 | 25.03 | 147.86 | 45.90 | 21.47 | 17.73 | — | 15.94 | 10.10 | 5.50 | 7.18 | 6.39 |
| — | +7.2% | -5.3% | -82.7% | -33.4% | -32.3% | -42.5% | +9.7% | -54.0% | -18.7% | +41.2% | — | +187.9% | +112.5% | +222.2% | — | +149.6% | +108.2% | +35.9% | +11.0% | +17.3% | |
| P/S Ratio | 0.42 | 0.43 | 0.57 | 0.61 | 0.65 | 0.66 | 0.64 | 0.83 | 0.72 | 0.79 | 0.72 | 0.82 | 0.70 | 0.50 | 0.51 | 0.52 | 0.44 | 0.42 | 0.40 | 0.49 | 0.57 |
| — | -34.8% | -11.3% | -26.5% | -9.9% | -16.9% | -11.5% | +0.4% | +2.3% | +56.8% | +40.5% | +56.9% | +57.6% | +20.7% | +27.8% | +7.5% | -21.8% | -19.0% | -14.3% | -4.4% | +28.6% | |
| P/B Ratio | 0.83 | 0.91 | 1.22 | 1.15 | 1.24 | 1.41 | 1.28 | 1.44 | 1.35 | 1.49 | 1.27 | 1.34 | 1.18 | 0.89 | 0.83 | 0.81 | 0.85 | 0.88 | 1.00 | 1.26 | 1.69 |
| — | -35.1% | -4.5% | -19.7% | -8.6% | -5.4% | +0.6% | +7.5% | +14.4% | +67.2% | +53.4% | +65.3% | +39.0% | +1.3% | -17.2% | -35.6% | -49.6% | -37.9% | -26.2% | -6.3% | +31.3% | |
| P/FCF | 14.01 | 15.02 | 14.53 | — | 8.19 | 7.10 | 11.93 | — | 8.58 | 7.82 | 36.48 | — | 13.08 | 6.65 | 9.90 | — | 23.99 | 7.50 | 4.89 | 18.41 | 4.58 |
| — | +111.5% | +21.8% | — | -4.6% | -9.2% | -67.3% | — | -34.4% | +17.6% | +268.4% | — | -45.5% | -11.4% | +102.4% | — | +424.3% | +69.1% | +17.5% | +118.9% | +83.5% | |
| EV / EBITDA | 7.43 | 8.39 | 8.75 | 12.45 | 9.29 | 8.07 | 9.05 | 28.67 | 11.08 | 10.69 | 12.32 | 25.11 | 14.38 | 9.17 | 9.40 | 79.85 | 10.55 | 6.15 | 3.83 | 5.00 | 4.55 |
| — | +3.9% | -3.3% | -56.6% | -16.1% | -24.5% | -26.5% | +14.2% | -23.0% | +16.6% | +31.1% | -68.5% | +36.3% | +49.1% | +145.6% | +1496.6% | +131.8% | +103.4% | +50.3% | +29.8% | +49.9% | |
| EV / EBIT | 11.34 | 10.23 | 10.18 | 19.17 | 12.03 | 9.35 | 10.84 | 56.02 | 13.93 | 13.07 | 16.11 | 46.36 | 20.83 | 12.42 | 12.73 | — | 14.72 | 7.32 | 4.24 | 5.56 | 4.98 |
| — | +9.4% | -6.1% | -65.8% | -13.6% | -28.4% | -32.7% | +20.8% | -33.1% | +5.2% | +26.5% | — | +41.5% | +69.6% | +200.4% | — | +195.7% | +125.8% | +58.9% | +33.7% | +54.3% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 87.7% | 97.4% | 97.5% | 62.3% | 62.1% | 97.5% | 97.0% | 97.1% | 96.9% | 96.8% | 96.5% | 96.9% | 96.5% | 96.3% | 96.4% | 96.6% | 96.7% | 96.4% | 96.9% | 96.6% | 96.5% |
| — | -0.2% | +0.5% | -35.8% | -36.0% | +0.8% | +0.6% | +0.3% | +0.4% | +0.5% | +0.1% | +0.2% | -0.2% | -0.1% | -0.5% | +0.1% | +0.2% | +0.1% | +1.0% | +0.8% | +3.0% | |
| Operating Margin | 5.7% | 5.1% | 6.1% | 4.0% | 6.5% | 7.7% | 6.5% | 1.0% | 5.3% | 6.4% | 4.8% | 1.3% | 3.2% | 4.5% | 4.6% | -1.9% | 3.2% | 6.4% | 10.3% | 9.3% | 11.9% |
| — | -34.1% | -5.4% | +314.9% | +23.1% | +19.8% | +34.5% | -25.2% | +64.6% | +42.4% | +5.1% | +166.6% | +2.0% | -29.2% | -55.4% | -120.8% | -73.3% | -54.4% | -35.0% | -13.1% | +4.2% | |
| Net Margin | 4.0% | 3.4% | 4.1% | 2.2% | 4.6% | 5.6% | 4.4% | 0.5% | 3.4% | 4.5% | 2.9% | 0.6% | 1.5% | 2.3% | 2.9% | -1.6% | 2.0% | 4.1% | 7.3% | 6.8% | 8.9% |
| — | -39.4% | -6.4% | +331.8% | +34.5% | +23.3% | +53.5% | -11.0% | +125.5% | +93.7% | -0.0% | +136.2% | -25.4% | -43.4% | -60.6% | -123.0% | -77.2% | -61.2% | -36.9% | -13.8% | +9.8% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 7.5% | 1.8% | 2.2% | 1.0% | 2.3% | 3.0% | 2.2% | 0.2% | 1.6% | 2.2% | 1.3% | 0.2% | 0.6% | 1.0% | 1.2% | -0.6% | 1.0% | 2.2% | 4.6% | 4.4% | 6.8% |
| — | -40.2% | +0.3% | +371.5% | +44.0% | +39.9% | +76.4% | -4.3% | +150.0% | +110.3% | +9.3% | +138.0% | -34.0% | -52.6% | -74.7% | -113.6% | -85.7% | -71.3% | -47.1% | -16.0% | +12.0% | |
| ROA | 3.9% | 0.9% | 1.1% | 0.5% | 1.2% | 1.6% | 1.2% | 0.1% | 0.8% | 1.1% | 0.7% | 0.1% | 0.3% | 0.5% | 0.6% | -0.3% | 0.5% | 1.1% | 2.2% | 2.1% | 3.3% |
| — | -41.5% | -2.0% | +361.7% | +42.9% | +40.5% | +77.7% | -3.2% | +153.8% | +113.9% | +10.9% | +138.7% | -32.9% | -51.4% | -73.6% | -114.6% | -85.2% | -72.4% | -50.4% | -23.0% | +4.9% | |
| ROIC | 6.4% | 1.5% | 1.9% | 1.1% | 2.0% | 2.5% | 1.9% | 0.2% | 1.5% | 1.8% | 1.2% | 0.3% | 0.8% | 1.2% | 1.1% | -0.4% | 0.9% | 2.1% | 4.2% | 4.0% | 7.0% |
| — | -38.6% | -0.3% | +346.8% | +31.3% | +39.1% | +59.1% | -18.5% | +83.6% | +53.8% | +13.0% | +169.6% | -12.7% | -46.2% | -74.8% | -110.8% | -86.7% | -75.4% | -59.3% | -39.0% | -11.7% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.47 | 0.47 | 0.46 | 0.47 | 0.47 | 0.39 | 0.40 | 0.40 | 0.40 | 0.40 | 0.42 | 0.42 | 0.42 | 0.43 | 0.43 | 0.44 | 0.43 | 0.44 | 0.44 | 0.45 | 0.49 |
| — | +21.5% | +15.8% | +17.7% | +16.4% | -4.1% | -4.7% | -6.1% | -5.0% | -7.0% | -3.6% | -2.8% | -3.0% | -1.0% | -1.1% | -3.9% | -11.2% | +31.4% | +97.6% | +91.1% | +124.1% | |
| Debt / EBITDA | 3.39 | 12.16 | 10.60 | 16.02 | 11.49 | 7.46 | 9.30 | 26.40 | 11.09 | 9.76 | 12.96 | 25.66 | 16.90 | 13.51 | 14.54 | 124.77 | 16.61 | 9.95 | 5.89 | 6.44 | 4.94 |
| — | +63.0% | +14.0% | -39.3% | +3.6% | -23.5% | -28.3% | +2.9% | -34.4% | -27.8% | -10.8% | -79.4% | +1.7% | +35.8% | +146.8% | +1838.5% | +236.0% | +209.0% | +218.9% | +108.2% | +100.6% | |
| Current Ratio | 0.72 | 0.58 | 0.68 | 0.94 | 0.72 | 0.74 | 0.70 | 0.65 | 0.74 | 0.69 | — | — | — | — | — | — | — | — | — | — | — |
| — | -22.2% | -3.3% | +44.1% | -2.5% | +7.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Quick Ratio | 0.72 | 0.58 | 0.68 | 0.94 | 0.72 | 0.74 | 0.70 | 0.65 | 0.74 | 0.69 | — | — | — | — | — | — | — | — | — | — | — |
| — | -22.2% | -3.3% | +44.1% | -2.5% | +7.3% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | |
| Interest Coverage | 8.82 | 6.98 | 8.41 | 4.10 | 9.18 | 13.49 | 10.44 | 2.19 | 7.87 | 9.73 | 7.03 | 2.41 | 4.79 | 6.35 | 6.16 | -1.09 | 5.21 | 11.00 | 20.25 | 19.04 | 38.14 |
| — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying STC stock.
Stewart Information Services Corporation's current P/E is 12.1x. The average P/E over the last 4 quarters is 17.1x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Stewart Information Services Corporation's current operating margin is 5.7%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Stewart Information Services Corporation's business trajectory between earnings reports.